HSBC Visa Platinum

Meet your new shopping buddy. Grab up to 8X reward points on your purchases at the mall, and claim for awesome dining and travel rewards!

8X Reward Points

HSBC Visa Platinum
Min. Income
RM3,000/month
Annual Fee
RM240
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Balance Transfer

Handle your credit debt with the HSBC Balance Transfer programme. Get a special zero interest plan for the next 3 months if you are a new HSBC credit cardholder.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Plan

Easy Payment Plans

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about HSBC Card Instalment Plan

Rewards

Swipe at any outlets at Mid Valley Megamall and The Gardens Mall and earn 8X reward points, while shopping at participating malls nationwide will give you 5X reward points. Collect these points and redeem exciting gifts from HSBC Rewards Programme.

HSBC Rewards Programme
EarnSpend
8 points on every RM1at Mid Valley Megamall and The Gardens Mall
5 points on every RM1at other participating malls
1 point on every RM1on all other expenses

Features

Easy Payment Plan
HSBC Card Instalment Plan
Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Plan
Low interest rates for brand new HSBC cardholders! HSBC Balance Transfer helps you get back in control of your finances.

Premium

Extra savings and special discounts every month at more than 6500 Shopping outlets nationwide with your HSBC Visa Platinum Credit Card. There will always be a great deal waiting for you just around the corner!

Travel

Enjoy more shopping, dining, and entertainment perks while abroad with HSBC's Home & Away. You'll get special discounts when you swipe using your HSBC credit card, wherever you go!

Fees & Charges

Annual Fee
  • RM240 primary card
  • RM120 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Review

Who doesn't love being rewarded while spending money? HSBC Visa Platinum gives you extra rewards and benefits when you spend, both in Malaysia and overseas!

Attractive Rewards Programme

Love shopping? This is the card for you. Enjoy 8x Reward Points when you swipe your card in Mid Valley Megamall and The Gardens Mall and 5x Reward Points at other participating malls all across Malaysia.

You will also be entitled to 1x Reward Points for every RM1 spent outside these shopping malls. However you should be aware that the 8x and 5x Reward Points are awarded up to a maximum of RM3,000 per month only.

With these Reward Points, you can redeem items ranging from home appliances, electronic gadgets, to vouchers, and so much more! You can also enjoy a discount of 500 Reward Points when redeeming selected items online.

Home & Away Programme

HSBC Visa Platinum is recognized worldwide! Enjoy discounts, offers and other benefits on dining, accommodation, leisure and entertainment when you travel overseas, be it America, Asia, Europe, or the Middle East.

Save More With HSBC Visa Platinum

HSBC Balance Transfer Plan allows you to save up to 73% on interest rate when you transfer your balance from other bank's credit cards to your HSBC Visa Platinum.

Services

HSBC promise you convenience and flexibility. Using Internet and phone banking, save the hassle to rush to the bank during your one-hour lunch time! With HSBC SMS Alert, you will be notified with any transaction in you account, free of charge. Moreover, sign up with HSBC's Bill Payment service so you can stop worrying about overdue utility and phone bills.