HSBC Visa Platinum credit card

HSBC Visa Platinum

Meet your new shopping buddy. Grab up to 8X reward points on your purchases at the mall, and claim for awesome dining and travel rewards!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 6 months
  • RM254.40 annual fee
  • Earn up to 8x reward points 

Earn up to 8x Reward Points with Your New HSBC Visa Platinum Credit Card

Free Bayers Slow Juicer upon approval!

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Swipe at any outlets at Mid Valley Megamall and The Gardens Mall and earn 8X reward points, while shopping at participating malls nationwide will give you 5X reward points. Collect these points and redeem exciting gifts from HSBC Rewards Programme.
HSBC Rewards Programme
EarnSpent
8 points on every RM1at Mid Valley Megamall and The Gardens Mall
5 points on every RM1at other participating malls
1 point on every RM1on all other expenses
Your HSBC Rewards Programme earned expires in  3 years
Balance Transfer
Handle your credit debt with the HSBC Balance Transfer programme. Get a special zero interest plan for the next 3 months if you are a new HSBC credit cardholder.
Pay OverWith Interest Rate AtWhen You Transfer
3 months0% p.a. and no one-time upfront handling feefrom RM1000 
6 months1.99% p.a. and no one-time upfront handling feefrom RM1000 
6 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about HSBC Balance Transfer Plan
Travel
Enjoy more shopping, dining, and entertainment perks while abroad with HSBC's Home & Away. You'll get special discounts when you swipe using your HSBC credit card, wherever you go!
Premium
Extra savings and special discounts every month at more than 6500 Shopping outlets nationwide with your HSBC Visa Platinum Credit Card. There will always be a great deal waiting for you just around the corner!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM254.40
Annual Fee for Supplementary Card
RM127.20
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM36000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
HSBC Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

HSBC Visa Platinum review

What's so good (or not so good) about it?

Who doesn't love being rewarded while spending money? HSBC Visa Platinum gives you extra rewards and benefits when you spend, both in Malaysia and overseas!

Attractive Rewards Programme

Love shopping? This is the card for you. Enjoy 8x Reward Points when you swipe your card in Mid Valley Megamall and The Gardens Mall and 5x Reward Points at other participating malls all across Malaysia.

You will also be entitled to 1x Reward Points for every RM1 spent outside these shopping malls. However you should be aware that the 8x and 5x Reward Points are awarded up to a maximum of RM3,000 per month only.

With these Reward Points, you can redeem items ranging from home appliances, electronic gadgets, to vouchers, and so much more! You can also enjoy a discount of 500 Reward Points when redeeming selected items online.

Home & Away Programme

HSBC Visa Platinum is recognized worldwide! Enjoy discounts, offers and other benefits on dining, accommodation, leisure and entertainment when you travel overseas, be it America, Asia, Europe, or the Middle East.

Save More With HSBC Visa Platinum

HSBC Balance Transfer Plan allows you to save up to 73% on interest rate when you transfer your balance from other bank's credit cards to your HSBC Visa Platinum.

Services

HSBC promise you convenience and flexibility. Using Internet and phone banking, save the hassle to rush to the bank during your one-hour lunch time! With HSBC SMS Alert, you will be notified with any transaction in you account, free of charge. Moreover, sign up with HSBC's Bill Payment service so you can stop worrying about overdue utility and phone bills.

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