No annual fee after 12X swipes in a year
More reward points with HSBC Visa Signature Credit Card
HSBC Visa Signature is one of the few credit cards in Malaysia which offers generous Reward Points for every RM1 charged to the premier credit card.
Reward Points are awarded based on approved categories and enhanced with Additional Reward Points, subject to terms and conditions.
When you shop in-store at the eligible Merchant Category Code (MCC) in Malaysia, you can get 5x Reward Points! That's not all, for every Ringgit spent online, you can collect the same amount of points as well.
No, we're not done yet. You can enjoy 8x Reward Points when you spend on all retail overseas, as well as on online spending made in foreign currency.
For all the other spending, you will be rewarded with 1x Reward Point on each RM1 you swiped.
A wide range of offers is available such as dining and shopping vouchers, electronic gadgets, home and kitchen appliances, air miles, fee waivers, lifestyle items, travel accessories and more, which you can redeem within 3 years.
If you need more details on the reward points, you can check out the terms and conditions here.
Awesome travel benefits
The travel perks under this HSBC credit card are designed to enhance cardholders’ pleasure and peace of mind when they go abroad.
In addition to the reward points they can collect on hotel and dining expenses, cardholders will also receive 6x complimentary visits per year to selected Plaza Premium Lounges in selected airports such as the Kuala Lumpur International Airport, Hong Kong International Airport and Singapore Changi Airport.
The access will be available within 10 working days from the day you activate your card.
If you are travelling with guest(s) aged 12 years and above, they can get a 25% discount off the applicable charges, while accompanying guest(s) aged between 3 to 12 years can get a 30% discount.
Additionally, you redeem many exciting offers in the Home & Away Privilege Programme which include shopping, dining and entertainment discounts and exclusive deals at 19,000 outlets in more than 160 countries.
Interest savings
The HSBC Balance Transfer Instalment programme is also one of the features of this credit card.
Cardholders can transfer outstanding balances from other credit cards or charge cards to HSBC Visa Signature credit cards for easy management.
HSBC Visa Signature application requirements
With a minimum annual income requirement of RM72,000, not many people can qualify to apply for this HSBC credit card.
But for those who can, the rewards and travel privileges offered are the best in their class and deserve every Ringgit of the RM600 annual fee.
Foreigners with a permanent resident (PR) or on spouse visas can also apply for HSBC Visa Signature, but you may need to earn a minimum income of RM120,000 annually to apply.
