Not everyone needs the fancy smancy fluff that banks offer with their credit cards. If it’s free great, but you don’t wanna pay more for something you don’t use!
That’s why Hong Leong Classic Visa gives you all the essentials while keeping the requirements and fees basic and simple.
All The Essential Features
6.99% p.a. Balance Transfer
So you’ve got a credit card – great, but what’s next? Sure, you can now swipe on your purchases instead of paying by cash and make a couple of online purchases. A credit card doesn’t always have to be about spending.
Get some savings with your Hong Leong Classic Visa when you consolidate your debt with a balance transfer. Transfer a minimum of RM1000 and repay what you owe over 6 months or 1 year at low interest rates of 6.99% and no additional upfront fees.
0% Interest EPP
Don’t pay for what you can’t afford, it’s as simple as that. But with the Hong Leong Extended Payment Plan you have more flexibility to plan in advance and pay 0% interest on your purchases!
Swipe your purchases at approved merchants to your Hong Leong Classic Visa credit card and contact Hong Leong Bank’s customer service to enrol your purchases at least RM100 in value to this EPP plan. Repay what you owe in bite size instalments over up to 36 months, subject to approval.
All The Extra Classic Benefits
Shop with the Hong Leong Classic Visa and earn Reward Points with every swipe, that’s 1X Reward Point on all local and overseas spending. Accumulate these points for up to 3 years and redeem them for exciting gifts including vouchers, electronics, beauty products, and more.
Travelling solo? Remember to charge your flight tickets to your Hong Leong credit card and get complimentary travel insurance, including travel inconvenience benefits for damages or loss of your baggage, flight cancellations, missed connections and delays.
Basic Fees and Charges
Apply for your very own Hong Leong Classic Visa online for a low annual fee of RM84.80 including GST. All you need is a basic annual income of RM24,000 a year – that’s RM2,000 monthly, and you need to be at least 21 years of age and below 65.