You may own a credit card, but do you feel like you really OWN it? How about being reminded that "If you can dream it, you can do it." or "expect problems and eat them for breakfast!" everytime you swipe your card?
Now you can with the Hong Leong Bank I'm Card - you get the freedom to personalise your card, get seamless 24-hour online banking, low balance transfer rates, and 0% Extended Payment Plan!
Annual Fee Waiver
Never pay for unnecessary annual fees every again - there's no catch, you don't have to pay a fee, and that includes the 6% GST attached to it!
However, there's a joining fee that you'd need to take care of. The joining fee of RM20 is a one-time fee you pay once you've been approved for the Hong Leong Bank I'm Card, and is subjected to 6% GST.
Card Personalisation
So you've got your I'm Card - but it doesn't come with the ideal personalised card face that you imagined. So how do you actually go about customising your Hong Leong Bank card?
For the time being, you can bring along your card and make the free of charge personalisation at Sunway Giza Mach Hong Leong Bank during business hours. If the branch is further from your place, you can check out the roadshow list at Hong Leong Bank's website where personalization service will be offered.
Of course you'd have to becareful wheen choosing what you want imprinted on your card - you won't get pass if there's vulgarities!
Overseas Savings
Hong Leong I'm Card doesn't charge overseas transaction mark-up. What does that mean? For overseas transactions, you'd most likely have to pay a high processing fee when swiping your credit card.
But with Hong Leong I'm Card, even though your bank statement shows the spending amount inclusive of overseas transaction fees, the mark-up will be reversed by the end of following month.
Balance Transfer
If you want to transfer your credit card outstanding balances to Hong Leong Bank, you can settle it in either 6 or 12 months at rates as low as 6.99% p.a.. Have the option to settle the balance in full or partial!
If you're on a tight monthly budget, do consider this low interest balance transfer plan - it'll give you room to breath and allows you to settle any outstanding bills you've accumulated.
0% Easy Payment Plan ( EPP)
They say patience is a virtue - but what if you just have to buy that shiny new laptop like right now? Even if you don't have the cash to pay for it, you can certainly bring it home with Hong Leong Bank's flexibile 0% interest instalment plan of up to 12 months.