Zero Annual Fees
Annual Fee Waiver For Life
Never pay unnecessary annual fees ever again - there's no catch, you don't have to pay a fee!
However, there's a joining fee that you'd need to take care of.
The joining fee of RM20 is a one-time fee you pay once you've been approved for the Hong Leong Bank I'm Card and is subjected to 6% GST.
Hong Leong Bank I'm Card Balance Transfer Plan
If you want to transfer your credit card outstanding balances to Hong Leong Bank, you can settle it either via a one-time upfront fee plan of 3% or 5% for a 6-month or 12-month repayment period or via a monthly interest plan of 7.99% p.a. or 8.99% p.a. for the same repayment periods.
New Hong Leong credit cardholders get 4.99% p.a. interest with no fixed repayment period.
Have the option to settle the balance in full or partial!
If you're on a tight monthly budget, do consider this low-interest balance transfer plan - it'll give you room to breathe and allow you to settle any outstanding bills you've accumulated.
Hong Leong Flexi Payment Plan
They say patience is a virtue - but what if you just have to buy that shiny new laptop right now?
Even if you don't have the cash to pay for it, you can certainly bring it home with Hong Leong Bank's flexible instalment plan of as low as 0.88% interest.
Overseas Savings with Hong Leong I'm Card
The Hong Leong I'm Card doesn't charge overseas transaction markup. What does that mean?
For overseas transactions, you'd most likely have to pay a high processing fee when swiping your credit card.
But with Hong Leong I'm Card, even though your bank statement shows the spending amount inclusive of overseas transaction fees, the markup will be reversed by the end of the following month.
