Hong Leong Infinite Credit Card

Enjoy earning Enrich Points for every Ringgit spent locally and overseas, 4X access to Plaza Premium Lounge in Malaysia and Singapore plus free travel insurance!

Hong Leong Infinite Credit CardEarn Enrich Points
Min. Income
RM8,333.33/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

With Hong Leong Infinite Credit Card, you automatically earn unlimited Enrich Points on every eligible spend. The earn rates are based on your spending category: you'll get 1 point for every RM1 spent on dining, 1 point for every RM4 on travel and retail shopping, and 1 point for every RM6 on other transactions. Please note that the Retail Transactions (both local and international) EXCLUDE all Government/JomPay/ FPX transactions, QR Pay transactions via HLB Connect App, Cash Advances, Quasi Cash (betting and gaming related transactions), Quick Cash, Flexi Payment Plan, Auto Balance Conversion (ABC), Balance Transfers and any fees, and charges.

Enrich Points
EarnSpend
1 point on every RM1dining expenses locally and overseas
1 point on every RM4travel expenses locally and overseas
1 point on every RM4retail shopping locally and overseas
1 point on every RM6other spending locally and overseas

Travel

Principal cardholder(s) will have complimentary 4x access to the Plaza Premium Lounge in airports in both Malaysia and Singapore simply by presenting this card and a valid boarding pass. Your accompanying guest(s) can also enjoy up to 20% discount on the published rate. Additionally, enjoy complimentary travel insurance coverage worth up to RM2 million, Hong Leong Premium Card Services and Visa Infinite Concierge Services to help you with any bookings or reservations at any time of the day.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Delayed FlightUp to RM2,000
Missed FlightUp to RM2,000
Lost LuggageUp to RM8,000
Delayed LuggageUp to RM4,000

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5% one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Shop for big-ticket items and enjoy low interest rates for up to 36 months of repayment tenure at participating merchants.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0.88% p.a.and no one-time upfront handling feeRM500
6 months2.18% p.a.and no one-time upfront handling feeRM500
12 months3.18% p.a.and no one-time upfront handling feeRM500
18 months3.88% p.a.and no one-time upfront handling feeRM500
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 to 70 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

Review

Realise your dreams of trekking the world's most sought-after destinations with the Hong Leong Infinite Credit Card, with a lifetime annual fee waiver, attractive air mile conversion rates and worldwide privileges, all waiting to be discovered in this sleek black credit card.

Easy Enrich Points Earning with Hong Leong Infinite Credit Card

There's no need to exchange loyalty points for air miles with this credit card, as your retail spending will be automatically converted into Malaysian Airlines Enrich Miles at attractive rates, so you can fly to your dream destination at a fraction of its original cost!

Earn an endless supply of Enrich Points on every eligible purchase with the Hong Leong Infinite Credit Card! Forget about monthly limits and watch your points pile up fast. Get incredible returns on your spending: 1 point for every RM1 on dining, 1 point for every RM4 on travel and shopping, and 1 point for every RM6 on all other transactions.

However, please note that the retail transaction excludes all Government/JomPay/FPX transactions, QR Pay via HLB Connect App, Cash Advances, Quasi Cash, Quick Cash, Flexi Payment Plan, Auto Balance Conversion, Balance Transfers and any fees or charges.

Travel made easy

Waiting at the airport for your flight can be an uncomfortable experience, here's where the Hong Leong Visa Infinite shines.

As a Hong Leong Infinite principal cardholder, you will be granted 4X complimentary passes to participating Plaza Premium Lounge at airports in both Malaysia and Singapore. Please read through the terms and conditions of this benefit to find out more.

Inside, you can enjoy high-speed Wi-Fi, baggage handling, and an excellent choice of food and beverage - all that before your 24-hour flight cramped in a tiny seat and in-flight food. 

A proper vacation would require lots of planning and research, thankfully, you will have Hong Leong Premium Card Services at your service to attend to all your travelling needs, especially for tedious visa applications, accommodation and ticketing.

Premium Concierge Services

If you wish to request dining reservations, concert tickets and other specialised requests, this credit card has got it all covered.

Visa Infinite Concierge Services is a world-class customer service hotline that is always there for you at any time, anywhere and only a phone call away. 

For assistance regarding your credit card, there is also a 24-hour Hong Leong Premium Card Services to attend to your needs at 1800-38-8989 (toll-free) or 03-7626 8988 (call from overseas).

Full Travel Insurance from Hong Leong Infinite Credit Card

Have complete peace of mind whenever mountain climbing in the Himalayas or riding a train on the Trans-Siberian Railway, as you will have automatic travel insurance of up to RM2 million, along with compensation for luggage and flight delays. 

All you have to do is use your Hong Leong Infinite Credit Card to pay for the full fare of your airline ticket and rest assured, your well-being will be taken care of. For more details, you can visit Hong Leong Bank's website.

Credit Card » Hong Leong Bank

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