Hong Leong Infinite P Credit Card

Enjoy earning Enrich Points for every local and overseas spending and getting pampered at Priority Pass airport lounges worldwide to escape from the busy departure hall crowd.

Hong Leong Infinite P Credit CardBy Invitation Only
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Earn Enrich Points automatically with every spending, both locally and overseas! The Hong Leong Bank Infinite P credit card automatically earns Enrich Points for every eligible spend, with no monthly capping. The earn rates vary by spending category, such as RM1 for 1 Enrich Point on dining, RM3 for 1 Enrich Point on travel and retail shopping, and RM5 for 1 Enrich Point on other transactions. Please note that the Retail Transactions (both local and international) EXCLUDE all Government/JomPay/ FPX transactions, QR Pay transactions via HLB Connect App, Cash Advances, Quasi Cash (betting and gaming related transactions), Quick Cash, Flexi Payment Plan, Auto Balance Conversion (ABC), Balance Transfers and any fees, and charges.

Enrich Points
EarnSpend
1 point on every RM1dining expenses locally and overseas
1 point on every RM3travel expenses locally and overseas
1 point on every RM3retail shopping locally and overseas
1 point on every RM5other spending locally and overseas

Travel

Principal cardholder(s) will have complimentary 4x access to selected Priority Pass airport lounges worldwide and complimentary travel insurance worth up to RM2 million when you charge the full fare of your flight ticket with this card. Plus, enjoy other travel benefits such as Hong Leong Premium Travel Desk and Visa Infinite Concierge Services to help you with any bookings or reservations at any time of the day.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM2,000
Missed FlightUp to RM2,000
Lost LuggageUp to RM8,000
Delayed LuggageUp to RM4,000

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5% one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Shop for big-ticket items and enjoy low interest rates for up to 36 months of repayment tenure at participating merchants.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0.88% p.a.and no one-time upfront handling feeRM500
6 months2.18% p.a.and no one-time upfront handling feeRM500
12 months3.18% p.a.and no one-time upfront handling feeRM500
18 months3.88% p.a.and no one-time upfront handling feeRM500
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM5,000
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

Review

Hong Leong Infinite P Credit Card - Only by Invitation

First of all, Hong Leong Infinite P is a credit card that is designed for the discerning few. 

Ownership of the card is exclusively by invitation from Hong Leong Bank. 

If you're a traveller, Hong Leong Infinite P Credit Card is your best travel companion that gives you travel privileges that fit perfectly with your travel lifestyle.

The annual fee will not be a concern as it is waived for life and you can enjoy all the privileges and benefits.

Earn Enrich Miles automatically

When you charge your credit card for shopping, dining, or any other categories, all your expenses are converted into Enrich Points automatically.

Get unlimited Enrich Points automatically with the Hong Leong Bank Infinite P Credit Card. The rewards structure is simple: you earn points on all your eligible spending, with different rates depending on the category. For example, you get 1 Enrich Point for every RM1 spent on dining, while travel and retail shopping earn 1 point for every RM3. Other transactions earn 1 point for every RM5 spent. There's no monthly limit on how many points you can collect.

Since every Ringgit counts, all you have to do is to think about where is your next favourite destination.

Hong Leong Infinite P Credit Card Worldwide Lounge Access

With Hong Leong Visa Infinite P, you can escape the hustle and bustle of the busy airport. 

Just block your time for an airport lounge visit as a part of your travel itinerary with Priority Pass, the world’s premier independent airport lounge access program. Now, you can wait for your flight in comfort and style.

During the first year of your membership, you as the principal cardholder will be rewarded with 4X free visits to the participating airport lounges listed under the Priority Pass program which should be listed at www.prioritypass.com.

Complimentary Travel Insurance for Hong Leong Infinite P Cardholders

Automatic travel accident insurance coverage of up to RM2,000,000 is all yours when you charge the full fare of the flight ticket to your Hong Leong Bank credit card. 

The benefit is extended to your family members as well.

Hong Leong Infinite P provides reimbursement for travel inconveniences.

  • Up to RM2,000 for missed flight connections
  • Up to RM2,000 for flight delay
  • Up to RM4,000 for luggage delay
  • Up to RM8,000 for luggage loss

The sum assured is double for family coverage. The family members included spouses and dependent children below 23 years old. 

The insurance coverage is underwritten by MSIG Insurance (Malaysia) Bhd.

Credit Card » Hong Leong Bank

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