Hong Leong MATTA Gold MasterCard credit card

Also available as Visa

Hong Leong MATTA Gold MasterCard

Travel smart with the must-have travel companion – the Hong Leong MATTA credit card. Get the perks the Travel Agencies keep for themselves.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM159.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Overseas shopping has never been more fun! The MATTA credit card awards you with 1% Cashback every time you spend overseas, even if you're buying souvenirs or gifts for friends - you get rewarded too! Online transactions included.
Discover how much you can save when you shop with your new Hong Leong MATTA Gold MasterCard
Cashback CategoryCashback RateMonthly CapSpend
 Spendany amount1%uncappedany amount
Rewards
Amazing gifts await you! You are rewarded with 1X MATTA Point for every Ringgit charged to your card. The more you use the card, the more MATTA Points you’ll earn.
Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
18 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
Travel
You will automatically receive complimentary Travel Accident insurance and Inconvenience Benefits when you charge your travel purchases to your MATTA Credit Card. You are covered for any trouble due to any flight delays, luggage loss or missed connections, as well as overseas medical expenses.
Travel CoverageSum Insured
Travel InsuranceUp to RM500000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM1500
Delayed LuggageUp to RM600
Low Interest Rate
Preferential Forex Rate. Purchase foreign currency at preferential rates at Hong Leong Bank Bureau de Change at LCCT and Mahkota Parade, Melaka.
Premium
Get refreshed, relax and unwind with entry to the Plaza Premium Lounge at KLIA. Enjoy VIP treatment whenever you visit participating MATTA Fairs nationwide. Just present your MATTA card at the entrance and enter for free via the VIP Express Lane.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM159.00
  • First year free
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
RM79.50
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM21.20 or 4.77% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM8000

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM32000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.