Hong Leong Mach Visa Signature credit card

Hong Leong Mach Visa Signature

Ultimate lifestyle and travel companion. Access to VIP lounge in KLIA and Changi airport, complimentary travel insurance, and personalised help desk.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6.99% p.a. balance transfer over 12 months
  • RM0.00 annual fee
  • Earn up to 1x reward point 


Because you should be rewarded for giving the bank your business

Earn free flights! - ALL your retail transactions, including on flights, food, and utility bills will be rewarded with MAS Enrich Miles. Receive 1 mile for every RM3 spent locally, or 1 mile for every RM2 spent overseas.
Enrich Miles
1 point on every RM3on all local retail expenses
1 point on every RM2on all overseas retail expenses
Your Enrich Miles earned expires in  3 years
Balance Transfer
Your credit card bills limiting you to live from paycheque-to-paycheque? Enjoy 6.99% interest for 6 and 12 months balance transfer. Minimum credit balance is RM1,000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Only for overseas transactions - 0% 6 month Installment Payment Plan for purchases from RM500 to RM20,000 per transaction.
You'll get 2 complimentary entries to premium airport lounges in both Malaysia and Singapore. Better still, get complete peace of mind with Travel Accident and Inconvenience Insurance of up to RM1.5 million for loss luggage or delayed flight. Need a ride from the airport? Have free private airport transfer to selected destinations.
Travel CoverageSum Insured
Personal AccidentUp to RM1500000
Travel InsuranceUp to RM1500000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM4000
Delayed LuggageUp to RM2000
All you need to do is present your Mach Signature card to the counter at any Hong Leong Bank Bureau de Change to enjoy preferential foreign currency exchange rates - maximise your overseas spending!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life. Principal cardholers only.
  • Free for the first 3 supplementary cardholders.
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong Mach Visa Signature review

What's so good (or not so good) about it?

Introducing the brand new Signature Visa credit card from Mach by Hong Leong Back. Explore, dream and discover with the credit card that gives you excellent travel benefits and privileges - perfect for those who have always wished to sail away from the safe harbor, and travel off the beaten track. But wait, don't get off your office chairs just yet - read on to find out more!

Get Rewarded With MAS Air Miles

Every time you swipe your credit card on any retail spend, you will be rewarded with MAS Enrich Miles. That's right, you will stand the chance to use your air miles to redeem special gifts and fly for FREE with Malaysia's premier airline. There's no need to manually convert your reward points here - it's all very clever.

For your all local spending, you will earn 1 mile for every RM3 that you spend. For any RM2 spent overseas, you will also get 1 mile.

Travel Privileges

This is where the Hong Leong Mach Visa Signature really shines. First of all, you will gain two complimentary entry to participating premium airport lounges in Malaysia and Singapore, irrespective of your airline and travel class. There you will be attended by friendly staff, providing you with food and beverages, plus internet connection - a welcome refuge from the bustling airport departure halls.

Next up, cardholders will be provided with instant Travel Accident and Inconvenience Insurance for up to RM1.5 million! Your coverage will include among other things - luggage delay, luggage loss, missed flight connections, and flight delays.

Other Premium Benefits

Going abroad will usually mean a free pass to splurge! - Thankfully, with this credit card, you will be able to enjoy a 0% instalment payment plan for all your overseas transactions. Applicable only for purchases from RM500 to RM20000.

Lastly, to enjoy preferential foreign currency exchange rate from any Hong Leong Bureau de Change outlets, all you have to do is present your Hong Leong Mach Visa Signature credit card.

Read More