Because you should be rewarded for giving the bank your business
- Hong Leong Platinum Credit Card is the only card that rewards your spending with cash rebate up to 2% on top of Platinum benefits and Reward Points.
Discover how much you can save when you shop with your new Hong Leong Platinum MasterCard
|Cashback Category||Cashback Rate||Monthly Cap||Spend|
| ||Spendfrom RM10000 up to RM25000||0.2%||RM50||from RM10000 up to RM25000|
| ||Spendfrom RM25001 up to RM50000||0.5%||RM250||from RM25001 up to RM50000|
| ||Spendfrom RM50000 and above||2%||uncapped||from RM50000 and above|
- Irresistible merchandise awaits you! Get Reward Points whenever you use your Hong Leong credit card. You'll be rewarded with 1X Reward Point for every Ringgit charged to your card.
- Balance Transfer
- Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Learn more about Hong Leong Balance Transfer
|Pay Over||With Interest Rate At||When You Transfer|
|6 months||6.99% p.a. and no one-time upfront handling fee||from RM1000 |
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000 |
- Easy Payment Plan (EPP)
- Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
Learn more about Hong Leong Extended Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|3 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|6 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|12 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|18 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|24 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|36 months||0% p.a. and no one-time upfront handling fee||from RM500 |
- Complimentary Travel Insurance and Travel Inconvenience Coverage and Retail Purchase Protection Coverage. Just charge your holiday tickets to your credit card and enjoy complimentary coverage.
|Travel Coverage||Sum Insured|
|Personal Accident||Up to RM300000|
|Travel Insurance||Up to RM1700000|
|Delayed Flight||Up to RM1200|
|Missed Flight||Up to RM1200|
|Lost Luggage||Up to RM2500|
|Delayed Luggage||Up to RM1200|
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- first supplementary card free, subsequent card 200
- Annual Fee for Supplementary Card
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM75
- Cash withdrawal fee
- RM21.20 or 5.30% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- Daily Maximum Cash Withdrawal
- Contact-less Payment Methods
- Supplementary Touch 'n Go card
All fees & charges are inclusive of 6% GST if applicable
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Maximum age for primary card holder
- 65 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
Get some extra help from your credit card when you need it most