Hong Leong Platinum MasterCard credit card

Also available as Visa

Hong Leong Platinum MasterCard

The Hong Leong Platinum Visa is the only card that rewards your spending with cash rebate up to 2% on top of Platinum benefits. Get Reward Points too!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 2% cashback
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM424.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Hong Leong Platinum Credit Card is the only card that rewards your spending with cash rebate up to 2% on top of Platinum benefits and Reward Points.
Discover how much you can save when you shop with your new Hong Leong Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
 Spendfrom RM10000 up to RM250000.2%RM50from RM10000 up to RM25000
 Spendfrom RM25001 up to RM500000.5%RM250from RM25001 up to RM50000
 Spendfrom RM50000 and above2%uncappedfrom RM50000 and above
Rewards
Irresistible merchandise awaits you! Get Reward Points whenever you use your Hong Leong credit card. You'll be rewarded with 1X Reward Point for every Ringgit charged to your card.
Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
18 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months8.99% p.a. and no one-time upfront handling feefrom RM500 
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
24 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
36 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Hong Leong Flexi Payment Plan
Travel
Complimentary Travel Insurance and Travel Inconvenience Coverage and Retail Purchase Protection Coverage. Just charge your holiday tickets to your credit card and enjoy complimentary coverage.
Travel CoverageSum Insured
Personal AccidentUp to RM300000
Travel InsuranceUp to RM1700000
Delayed FlightUp to RM1200
Missed FlightUp to RM1200
Lost LuggageUp to RM2500
Delayed LuggageUp to RM1200

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM424.00
  • first supplementary card free, subsequent card 200
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM8000
Contact-less Payment Methods
Supplementary Touch 'n Go card

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Hong Leong Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.