Hong Leong Sutera Platinum Card

Earn Reward Points every time you spend locally and overseas. Plus get free access to Plaza Premium Lounge and travel insurance coverage of up to RM1.7 million.

Hong Leong Sutera Platinum CardHigh Reward Points
Min. Income
Annual Fee
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn up to 6x rewards points for retail spending, travel and dining.

Reward Points
6 points on every RM1on overseas purchases
3 points on every RM1on dining
3 points on every RM1on weekend local purchases
1 point on every RM1on other retail purchases


Complimentary unlimited Plaza Premium Lounge access to KLIA and klia2 for the first 250 card holders each month. What's more - you can enjoy travel insurance coverage of up to RM1.7 million.

Travel CoverageSum Insured
Personal AccidentUp to RM1,700,000
Delayed FlightUp to RM1,200
Missed FlightUp to RM1,200
Lost LuggageUp to RM2,500
Delayed LuggageUp to RM1,200


24 hours, 7 days a week Visa Platinum Concierge Service is available for information such as concert bookings, dinner reservations and more.

Balance Transfer

Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Fees & Charges

Annual Fee
  • RM400 primary card

    Waived when 1 swipe within 45 days of card approval for the first year

    Waived when you spend at least RM15,000 a year for subsequent years

  • RM200 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Any Business


Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Hong Leong Call-For-Cash Installment Programme has no daily interest, just a one time interest charge from as low as 3.18%.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!


Complimentary Access to Plaza Premium Lounge from Hong Leong Sutera Platinum Card

Hong Leong Sutera Platinum Card gives you unlimited access to Plaza Premium Lounge in KLIA and klia2.

So you can enjoy a warm bath, your favourite drinks and get something to eat before joining the boarding queue later.

Do note that free access is only limited to the first 250 Hong Leong Sutera Platinum Card cardholders in a month at each KLIA and klia2.

If the limit has been exceeded, you will be required to pay the standard entrance fee to access the lounge.

A faster way to earn rewards points

With the new Hong Leong Sutera Platinum Card, you can turn your spending into reward points up to 6x faster than most other rewards points cards. 

Earn 6x rewards points every RM1 spent overseas, 3x for dining at any day of the week, 3x for local spending on weekends, and 1x for everything else.

Million Ringgit Travel Insurance

Just charge the full fare of your flight tickets to your Hong Leong Sutera credit card, you are eligible to receive travel insurance protection that is underwritten by MSIG Insurance (Malaysia) Berhad.

The coverage of air travel accidents is up to RM1700000 while the overseas personal accident coverage is up to RM300000.

For the air travel inconvenience protection, the coverage for a delayed flight or missed flight connection is up to RM1200, luggage loss is up to RM2500 and luggage delay is up to RM1200.

The amount is doubled for family coverage.

Get more for your points with Hong Leong Sutera Platinum Card

All your accumulated Hong Leong Sutera Platinum Card reward points can turn into worthy redemption for a wide range of products such as home decorations, personal care, fashion, gadgets, travel accessories, vouchers and more. 

In addition to that, you can exchange the reward points with air miles such as Enrich Miles with 10000 points.