Hong Leong Sutera Platinum Card

Earn up to 8x Reward Points every time you spend online, groceries, essentials, dining and overseas. Plus enjoy travel insurance coverage of up to RM1.7 million.

Hong Leong Sutera Platinum CardHigh Reward Points
Min. Income
RM3,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us
VIEW MORE >

Rewards

Earn up to 8x rewards points on online spending, groceries & essentials at selected convenient stores, dining and overseas.

Reward Points
EarnSpend
8 points on every RM1on online spend at Lazada, Shopee, Grab, Foodpanda, Touch & Go, MYEG, Spotify, Netflix, Apple Music (applicable to e-wallet reloads & food delivery spending too)
8 points on every RM1on groceries and essentials
8 points on every RM1on dining
8 points on every RM1on overseas transactions
1 point on every RM1on all other eligible retail spend

Travel

Complimentary travel insurance coverage of up to RM1.7 million which includes missed flight connections, luggage delays and losses, and flight delays.

Travel CoverageSum Insured
Personal AccidentUp to RM1,700,000
Delayed FlightUp to RM1,200
Missed FlightUp to RM1,200
Lost LuggageUp to RM2,500
Delayed LuggageUp to RM1,200

Premium

24 hours, 7 days a week Visa Platinum Concierge Service is available for information such as concert bookings, dinner reservations and more.

Balance Transfer

Transfer your outstanding balances into a new Hong Leong credit card and enjoy 0% interest and a low one-time upfront fee over a 6 or 12 months tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Fees & Charges

Annual Fee
  • RM120 primary card

    Free for first year

    Waived when you swipe each card once within 45 days from the issuance date and subsequently will be waived with a minimum retail spend of RM15,000 in a year.

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Hong Leong Call-For-Cash Installment Programme has no daily interest, just a one time interest charge from as low as 3.18%.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1,000 from up to 3 other banks!

Review

A faster way to earn rewards points

With the new Hong Leong Sutera Platinum Card, you can turn your spending into reward points up to 8x faster than most other rewards points cards. 

Earn 8x rewards points for every RM1 spent online, groceries and essentials shopping at selected convenient stores, dining as well as overseas.

Million Ringgit Travel Insurance

Just charge the full fare of your flight tickets to your Hong Leong Sutera credit card, and you are eligible to receive travel insurance protection that is underwritten by MSIG Insurance (Malaysia) Berhad.

The coverage of air travel accidents is up to RM1700000 while the overseas personal accident coverage is up to RM300000.

For the air travel inconvenience protection, the coverage for a delayed flight or missed flight connection is up to RM1200, luggage loss is up to RM2500 and luggage delay is up to RM1200.

The amount is doubled for family coverage.

Get more for your points with Hong Leong Sutera Platinum Card

All your accumulated Hong Leong Sutera Platinum Card reward points can turn into worthy redemption for a wide range of products such as home decorations, personal care, fashion, gadgets, travel accessories, vouchers and more. 

In addition to that, you can exchange the reward points with air miles such as Enrich Miles with 10000 points.

Credit Card » Hong Leong Bank

✕

Apply Now

Answer a few questions with our chatbot

PDPA

We protect your personal information in compliance with the PDPA

We respect your privacy and we are committed to handle your personal information safely and responsibly
✕
Search Icon

Get the financial support you need

Featurebox

We’ll guide you through your application for this financial product