Hong Leong Sutera Platinum Credit Card
Get up to 8x reward points every time you spend online, on groceries and essentials and shopping at selected convenience stores, dining and overseas.
High Reward PointsProduct summary
- Min. Income
- RM3,000/month
- Annual Fee
- RM120
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 1.88% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Rewards
Earn up to 8x rewards points when you spend on selected online merchants, buying groceries and essentials at all grocery stores and drug stores/pharmacies near you, including shopping at selected convenience stores such as MyNews and 7Eleven. Dining spending gets you reward points too! Overseas transactions using foreign currencies are eligible as well.
| Earn | Spend |
|---|---|
| 8 points on every RM1 | on online spend at Lazada, Shopee, Grab, Foodpanda, Touch 'n Go, MYEG, Spotify, Netflix, Apple Music (applicable to e-wallet reloads and food delivery spending too) |
| 8 points on every RM1 | on groceries, pharmacies and essentials |
| 8 points on every RM1 | on dining transactions |
| 8 points on every RM1 | on overseas transactions (using foreign currencies) |
| 1 point on every RM1 | on all other eligible retail spend (except Government/JomPay/FPX transactions, QR Pay via HLB Connect App, Cash Advances, Quasi Cash, Quick Cash, Flexi Payment Plan, Auto Balance Conversion, Balance Transfers and any fees or charges) |
Balance Transfer
Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 5% one-time upfront handling fee | from RM1,000 |
| 6 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 8.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Shop for big-ticket items and enjoy low interest rates for up to 36 months of repayment tenure at participating merchants.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 1.88% p.a.and no one-time upfront handling fee | RM500 |
| 6 months | 3.18% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 3.58% p.a.and no one-time upfront handling fee | RM500 |
| 18 months | 3.99% p.a.and no one-time upfront handling fee | RM500 |
| 24 months | 3.99% p.a.and no one-time upfront handling fee | RM2,000 |
| 36 months | 3.99% p.a.and no one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM120 primary card
- RM60 supplementary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- Hong Leong Flexi Payment Plan
- Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
- Balance Transfer Plans
- Hong Leong Balance Transfer
- Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!
Review
Hong Leong Infinite Credit Card
- Min. Income
- RM8,333.33/month
- Annual Fee
- Free
- Cashback
- No
Hong Leong Wise Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- RM98
- Cashback
- up to 15%
Hong Leong I'm Credit Card
- Min. Income
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- Annual Fee
- Free
- Cashback
- No
GSC - Hong Leong Platinum Visa
- Min. Income
- RM5,000/month
- Annual Fee
- RM300
- Cashback
- No
GSC - Hong Leong Gold Visa
- Min. Income
- RM2,000/month
- Annual Fee
- RM150
- Cashback
- No
Hong Leong Sutera Platinum Credit Card
- Min. Income
- RM3,000/month
- Annual Fee
- RM120
- Cashback
- No
Hong Leong Essential Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- RM100
- Cashback
- up to 1%
Hong Leong Infinite P Credit Card
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- No
Hong Leong Visa Infinite Doctor's Edition
- Min. Income
- RM4,000/month
- Annual Fee
- Free
- Cashback
- No
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