Hong Leong Sutera Platinum Credit Card

Get up to 8x reward points every time you spend online, on groceries and essentials and shopping at selected convenience stores, dining and overseas.

Hong Leong Sutera Platinum Credit CardHigh Reward Points
Min. Income
RM3,000/month
Annual Fee
RM120
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Earn up to 8x rewards points when you spend on selected online merchants, buying groceries and essentials at all grocery stores and drug stores/pharmacies near you, including shopping at selected convenience stores such as MyNews and 7Eleven. Dining spending gets you reward points too! Overseas transactions using foreign currencies are eligible as well.

Reward Points
EarnSpend
8 points on every RM1on online spend at Lazada, Shopee, Grab, Foodpanda, Touch 'n Go, MYEG, Spotify, Netflix, Apple Music (applicable to e-wallet reloads and food delivery spending too)
8 points on every RM1on groceries, pharmacies and essentials
8 points on every RM1on dining transactions
8 points on every RM1on overseas transactions (using foreign currencies)
1 point on every RM1on all other eligible retail spend (except Government/JomPay/FPX transactions, QR Pay via HLB Connect App, Cash Advances, Quasi Cash, Quick Cash, Flexi Payment Plan, Auto Balance Conversion, Balance Transfers and any fees or charges)

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5% one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Shop for big-ticket items and enjoy low interest rates for up to 36 months of repayment tenure at participating merchants.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0.88% p.a.and no one-time upfront handling feeRM500
6 months2.18% p.a.and no one-time upfront handling feeRM500
12 months3.18% p.a.and no one-time upfront handling feeRM500
18 months3.88% p.a.and no one-time upfront handling feeRM500
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM120 primary card
  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

Review

A faster way to earn reward points

With the new Hong Leong Sutera Platinum Card, you can turn your spending into reward points up to 8x faster than most other reward points cards. 

Earn 8x rewards points for every RM1 spent online, groceries, pharmacies and essentials, shopping at selected convenience stores, dining, and overseas.

Get more for your points with Hong Leong Sutera Platinum Card

All your accumulated Hong Leong Sutera Platinum Card reward points can turn into worthy redemption for a wide range of products such as home decorations, personal care, fashion, gadgets, travel accessories, vouchers and more. 

In addition to that, you can exchange the reward points with air miles such as Enrich Miles with 10,000 points.

Balance Transfer

Understanding the financial needs of credit card cardholders, Hong Leong Wise Credit Card also has a balance transfer feature.

This tool is very useful if you want to consolidate outstanding balances from other credit cards or charge cards into one credit card for easy management and to save on interest payments.

Hong Leong Balance Transfer plan offers two (2) choices either with a one-time upfront fee of 3% or 5% for up to 12 months or as low as 7.99% p.a. and 8.99% p.a. fixed interest for 6 or 12 months tenure.

You can transfer outstanding balances of at least RM1,000 from as many as three cards under this programme.

Flexi Payment Plan (FPP)

Most people nowadays use credit cards to pay for expensive purchases so that they do not have to fork out a huge amount of cash on the spot.

More importantly, many credit cards offer FPP to allow cardholders to pay for their purchases over time. This Hong Leong credit card is no exception.

Under the Hong Leong Bank FPP, Hong Leong cardholders can enjoy low-interest shopping with payment terms of up to 36 months, making it so easy to own their dream TV or the latest smartphone.

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