Hong Leong Visa Infinite Doctor's Edition

Designed for medical doctors and dentists, earn attractive Enrich Points for your selected local and overseas transactions. Enjoy a free annual fee for life!

Hong Leong Visa Infinite Doctor's EditionEnrich Points Conversion
Min. Income
RM4,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Earn 1x Enrich Points for every RM1 spent on dining transactions locally and internationally. Spend RM4 on travel expenses and retail shopping (local and overseas) to get 1x Enrich Point. To top it off, for every RM6 spent locally and internationally on other spending, you can earn 1x Enrich Point too! Please note that the Retail Transactions (both local and international) EXCLUDE all Government/JomPay/ FPX transactions, QR Pay transactions via HLB Connect App, Cash Advances, Quasi Cash (betting and gaming related transactions), Quick Cash, Flexi Payment Plan, Auto Balance Conversion (ABC), Balance Transfers and any fees, and charges.

Enrich Points
EarnSpend
1 point on every RM1on local and overseas dining spend
1 point on every RM4on local and overseas travel spend and retail shopping
1 point on every RM6on other local and overseas spend

Travel

Fellow doctors and dentists, enjoy 4x complimentary yearly access to participating Plaza Premium Lounges in Malaysia and Singapore! Your accompanying guests can enjoy up to 20% discount off the published rates as well. Additionally, get automatic travel insurance coverage worth up to RM2 million simply by charging the full fare of your flight ticket with this card. All are subject to terms and conditions.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM2,000
Missed FlightUp to RM2,000
Lost LuggageUp to RM8,000
Delayed LuggageUp to RM4,000

Premium

Enjoy personalised service via Hong Leong Premium Card Services and Visa Infinite Concierge Services for all your travel and lifestyle demands, anytime and anywhere in the world.

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5% one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Shop for big-ticket items and enjoy low interest rates for up to 36 months of repayment tenure at participating merchants.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0.88% p.a.and no one-time upfront handling feeRM500
6 months2.18% p.a.and no one-time upfront handling feeRM500
12 months3.18% p.a.and no one-time upfront handling feeRM500
18 months3.88% p.a.and no one-time upfront handling feeRM500
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 70 years old primary card
  • 18 years old supplementary card
Who can apply
  • Registered Medical Doctors (under MMC) and Dentists (under MDC)

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

Review

Hong Leong Visa Infinite Doctor's Edition, every doctor's and dentist's best friend

Your best friend would want only the best things to happen to you, and so would Hong Leong Visa Infinite Doctor's Edition.

This Hong Leong credit card is specially designed to reward registered medical doctors and dentists, so they can enjoy their lives as they have saved many people's lives.

From superb Enrich Point conversion, free travel insurance, and zero annual fees to Premium Concierge Services - it's time for doctors to enjoy the best life can offer!

Automatic MAS Enrich Point conversion

If you happen to be an avid traveller or wish to save money on flight tickets, the Hong Leong Infinite Doctor's Edition credit card can help you.

Your retail spending will be converted into Malaysian Airlines Enrich Points at attractive rates automatically.

Talking about saving time and cutting costs!

Spending Category Enrich Points
Local and Overseas Dining Spend RM1 = 1x Enrich Point
Local and Overseas Travel and Retail Spend RM4 = 1x Enrich Point
Other Local and Overseas Spend RM6 = 1x Enrich Point

Travel benefits

With this Hong Leong credit card, doctors can enjoy travel benefits such as:

Who can apply for the Hong Leong Visa Infinite Doctor's Edition?

Anyone within the age range of 21 to 70 years old, and either registered as a medical doctor with the Malaysian Medical Council (MMC) or as a dentist with the Malaysian Dental Council (MDC), with a minimum annual income of RM48,000 (RM4,000/per month), is eligible to apply.

The minimum age for the supplementary cardholders is 18 years old.

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