Hong Leong Visa Infinite Doctor's Edition

Hong Leong Visa Infinite Doctor's Edition is designed for medical doctors and dentists to make their lives merrier. No annual fee and superb Enrich Miles conversion!

Hong Leong Visa Infinite Doctor's EditionEnrich Miles Conversion
Min. Income
RM4,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Travel

Fellow doctors and dentists, enjoy 4x complimentary access to participating Plaza Premium Lounge in Malaysia and Singapore per year! Your accompanying guests can enjoy up to 20% discount off the published rates as well. Additionally, get automatic travel insurance coverage worth up to RM3 million simply by charging the full fare of your flight ticket with this card. All are subject to terms and conditions.

Travel CoverageSum Insured
Personal AccidentUp to RM3,000,000
Travel InsuranceUp to RM3,000,000
Delayed FlightUp to RM2,000
Missed FlightUp to RM2,000
Lost LuggageUp to RM8,000
Delayed LuggageUp to RM4,000

Premium

Earn 1 Enrich Miles for every RM3.50 local transaction or RM2.20 overseas retail spend. Collect as many air miles as you need to bump into the first-class cabin as there is no expiry date for these reward points. Note that the eligible transactions exclude all Government/JomPay/FPX transactions, QR Pay via the HLB Connect App, Cash Advances, Quasi Cash, Quick Cash, Flexi Payment Plan, Auto Balance Conversion, Balance Transfers, and any fees or charges. In addition, get personalised service via Visa Digital Concierge for all your travel and lifestyle demands, anytime and anywhere in the world.

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months. As for new Hong Leong credit cardholders, you get 4.99% p.a. interest with no fixed repayment period. Terms apply!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

From 1 January 2024 to 30 April 2024, enjoy promotional rates as low as 0.88% p.a. for up to 18 months of repayment tenure. Alternatively, you can opt for a fixed 8.99% p.a. interest for up to 36 months. Terms apply!

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0.88% p.a.and no one-time upfront handling feeRM500
6 months2.18% p.a.and no one-time upfront handling feeRM500
12 months3.18% p.a.and no one-time upfront handling feeRM500
18 months3.88% p.a.and no one-time upfront handling feeRM500
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 70 years old primary card
  • 18 years old supplementary card
Who can apply
  • Registered Medical Doctors (under MMC) and Dentists (under MDC)

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

Review

Hong Leong Visa Infinite Doctor's Edition, every doctor's and dentist's best friend

Your best friend would want only the best things to happen to you, and so would Hong Leong Visa Infinite Doctor's Edition.

This Hong Leong credit card is specially designed to reward registered medical doctors and dentists so they can enjoy their lives as they have saved many people's lives.

From superb Enrich Miles conversion, free travel insurance, and zero annual fees to Visa Digital Concierge - it's time for doctors to enjoy the best life can offer!

Automatic MAS Enrich Miles conversion

If you happen to be an avid traveller or wish to save money on flight tickets, Hong Leong Infinite Doctor's Edition credit card can help you.

Your retail spending will be converted into Malaysian Airlines Enrich Miles at attractive rates automatically.

Therefore, you don't have to redeem your loyalty points for air miles and can get rebates for your flight ticket - or perhaps get it for free, if you have enough miles.

Talking about saving time and cutting costs!

Local Retail TransactionOverseas Retail Transaction
RM3.50 = 1 Enrich MileRM2.20 = 1 Enrich Mile

Travel benefits

With this Hong Leong credit card, doctors can enjoy travel benefits such as:

  • 4x complimentary access to participating Plaza Premium Lounges in Malaysia and Singapore airports. Terms and conditions apply.
  • Automatic travel insurance coverage up to RM3 million for personal accidents and travel inconveniences. Terms and conditions apply.
  • 24-hour card-related assistance

Who can apply for the Hong Leong Visa Infinite Doctor's Edition?

Anyone within the age range of 21 to 70 years old, and either registered as a medical doctor with the Malaysian Medical Council (MMC) or as a dentist with the Malaysian Dental Council (MDC) is eligible to apply.

The minimum age for the supplementary cardholders is 18 years old.

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