Hong Leong Visa Infinite credit card

Hong Leong Visa Infinite

Expand your horizons - Travel with style with the Hong Leong Visa Infinite with complimentary airport lounge access and MAS Enrich Miles

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for Hong Leong Visa Infinite

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Hong Leong Visa Infinite

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Hong Leong Bank website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Any retail spend on your credit card will be converted automatically to Malaysian Airlines Enrich Miles. To receive 1 MAS Enrich Mile, you will have to either spend RM2.80 locally, or only RM1.80 whenever overseas. The reward point that you earn will never expire!
Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
You will have complimentary access to Plaza Premium Airport Lounges in Malaysia and Singapore, comprehensive travel insurance plus benefits, and Visa Infinite Concierge Services to help you with any bookings or reservations at any time of the day.
Travel CoverageSum Insured
Personal AccidentUp to RM3000000
Travel InsuranceUp to RM3000000
Delayed FlightUp to RM2000
Missed FlightUp to RM2000
Lost LuggageUp to RM8000
Delayed LuggageUp to RM4000
Enjoy preferential foreign currency exchange rate at domestic airports, and 24-Hour Hong Leong Premium Card Services Line to assist you at anytime, anywhere.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
70 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Hong Leong Call For Cash Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong Visa Infinite review

What's so good (or not so good) about it?

Realise your dreams of trekking the world's most sought after destinations with the Hong Leong Infinite Card, with a lifetime annual fee waiver, attractive air mile conversion rates, and worldwide privileges, all waiting to be discovered in this sleek black Visa Infinite credit card from Hong Leong.

Easy Enrich Points

There's no need to exchange loyalty points for air miles with this credit card, as your retail spending will be automatically converted into Malaysian Airlines Enrich Miles at attractive rates, so you can fly to your dream destination at a fraction of it's original cost!

Travel made easy

Waiting at the airport for your flight can be an uncomfortable experience, here's where the Hong Leong Visa Infinite shines. You will be granted 4 complimentary passes to the Plaza Premium Lounge at airports across Malaysia and Singapore. Inside, you can enjoy hi speed Wi-Fi, baggage handling, and excellent choice of food and beverage - all that before your 24 hour flight cramped in a tiny seat and airplane food.

But a proper vacation would require lots of planning and research, thankfully, you will have Hong Leong Premium Travel Desk at your service to attend to all your traveling needs especially for tedious visa applications, accommodation and ticketing. Avoid all the headache of planning by calling them at 03 –2091 9926. Other than that, you will also enjoy preferential foreign currency exchange rates when you visit Hong Leong Bureau de Change located in KLIA, Penang International Airport and LCCT.

Premium Concierge Services

If you wish to request for dining reservations, concert tickets and other specialised requests, this credit card has got it all covered. Visa Infinite Concierge Services is a world-class costumer service hotline that is always there for you at anytime, anywhere and only a phone call away. For assistance regarding your credit card, there is also a 24 hour Hong Leong Premium Card Services to attend to your needs at 1800-18-8988 or 03-7626 8988 (overseas).

Full Travel Insurance

Have complete peace of mind whenever mountain climbing in the Himalayas or riding a train on the Trans-Siberian Railway, as you will have automatic travel insurance of up to RM3 million, along with compensation for luggage and flight delay. All you have to do is use your Hong Leong Infinite Card to pay for the full fare of your airline ticket and be rest assured, your well-being will be taken cared for.

Read More