Hong Leong Visa Infinite
Expand your horizons - Travel with style with the Hong Leong Visa Infinite with complimentary airport lounge access and MAS Enrich Miles.

Product summary
- Min. Income
- RM12,500/month
- Annual Fee
- Free
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Any retail spends on your credit card will be converted automatically to Malaysian Airlines Enrich Miles. To receive 1 MAS Enrich Mile, you need to spend RM2.80 locally, or RM1.80 overseas. The loyalty points that you earned will never expire!
Earn | Spend |
---|---|
1 point on every RM3 | on local retail spends |
1 point on every RM2 | on overseas retail spends |
Travel
You will have complimentary 4x access to Plaza Premium Airport Lounges in Malaysia and Singapore, comprehensive travel insurance plus benefits, and Visa Infinite Concierge Services to help you with any bookings or reservations at any time of the day.
Travel Coverage | Sum Insured |
---|---|
Personal Accident | Up to RM3,000,000 |
Travel Insurance | Up to RM3,000,000 |
Delayed Flight | Up to RM2,000 |
Missed Flight | Up to RM2,000 |
Lost Luggage | Up to RM8,000 |
Delayed Luggage | Up to RM4,000 |
Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 2.48%one-time upfront handling fee | from RM1,000 |
12 months | 5.28% p.a. and 3.48%one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM150,000
- Minimum Age
- 21 to 70 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- Cash Advance / Cash Loan
- Hong Leong Bank Call For Cash
- Hong Leong Call-For-Cash Installment Programme has no daily interest, just a one time interest charge from as low as 3.18%.
- Hong Leong Call For Cash Plus
- If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
- Balance Transfer Plans
- Hong Leong Balance Transfer
- Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1,000 from up to 3 other banks!