Because you should be rewarded for giving the bank your business
- Get 1% cashback when you swipe your Hong Leong Visa Signature Credit Card whilst overseas.
Discover how much you can save when you shop with your new Hong Leong Visa Signature
|Cashback Category||Cashback Rate||Monthly Cap||Spend|
| ||Spendany amount||1%||uncapped||any amount|
- Earn Fast Track and unlimited Bonus Plus Points. Receive up to double the Bonus Plus Points when you’re abroad and redeem your points for flight upgrades and an extensive list of fabulous gifts. 2X Bonus Plus Points for every RM1 spent abroad - 1.5X Bonus Plus Points for every RM1 spent locally.
- Balance Transfer
- Hong Leong offer balance transfers from as low as 0.40% per month on a 3 month payment plan.
Learn more about Hong Leong Balance Transfer
|Pay Over||With Interest Rate At||When You Transfer|
|6 months||6.99% p.a. and no one-time upfront handling fee||from RM1000 |
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000 |
- Easy Payment Plan (EPP)
- Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
Learn more about Hong Leong Extended Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|3 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|6 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|12 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|18 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|24 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|36 months||0% p.a. and no one-time upfront handling fee||from RM500 |
- Convert your Bonus Plus Points into Enrich Miles and redeem free flights, 6000 Bonus Plus Points = 1000 Enrich Miles. Unlimited access to KLIA, Langkawi Airport, Penang Airport, Senai Airport & Singapore Changi Airport The Green Market lounge. Free travel insurance.
|Travel Coverage||Sum Insured|
|Personal Accident||Up to RM100000|
|Travel Insurance||Up to RM2000000|
|Delayed Flight||Up to RM1000|
|Missed Flight||Up to RM1000|
|Lost Luggage||Up to RM12000|
|Delayed Luggage||Up to RM8000|
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Free for life
- Waived when spend 30000 per year
- Annual Fee for Supplementary Card
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM75
- Cash withdrawal fee
- RM21.20 or 4.77% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- Daily Maximum Cash Withdrawal
All fees & charges are inclusive of 6% GST if applicable
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Maximum age for primary card holder
- 65 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
Get some extra help from your credit card when you need it most