Hong Leong Visa Signature credit card

Hong Leong Visa Signature

The Hong Leong Visa Signature Credit Card provides a preferential service, the best of discounts, privileges and rewards – travel the world in style and live life to the fullest.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM636.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Get 1% cashback when you swipe your Hong Leong Visa Signature Credit Card whilst overseas.
Discover how much you can save when you shop with your new Hong Leong Visa Signature
Cashback CategoryCashback RateMonthly CapSpend
 Spendany amount1%uncappedany amount
Rewards
Earn Fast Track and unlimited Bonus Plus Points. Receive up to double the Bonus Plus Points when you’re abroad and redeem your points for flight upgrades and an extensive list of fabulous gifts. 2X Bonus Plus Points for every RM1 spent abroad - 1.5X Bonus Plus Points for every RM1 spent locally.
Balance Transfer
Hong Leong offer balance transfers from as low as 0.40% per month on a 3 month payment plan.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
18 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
Travel
Convert your Bonus Plus Points into Enrich Miles and redeem free flights, 6000 Bonus Plus Points = 1000 Enrich Miles. Unlimited access to KLIA, Langkawi Airport, Penang Airport, Senai Airport & Singapore Changi Airport The Green Market lounge. Free travel insurance.
Travel CoverageSum Insured
Personal AccidentUp to RM100000
Travel InsuranceUp to RM2000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM12000
Delayed LuggageUp to RM8000

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM636.00
  • Free for life
  • Waived when spend 30000 per year
Annual Fee for Supplementary Card
RM318.00
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM21.20 or 4.77% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM8000

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM100000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.