Crazy for cash rebates and not getting enough of it? Fret not. Hong Leong Wise Credit Card is here to save the day. Said to offer the highest, fixed cashback rate in town, Hong Leong Wise Credit Card is definitely a force to be reckoned with.
10% Cashback
Hong Leong Wise Gold Credit Card cardholders are eligible to receive 10% cashback on two of their preferred categories of retail spending. You can choose from 10 categories – mobile, groceries, pharmacies, petrol, dining, departmental, book stores, utilities, entertainment and travel. Mobile spending will be included as a bonus category for all cardholders.
To qualify for this cashback, you need to charge a minimum of 10 retail transactions with at least RM50 per transaction to your Hong Leong Wise Gold Credit Card on a monthly basis. Cardholders are also free to switch categories anytime with a nominal fee of RM10.
With so many categories to choose from, cardholders can surely find a combination that will suit their needs. Total cashback is capped at RM100 per month giving you a potential saving of RM1200 per year!
Balance Transfer
Understanding the financial needs of credit card cardholders, Hong Leong Wise Credit Card also has a balance transfer feature. This tool is very useful if you want to consolidate outstanding balances from other credit cards or charge cards into one credit card for easy management and to save on interest payments.
Hong Leong Balance Transfer offers interest rates at 6.99% p.a. Payment period can be stretched up to 12 months. You can transfer outstanding balances of at least RM1000 from as many as three cards under this programme.
Extended Payment Plan ( EPP)
Most people nowadays use credit cards to pay for expensive purchases so that they do not have fork out a huge amount of cash on the spot. More importantly, many credit cards offer EPP to allow cardholders to pay for their purchases over time. Hong Leong Wise Credit Card is no exception.
However, what gives this credit card an edge is its 0% interest EPP. Under the Hong Leong Bank EPP, Hong Leong Wise Credit Card cardholders can enjoy interest-free shopping with payment terms from 3 to 36 months, making it so easy to own your dream TV or the latest smartphone.
Easy to Apply
Anyone above 21 years old earning at least RM24000 per year can apply for Hong Leong Wise Credit Card, making this card easily accessible to many young working adults. The Annual fee is charged at RM265 except for the first year of getting your card which it can be waived by swiping at least once with any amount within 45 days from you card's approval date.
Cashback King
The 10% cashback offered by Hong Leong Wise Credit Card is its most attractive feature especially for those who want to save more from their daily expenses. With 10 spending categories to choose from, cardholders can maximise their savings based on their lifestyle. This credit card is truly the new cashback leader in town.