The ICBC UnionPay Dual Currency Gold credit card is ideal for entrepreneurs traveling back and forth to China, with access to extensive merchant networks on the Mainland.
ICBC UnionPay Dual Currency Gold, a marriage of two currencies
As ICBC UnionPay Dual Currency Gold cardholders, you can have the privilege of dual currency card payments.
A swipe of your credit card in China will be settled with Chinese Yuen, and in Ringgit Malaysia when making payments elsewhere in the world.
The absence of any exchange rate charges will give you greater ease of mind when whipping out your piece of plastic.
High credit limit
You get to enjoy a higher initial credit limit of RM4,000 with this ICBC UnionPay Dual Currency Gold Credit Card.
Earn as you spend
Receive 1 reward point for every Ringgit spent, or for every 2 RMB while in China.
The more you spend, the more points you accumulate to enjoy many great prizes.
ICBC UnionPay Dual Currency Gold Eligibility
ICBC UnionPay Dual Currency Gold is only applicable for Malaysian adults and Chinese nationals currently residing in Malaysia.
In order to apply for this ICBC credit card, you will need an annual income of RM48,000 and above.
For Salaried Employee:
- Malaysian NRIC
- latest 3 months salary slips or EA forms or EPF statement.
For self-employed or business owner:
- business registration certificate e.g. Form 29 & 48 and Form BE or B with Tax receipts from Malaysian Income Tax or
- latest 6 months company bank statement.