Because you should be rewarded for giving the bank your business
Cashback
Enjoy 2% cash back when you change your ING Life Annual premium transactions and 0.5% cash back on other retail transactions.
Discover how much you can save when you shop with your new INGIAFAM Hong Leong Platinum MasterCard
Cashback Category
Cashback Rate
Monthly Cap
Spend
Spendany amount
0.5%
uncapped
any amount
Rewards
Irresistible merchandise awaits you! Get Bonus Plus Points whenever you use your Hong Leong credit card. You'll be rewarded with 1X Bonus Plus Point for every Ringgit charged to your card.
Balance Transfer
Hong Leong offer balance transfers from as low as 0.40% per month on a 3 month payment plan.
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
Travel with peace of mind via the Hong Leong Travel Protection Plan. Just charge your holiday tickets to your credit card and enjoy complimentary coverage.
Travel Coverage
Sum Insured
Travel Insurance
Up to RM750000
Delayed Flight
Up to RM1200
Missed Flight
Up to RM1200
Lost Luggage
Up to RM2500
Delayed Luggage
Up to RM1200
Fees & Charges
There are always fees but how much are they?
Annual Fee
RM300.00
First year free
Waived when 12 swipes per year
Annual Fee for Supplementary Card
RM150.00
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM20.00 or 4.50% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM8000
Requirements
Are you eligible for this credit card?
Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody
Features
Get some extra help from your credit card when you need it most
