Benefits
Because you should be rewarded for giving the bank your business
- Cashback
- Enjoy 2% cash back when you change your ING Life Annual premium transactions and 0.5% cash back on other retail transactions.
Discover how much you can save when you shop with your new INGIAFAM Hong Leong Platinum MasterCard| Cashback Category | | Cashback Rate | Monthly Cap | Spend |
|---|
| | Spendany amount | 0.5% | uncapped | any amount |
- Rewards
- Irresistible merchandise awaits you! Get Bonus Plus Points whenever you use your Hong Leong credit card. You'll be rewarded with 1X Bonus Plus Point for every Ringgit charged to your card.
- Balance Transfer
- Hong Leong offer balance transfers from as low as 0.40% per month on a 3 month payment plan.
| Pay Over | With Interest Rate At | When You Transfer |
|---|
| 6 months | 6.99% p.a. and no one-time upfront handling fee | from RM1000 |
| 12 months | 6.99% p.a. and no one-time upfront handling fee | from RM1000 |
Learn more about Hong Leong Balance Transfer
- Easy Payment Plan (EPP)
- Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
| Pay Over | With Interest Rate At | When You Spend |
|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
Learn more about Hong Leong Extended Payment Plan
- Travel
- Travel with peace of mind via the Hong Leong Travel Protection Plan. Just charge your holiday tickets to your credit card and enjoy complimentary coverage.
| Travel Coverage | Sum Insured |
|---|
| Travel Insurance | Up to RM750000 |
| Delayed Flight | Up to RM1200 |
| Missed Flight | Up to RM1200 |
| Lost Luggage | Up to RM2500 |
| Delayed Luggage | Up to RM1200 |
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- RM318.00
- First year free
- Waived when 12 swipes per year
- Annual Fee for Supplementary Card
- RM159.00
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM75
- Cash withdrawal fee
- RM21.20 or 4.77% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- RM8000
All fees & charges are inclusive of 6% GST if applicable
Requirements
Are you eligible for this credit card?
- Minimum annual income
- RM60000
- Minimum age for primary card holder
- 21 years old
- Maximum age for primary card holder
- 65 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Anybody
Features
Get some extra help from your credit card when you need it most
