MBF Gold MasterCard credit card

Also available as Visa

MBF Gold MasterCard

The MBF Cards Visa Gold Card - Get instant value for your credit card with benefits such as payment convenience, discounts and exclusive privileges.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • Easy Payment Plan (EPP)
  • RM225.00 annual fee
View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Get rewarded with BonusLink Points every time you use your MBF Card. Every RM10 you charge to your card earns you 3 BonusLink Points. You can also use your BonusLink Points to offset your MBF card Annual Membership Fee.
Easy Payment Plan (EPP)
MBF Cards EasyPay offers payment terms from 6 to 36 months on any retail purchase over RM500. Interest rates from only 2% onwards!
Pay OverWith Interest Rate AtWhen You Spend
6 months2% p.a. and no one-time upfront handling feefrom RM500 
12 months3% p.a. and no one-time upfront handling feefrom RM1000 
18 months5% p.a. and no one-time upfront handling feefrom RM1000 
24 months6% p.a. and no one-time upfront handling feefrom RM1500 
36 months9% p.a. and no one-time upfront handling feefrom RM2500 
Learn more about MBF Cards Easy Pay
Emergency Helpdesk and Free Travel Insurance (including compensation for delayed flights and lost luggage).
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM1600
Delayed LuggageUp to RM800
Free Purchase Protection of to RM150,000p.a. for MBF Cards Gold Card.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first 2 years for supplementary card
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
MBF Cards Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.