Maybank 2 Cards Premier

Up to 5x TreatsPoints to collect and when accumulated enough can be converted to air miles! Plus, enjoy exclusive dining and lifestyle privileges specially curated for the affluent.

Maybank 2 Cards Premier10k TreatsPoints upon activation
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Get 10,000 TreatsPoints as a bonus upon your card's first spending, applicable to only the principal cardholder. Enjoy 5x TreatsPoints when you spend overseas, while you earn 1x TreatsPoints for other eligible transactions. To top it off, get 2x TreatsPoints for local spending. The accumulated TreatsPoints are only valid for 3 years so don't forget to redeem them with gifts and vouchers! You can also redeem 1,000 Enrich Miles/KrisFlyer Miles/Asia Miles with 10,000 TreatsPoints. Please note that no TreatsPoints will be earned for any government body spend or e-wallet reload.

Maybank TreatsPoints
EarnSpend
5 points on every RM1on all overseas spending
2 points on every RM1on all local spending
1 point on every RM1on utilities, education, insurance and EzyPay

Travel

Convert loyalty points to air miles at a conversion rate of 10,000 TreatsPoints = 1,000 (Enrich Miles, KrisFlyer Miles and Asia Miles). Plus, get full travel insurance coverage of up to RM1 million which includes coverage for travel inconveniences such as baggage loss/delay and others, simply by charging the full fare of your flight ticket with this card. Terms apply to all!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,600
Missed FlightUp to RM1,600
Lost LuggageUp to RM5,000
Delayed LuggageUp to RM1,600

Premium

Enjoy a full suite of discounts and privileges on hotels and golf clubs worldwide for a more pleasurable experience overseas. Valid until 31 December 2024, you get to enjoy up to a 50% discount on dining and F&B at participating restaurants in Shangri-La Kuala Lumpur, including a 40% discount on dining (excluding alcoholic drinks) at participating Marriott Bonvoy Hotels & Resorts in Malaysia. To top it off, if you're a golfer, you're going to love getting complimentary green fees at selected golf clubs around the world with this card and even better, your guest can also get a 10% discount on the green fees too. T&Cs apply to all!

Balance Transfer

Need to move your existing credit card balance to a low-interest card? The Maybank Balance Transfer Program offers low-interest rates and payment terms of up to 36 months with a minimum transfer amount starting from RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months at 0% interest on purchases for your big-ticket items from participating outlets. For all other purchases, you can opt for Maybank EzyPay Plus for instalments of up to 24 months at low-interest rates.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year

    Waived when you spend RM80,000 per annum for the subsequent years

    4 free supplementary cards but for the 5th supplementary card onwards, RM400 will be charged

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

Review

Enter the world of high net worth that is rich with benefits and privileges with Maybank 2 Cards Premier - only for the affluent. 

With a single credit card application, you will get Maybank 2 Cards Reserve American Express Card and Maybank 2 Premier credit card as complementary, with both cards sharing one statement.

Maybank 2 Cards Premier - Higher TreatsPoints, More Redemption!

With great power comes great responsibility, and gratification indeed! Where else to spend your hard-earned money if not on something you value?

Swipe away your Maybank 2 Cards Reserve American Express Card because, with every RM1 spent on retail locally and overseas, you will get 5x TreatsPoints. 

But hang on! You can easily earn 10,000 TreatsPoints just by activating your Maybank 2 Cards Premier. 

Also, for each spend on utilities, education, EzyPay instalment and insurance with your Reserve AMEX card, you will earn 1x TreatsPoints. 

It is easy to collect TreatsPoints and before you know it, you have accumulated more than enough to redeem with other benefits or convert to air miles.

Air Miles Redemption

Want to exchange your Maybank TreatsPoints for frequent flyer miles for cheaper flights? You won't break a sweat when collecting TreatsPoints with your Reserve AMEX credit card.

All you need is 10,000 TreatsPoints to redeem 1,000 Enrich Miles from Malaysia Airlines, Krisflyer Miles from Singapore Airlines or Asia Miles. 

But how much do you need to spend to be able to collect that many TreatsPoints? You should spend roughly RM900 and above with your credit card, only then you can pile up on those points!

Dining and Hotel Privileges

Enjoy up to 50% savings on food and beverages with Maybank 2 Cards Premier at selected restaurants at Shangri-La Kuala Lumpur, as well as up to 40% discount (excluding alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia.

Bear in mind that the dining deals are valid until 31 December 2024 for both Shangri-La and Marriott Bonvoy.

If you are a frequent traveller, you can take full advantage of both Reserve AMEX and Premier credit cards with excellent savings on hotel rooms.

Please head over to the Maybank website to check out the T&C for this privilege.

Golf Privileges from Maybank 2 Cards Premier

Get complimentary green fees for Maybank 2 Cards Premier members to play at over 79 prestigious golf clubs in 15 countries, including 17 clubs in Malaysia. Click here to see the list of participating golf clubs.

You'll get unlimited rounds at all Malaysian and overseas golf clubs, including a 10% discount for all your guests. 

Applicable for both principal and supplementary credit card members and this privilege is valid until 31 December 2024. Check the T&C here.

Free Travel Insurance

When you charge your travel arrangements with your credit card, you will be instantly given complimentary Travel Insurance coverage for up to RM1 million. 

A Travel Inconvenience cover is also provided for when you've missed a flight or when your luggage is delayed or lost. Terms and conditions apply.

Maybank Credit Card Promotions

If you want to reap the benefits of Maybank credit card privileges, then you are on the right track as you can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty & health, entertainment and credit facilities!

To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!

Maybank 2 Cards Premier Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (per annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge was only imposed on the below that were not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are fully settled.

All fees and charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

The changes made on the Maybank 2 Cards Premier Finance Charge will not have any impact if you do not have any unpaid outstanding balance. 

You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.

What are the required documents to make an application?

To apply as a principal cardholder, please prepare the following documents accordingly.

For salaried employees:

  • Copy of IC (both sides) or Passport
  • Latest BE form with an official tax receipt
  • Latest 3 months salary slips
  • Latest 6 months savings account activity/current account statement

For self-employed:

  • Copy of IC (both sides) or Passport
  • Copies of the Business Registration Certificates
  • Latest 6 months bank statement

For expatriates:

  • Letter from employer confirming duration of employment contract in Malaysia

Maybank Online Acquisition 2024 Credit Cards Campaign

From 1 May 2024 until 31 July 2024 (“Campaign Period”), be the first 300 eligible customers (first 100 eligible customers per card scheme every month) throughout the Campaign Period to grab an RM100 cashback prize. Terms and conditions apply!

Here’s an illustration of the campaign mechanics:

Card Scheme Rewards Spend Criteria Campaign Period
Maybank/Maybank Islamic Visa Cards
RM100 Cashback

(capped at the first 100 eligible customers per card scheme every month) 

Minimum retail spend of RM300 within the first 45 days from card approval date  1 May 2024 - 31 July 2024
Maybank/Maybank Islamic Mastercard Cards
Maybank/Maybank Islamic American Express Cards

To be eligible for the prize, you must be either:

  • New-to-bank individuals or
  • Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic

If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:

  • Make an online application for any one of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
  • Complete the e-application form and upload all the required supporting documents
  • Wait for approval from the bank
  • Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible

Individuals who are not eligible to participate in this campaign include:

  • Permanent and/or contract employees of Maybank (including its subsidiaries and related companies);
  • Any Eligible Customer who had cancelled any of his/her Maybank Credit Card within six (6) months before the date of application and is reapplying for another Maybank Credit Card under the Campaign;
  • Present holders of any Maybank Credit Card(s) whether issued in Malaysia or otherwise; and/or
  • Any Eligible Customer who has committed or is suspected of committing any misconduct, fraudulent, wrongful acts or in default and breach of terms to their account(s), any facility, and/or any services granted by Maybank.

If you require any help or enquiries regarding this campaign, please read through the T&C here or contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

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