10k TreatsPoints upon activation
Maybank 2 Cards Premier - Higher Treatspoints, Higher Rewards
For frequent travellers and high spenders, the Maybank 2 Cards Premier remains one of the more rewarding premium credit card combinations in Malaysia.
With a single application, cardholders receive the Maybank 2 Cards Premier Reserve American Express® Card and the Maybank 2 Premier Visa Infinite Card, both sharing the same credit limit and statement.
Effective 1 June 2026, Maybank revised the TreatsPoints structure for the Reserve American Express Card, making the card significantly more rewarding for overseas spending and dining transactions.
New TreatsPoints Benefits From 1 June 2026
The updated rewards structure now follows category-based earn rates instead of a flat rewards system.
Cardholders can now earn:
- 10X TreatsPoints for every RM1 spent overseas
- 5X TreatsPoints for every RM1 spent locally on dining (MCC 5811, 5812, 5813, and 5814)
- Up to 3X TreatsPoints for every RM1 spent locally on eligible retail transactions
- 1X TreatsPoints on utilities, education, EzyPay instalments, and insurance transactions, both locally and overseas
However, TreatsPoints are not awarded for government-related and MyCDD transactions, JomPAY, FPX payments, or e-wallet reloads. Overseas transactions under MCC 6051, 6211, and 7311 are also excluded from the 10X overseas earn rate.
For petrol transactions, only the first RM500 per transaction qualifies for accelerated TreatsPoints earning, while any amount above RM500 earns 1X TreatsPoints.
New cardholders will also receive 10,000 TreatsPoints upon activation.
Air Miles Redemption
Want to exchange your Maybank TreatsPoints for frequent flyer miles for cheaper flights? You won't break a sweat when collecting TreatsPoints with your Reserve AMEX credit card.
All you need is 12,500 TreatsPoints to redeem 1,000 Enrich Miles from Malaysia Airlines, Krisflyer Miles from Singapore Airlines, or Asia Miles.
But how much do you need to spend to be able to collect that many TreatsPoints? You should spend roughly RM1,000 or above with your credit card; only then can you pile up those points!
Dining and Hotel Privileges
Enjoy up to 50% savings on food and beverages with Maybank 2 Cards Premier at selected restaurants at Shangri-La Kuala Lumpur.
Each cardmember is entitled to a maximum of 52 visits during the campaign period across all participating restaurants.
Bear in mind that the dining deals are valid until 28 February 2027, so if you are a frequent traveller, you can take full advantage of both Reserve AMEX and Premier credit cards with excellent savings on dining.
Please head over to the Maybank website to check out the T&Cs for this privilege.
Other than that, enjoy up to 40% off dining at participating Marriott Bonvoy hotels and resorts in Malaysia for up to 10 diners.
Discount excludes alcoholic beverages.
Promotion valid until 31 March 2027. Refer to the participating hotels and restaurants list for full details.
Golf Privileges from Maybank 2 Cards Premier
Get complimentary green fees for Maybank 2 Cards Premier members to play at prestigious golf clubs globally, including in Malaysia. Here's the list of participating golf clubs.
You'll get unlimited rounds at all Malaysian and overseas golf clubs, including a 10% discount for all your guests.
However, note that you will need to spend a minimum of RM8,000 in the previous month’s statement to make a booking at the participating golf courses.
Applicable only to the Principal card members, and this privilege is valid until 31 December 2026. Find more details in the terms and conditions.
Free Travel Insurance
When you charge your travel arrangements with your credit card, you will be instantly given complimentary Travel Insurance coverage for up to RM1 million.
A Travel Inconvenience cover is also provided for when you've missed a flight or when your luggage is delayed or lost. Terms and conditions apply.
Maybank Credit Card Promotions
If you want to reap the benefits of Maybank credit card privileges, then you are on the right track, as you can discover a wide range of exclusive deals, discounts, and promotions from shopping, dining, and travel to beauty & health, entertainment, and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off your wish lists!
Maybank 2 Cards Premier Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on those amounts that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances, including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on the Maybank 2 Cards Premier Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months' salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
