Enter the world of high net worth that is rich with benefits and privileges with Maybank 2 Cards Premier - only for the affluent.
With a single credit card application, you will get Maybank 2 Cards Reserve American Express Card and Maybank 2 Premier credit card as complementary, with both cards sharing one statement.
Maybank Online Acquisition 2023 Credit Cards Campaign
From 1 October 2023 until 31 December 2023 (“Campaign Period”), be the first 150 eligible customers (first 50 customers every month per card scheme) throughout the Campaign Period to grab an RM200 cashback prize. Terms and conditions apply!
Here’s an illustration of the campaign mechanics:
|Card Scheme||Prize||Spend Criteria||Campaign Period|
|Maybank/Maybank Islamic Visa Cards||RM200 Cashback (capped at the first 50 eligible customers per card scheme every month)||Minimum retail spend of RM300 within the first 45 days from the card approval date||1 October 2023 - 31 December 2023|
|Maybank/Maybank Islamic Mastercard Cards|
|Maybank/Maybank Islamic American Express Cards|
To be eligible for the prize, you must be either:
- New-to-bank individuals; or
- Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic
If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:
- Make an online application for any of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
- Complete the e-application form and upload all the required supporting documents
- Wait for approval from the bank
- Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible
If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.
Maybank 2 Cards Premier - Higher TreatsPoints, More Redemption!
With great power comes great responsibility, and gratification indeed! Where else to spend your hard-earned money if not on something you value?
Swipe away your Maybank 2 Cards Reserve American Express Card because, with every RM1 spent on retail locally and overseas, you will get 5x TreatsPoints.
But hang on! You can easily earn 10,000 TreatsPoints just by activating your Maybank 2 Cards Premier.
Also, for each spend on utilities, education, EzyPay instalment and insurance with your Reserve AMEX card, you will earn 1x TreatsPoints.
It is easy to collect TreatsPoints and before you know it, you have accumulated more than enough to redeem with other benefits or convert to air miles.
Air Miles Redemption
Want to exchange your Maybank TreatsPoints for frequent flyer miles for cheaper flights? You won't break a sweat when collecting TreatsPoints with your Reserve AMEX credit card.
All you need is 7,000 TreatsPoints to redeem 1,000 Enrich Miles from Malaysia Airlines, Krisflyer Miles from Singapore Airlines or Asia Miles.
But how much do you need to spend to be able to collect that many TreatsPoints? You should spend roughly RM900 with your credit card, only then you can pile up on those points!
Dining and Hotel Privileges
Enjoy up to 50% savings on food and beverages with Maybank 2 Cards Premier at selected restaurants at Shangri-La Kuala Lumpur, as well as up to 40% discount (excluding alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia.
Bear in mind that the dining deals are valid until 31 December 2023 for both Shangri-La and Marriott Bonvoy.
If you are a frequent traveller, you can take full advantage of both Reserve AMEX and Premier credit cards with excellent savings on hotel rooms.
Please head over to the Maybank website to check out the T&C for this privilege.
Golf Privileges from Maybank 2 Cards Premier
Get complimentary green fees for Maybank 2 Cards Premier members to play at over 79 prestigious golf clubs in 15 countries, including 17 clubs in Malaysia. Click here to see the list of participating golf clubs.
You'll get unlimited rounds at all Malaysian and overseas golf clubs, including a 10% discount for all your guests.
Applicable for both principal and supplementary credit card members and this privilege is valid until 31 December 2023. Check the T&C here.
Free Travel Insurance
When you charge your travel arrangements with your credit card, you will be instantly given complimentary Travel Insurance coverage for up to RM1 million.
A Travel Inconvenience cover is also provided for when you've missed a flight, or when your luggage is delayed or lost. Terms and conditions apply.
Maybank Credit Card Promotions
If you want to reap the benefits of Maybank credit card privileges, then you are on the right track as you can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty & health, entertainment and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!
Maybank 2 Cards Premier Finance Charge
What is the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (per annum)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment of less than 10 out of 12 months AND New Cardmembers||18%|
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on the Maybank 2 Cards Premier Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.