Maybank 2 Cards Premier

5x TreatsPoints for every Ringgit spent locally and overseas, convertible to AirMiles at low conversion rate in addition to 1-for-1 dining at Shangri-La, golf and lifestyle privileges!

10k TreatsPoints upon activation

Maybank 2 Cards Premier
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 4.5% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Balance Transfer

Need to move your existing credit card balance to a low interest card? The Maybank Balance Transfer Program offers interest rates as low as 0% and payment terms up to 36 months with a minimum transfer amount starting from RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 24 months at 0% interest on purchases for your big ticket items from participating outlets. For all other purchases, you can opt to Maybank EzyPay Plus for instalment of up to 24 months at low interest rates.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Rewards

Enjoy 5x TreatsPoints when you spend at local and overseas using your Maybank 2 Cards Premier Reserve American Express Card. You can redeem 1,000 Enrich Miles or KrisFlyer Miles with 5,000 TreatsPoints.

Maybank TreatsPoints
EarnSpend
5 points on every RM1on all local and overseas spending with Maybank 2 Cards Reserve American Express Card
1 point on every RM1on utilities, education, insurance and EzyPay Instalment with Maybank 2 Cards Reserve American Express Card

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Premium

Premier Lifestyle Program - enjoy a full suite of discounts and privileges on hotels, golf clubs, and car rentals worldwide for a more pleasurable experience overseas. To top it off, you get to enjoy up to 50% discount on your food bill at Shangri-La Kuala Lumpur.

Travel

Earn attractive air miles conversion rates of 5,000 TreatsPoints to 1,000 MAS Enrich Miles, Singapore Airline KrisFlyer Miles, or Asia Miles. Also, get full travel insurance as well as personal accident insurance coverage of up to RM2 million. Buy new clothes if your luggage ends up in Hawaii instead of California!

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Travel InsuranceUp to RM800
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year,you spend RM80,000 for subsequent years,4 free supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Review

Enter the world of high net worth that is rich with benefits and privileges with Maybank 2 Cards Premier - only for the affluent. With a single credit card application, you will get Maybank 2 Cards Reserve American Express Card and Maybank 2 Premier credit card as complimentary, with both cards sharing one statement.

Higher TreatsPoints, More Redemption!

With great power comes great responsibility, and gratification indeed! Where else to spend your hard-earned money to if not onto something you value?

Swipe away your Maybank 2 Cards Reserve American Express Card because with every RM1 spent on retail locally and overseas, you will get 5x TreatsPoints. But hang on! You can easily earn 10,000 TreatsPoints just by activating your Maybank 2 Cards Premier. 

Also, every spend on petrol, utilities, education and insurance with your Reserve AMEX card, you will earn 1x TreatsPoints. It is easy to collect TreatsPoints and before you know it, you have accumulated more than enough to redeem with other benefits, or convert to AirMiles.

Air Miles Redemption

Want to exchange your Maybank TreatsPoints for frequent flyer miles for cheaper flights? You won't break a sweat when collecting TreatsPoints with your Reserve AMEX credit card.

All you need is 5,000 TreatsPoints to redeem 1,000 Enrich Miles from Malaysia Airlines, or Krisflyer Miles from Singapore Airlines or Asia Miles. How much do you need to spend? That's roughly RM900 spent on your credit card - you can easily pile up on those points within a few weeks or months!

5x Airport Lounges Worldwide

Maybank 2 Cards Premier shows you just how to travel like a royalty or CEO. Pay for you travel fares with Maybank 2 Cards Reserve American Express Card and enjoy the convenience and privacy of Plaza Premium Lounge for free for five times in a year. 

Should you have exceeded the complimentary access, you can still enjoy 20% savings from the published walk-in rate and get 20% more savings when you bring one or more guests to the lounges.

Dining, Hotel and Car Rental Privileges

Enjoy up to 50% savings on food and beverages with Maybank 2 Cards Premier at the Shangri-La Kuala Lumpur, as well as at SPG Hotels and Resorts in Malaysia.

If you are a frequent traveler, you can take full advantage of both Reserve AMEX and Premier credit cards with excellent savings on hotel rooms and car rentals via American Express Selects and Entre - book at the best rates and receive complimentary package upgrades. 

Golf Privileges

Get complimentary green fees for Maybank 2 Cards Premier members to play at over 79 prestigious golf clubs in 15 countries, including 17 clubs in Malaysia. You'll get unlimited rounds at all Malaysian and overseas golf clubs, including 10% discount for all your guests. 

Applicable for both principal and supplementary credit card members.

Free Travel Insurance

When you charge your travel arrangements with your credit card, you will be instantly given complimentary Accidental Death and Disablement coverage for up to RM2 million. A Travel Inconvenience cover is also provided for when you've missed a flight, or when your luggage is delayed or lost.

Maybank Credit Card Promotions

If you want to reap the benefits of Maybank credit card privileges, then you are on the right track as you can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, travel to beauty & health, entertainment and credit facilities!

To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!