10k TreatsPoints upon activation
Enter the world of high net worth that is rich with benefits and privileges with Maybank 2 Cards Premier - only for the affluent.
With a single credit card application, you will get Maybank 2 Cards Reserve American Express Card and Maybank 2 Premier credit card as complementary, with both cards sharing one statement.
Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign
Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.
There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.
RM20 Cash Prize:
- 800 total winners throughout the month
- 200 winners chosen each week (first-come, first-served)
- Just apply for a credit card to qualify!
Nintendo Switch 2:
- 16 lucky winners randomly selected
- Must spend at least RM300 within 30 days of card approval
Am I Eligible?
You can join this campaign if you meet these basic requirements:
- Malaysian citizen living in Malaysia
- 21 years old or above
- Don't currently hold any Maybank credit cards
- Apply through the Maybank2u website or the MAE app only
Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.
How to Win the RM20 Cash?
Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:
- You'll receive an MAE app notification within 90 days
- RM20 will be credited directly to your account
- Keep your account active to receive the prize
How to Win the Nintendo Switch 2?
The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:
- Minimum RM300 in retail transactions within 30 days
- Spending cannot be combined across multiple new cards
- Supplementary cardholders' spending counts toward the main cardholder
- After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.
Important Things to Remember
Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:
- Prizes cannot be exchanged for cash or other items
- Must be reachable by phone if selected for Nintendo Switch 2
- Account must remain active to receive cash prizes
- Winners suspected of fraud will be disqualified
Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.
Maybank 2 Cards Premier - Higher TreatsPoints, More Redemption!
With great power comes great responsibility, and gratification indeed! Where else to spend your hard-earned money if not on something you value?
Swipe away your Maybank 2 Cards Reserve American Express Card because, with every RM1 spent on retail locally and overseas, you will get 5x TreatsPoints.
But hang on! You can easily earn 10,000 TreatsPoints just by activating your Maybank 2 Cards Premier.
Also, for each spend on utilities, education, EzyPay instalment and insurance with your Reserve AMEX card, you will earn 1x TreatsPoints.
It is easy to collect TreatsPoints and before you know it, you have accumulated more than enough to redeem with other benefits or convert to air miles.
Air Miles Redemption
Want to exchange your Maybank TreatsPoints for frequent flyer miles for cheaper flights? You won't break a sweat when collecting TreatsPoints with your Reserve AMEX credit card.
All you need is 12,500 TreatsPoints to redeem 1,000 Enrich Miles from Malaysia Airlines, Krisflyer Miles from Singapore Airlines or Asia Miles.
But how much do you need to spend to be able to collect that many TreatsPoints? You should spend roughly RM1,000 and above with your credit card, only then you can pile up on those points!
Dining and Hotel Privileges
Enjoy up to 50% savings on food and beverages with Maybank 2 Cards Premier at selected restaurants at Shangri-La Kuala Lumpur.
Bear in mind that the dining deals are valid until 31 January 2026 so if you are a frequent traveller, you can take full advantage of both Reserve AMEX and Premier credit cards with excellent savings on dining.
Please head over to the Maybank website to check out the T&C for this privilege.
Golf Privileges from Maybank 2 Cards Premier
Get complimentary green fees for Maybank 2 Cards Premier members to play at prestigious golf clubs globally, including in Malaysia. Click here to see the list of participating golf clubs.
You'll get unlimited rounds at all Malaysian and overseas golf clubs, including a 10% discount for all your guests.
Applicable only to the Principal card members and this privilege is valid until 31 December 2025. Check the T&C here.
Free Travel Insurance
When you charge your travel arrangements with your credit card, you will be instantly given complimentary Travel Insurance coverage for up to RM1 million.
A Travel Inconvenience cover is also provided for when you've missed a flight or when your luggage is delayed or lost. Terms and conditions apply.
Maybank Credit Card Promotions
If you want to reap the benefits of Maybank credit card privileges, then you are on the right track as you can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty & health, entertainment and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!
Maybank 2 Cards Premier Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on the Maybank 2 Cards Premier Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
