Enter the world of high net worth that is rich with benefits and privileges with Maybank 2 Cards Premier - only for the affluent.
With a single credit card application, you will get Maybank 2 Cards Reserve American Express Card and Maybank 2 Premier credit card as complementary, with both cards sharing one statement.
Maybank 2 Cards Premier - Higher TreatsPoints, More Redemption!
With great power comes great responsibility, and gratification indeed! Where else to spend your hard-earned money if not on something you value?
Swipe away your Maybank 2 Cards Reserve American Express Card because, with every RM1 spent on retail locally and overseas, you will get 5x TreatsPoints.
But hang on! You can easily earn 10,000 TreatsPoints just by activating your Maybank 2 Cards Premier.
Also, for each spends on petrol, utilities, education and insurance with your Reserve AMEX card, you will earn 1x TreatsPoints.
It is easy to collect TreatsPoints and before you know it, you have accumulated more than enough to redeem with other benefits or convert to AirMiles.
Air Miles Redemption
Want to exchange your Maybank TreatsPoints for frequent flyer miles for cheaper flights?
You won't break a sweat when collecting TreatsPoints with your Reserve AMEX credit card.
All you need is 5,000 TreatsPoints to redeem 1,000 Enrich Miles from Malaysia Airlines or Krisflyer Miles from Singapore Airlines or Asia Miles. How much do you need to spend?
That's roughly RM900 spent on your credit card - you can easily pile up on those points within a few weeks or months!
5x Airport Lounges Worldwide with Maybank 2 Cards Premier
Maybank 2 Cards Premier shows you just how to travel like a royal or CEO.
Pay for your travel fares with Maybank 2 Cards Reserve American Express Card and enjoy the convenience and privacy of Plaza Premium Lounge for free five times in a year.
Should you have exceeded the complimentary access, you can still enjoy 20% savings from the published walk-in rate and get 20% more savings when you bring one or more guests to the lounges.
Dining and Hotel Privileges
Enjoy up to 50% savings on food and beverages with Maybank 2 Cards Premier at the Shangri-La Kuala Lumpur, as well as at Marriott Bonvoy participating hotels and resorts in Malaysia.
Bear in mind that the dining deals are valid until 31 December 2022 for both Shangri-La and Marriott Bonvoy.
If you are a frequent traveller, you can take full advantage of both Reserve AMEX and Premier credit cards with excellent savings on hotel rooms.
Golf Privileges from Maybank 2 Cards Premier
Get complimentary green fees for Maybank 2 Cards Premier members to play at over 79 prestigious golf clubs in 15 countries, including 17 clubs in Malaysia.
You'll get unlimited rounds at all Malaysian and overseas golf clubs, including a 10% discount for all your guests.
Applicable for both principal and supplementary credit card members.
Free Travel Insurance
When you charge your travel arrangements with your credit card, you will be instantly given complimentary Accidental Death and Disablement coverage for up to RM1 million.
A Travel Inconvenience cover is also provided for when you've missed a flight, or when your luggage is delayed or lost.
Maybank Credit Card Promotions
If you want to reap the benefits of Maybank credit card privileges, then you are on the right track as you can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty & health, entertainment and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!
Maybank 2 Cards Premier Finance Charge
What is the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (p.a.)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment less than 10 out of 12 months AND New Cardmembers||18%|
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date.
This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Maybank 2 Cards Premier Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.