Maybank 2 Cards Premier credit card

Maybank 2 Cards Premier

5x TreatsPoints for every Ringgit spent locally and overseas, convertible to AirMiles at low conversion rate in addition to 1-for-1 dining at Shangri-La, golf and lifestyle privileges!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM848.00 annual fee
  • Earn up to 5x reward points 

The Perfect Card for You. Get a Free Halogen Oven Cooker

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Enjoy 5x TreatsPoints when you spend at local and overseas using your Maybank 2 Cards Premier Reserve American Express Card. You can redeem 1,000 Enrich Miles or KrisFlyer Miles with 4,770 TreatsPoints.
Maybank TreatsPoints
EarnSpent
5 points on every RM1on all local and overseas spending with Maybank 2 Cards Reserve American Express Card
1 point on every RM1on utilities, education, insurance and EzyPay Instalment with Maybank 2 Cards Reserve American Express Card
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Need to move your existing credit card balance to a low interest card? The Maybank Balance Transfer Program offers interest rates as low as 0% and payment terms up to 36 months with a minimum transfer amount starting from RM1,000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 24 months at 0% interest on purchases for your big ticket items from participating outlets. For all other purchases, you can opt to Maybank EzyPay Plus for instalment of up to 24 months at low interest rates.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months6.96% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months7.92% p.a. and 0% one-time upfront handling feefrom RM1000 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Travel
Earn attractive air miles conversion rates by converting your TreatsPoints to MAS Enrich Miles, Singapore Airline KrisFlyer Miles, or Asia Miles. Also, get full travel insurance as well as personal accident insurance coverage of up to RM2 million. Buy new clothes if your luggage ends up in Hawaii instead of California!
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2500
Delayed LuggageUp to RM800
Premium
Premier Lifestyle Program - enjoy a full suite of discounts and privileges on hotels, golf clubs, and car rentals worldwide for a more pleasurable experience overseas. To top it off, you get to enjoy up to 50% discount on your food bill at Shangri-La Kuala Lumpur.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM848.00
  • Free for first year
  • Waived when you spend RM80,000 for subsequent years
  • 4 free supplementary cards
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM120000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank 2 Cards Premier review

Why two is better than one

Enter the world of high net worth that is rich with benefits and privileges with Maybank 2 Cards Premier - only for the affluent. With a single credit card application, you will get Maybank 2 Cards Reserve American Express Card and Maybank 2 Premier credit card as complimentary, with both cards sharing one statement.

Higher TreatsPoints, More Redemption!

With great power comes great responsibility, and gratification indeed! Where else to spend your hard-earned money to if not onto something you value?

Swipe away your Maybank 2 Cards Reserve American Express Card because with every RM1 spent on retail locally and overseas, you will get 5x TreatsPoints. But hang on! You can easily earn 10,000 TreatsPoints just by activating your Maybank 2 Cards Premier. 

Also, every spend on petrol, utilities, education and insurance with your Reserve AMEX card, you will earn 1x TreatsPoints. It is easy to collect TreatsPoints and before you know it, you have accumulated more than enough to redeem with other benefits, or convert to AirMiles.

Book First Class, Pay Budget

Want to exchange your Maybank TreatsPoints for frequent flyer miles for cheaper flights? You won't break a sweat when collecting TreatsPoints with your Reserve AMEX credit card.

All you need is 4,770 TreatsPoints to redeem 1,000 Enrich Miles from Malaysia Airlines, or Krisflyer Miles from Singapore Airlines or Asia Miles. How much do you need to spend? That's roughly RM900 spent on your credit card - you can easily pile up on those points within a few weeks or months!

5x Airport Lounges Worldwide

Maybank 2 Cards Premier shows you just how to travel like a royalty or CEO (even if you are a CEO). Pay for you travel fares with Maybank 2 Cards Reserve American Express Card and enjoy the convenience and privacy of Plaza Premium Lounge for free for five times in a year. 

Should you have exceeded the complimentary access, you can still enjoy 20% savings from the published walk-in rate and get 20% more savings when you bring one or more guests to the lounges.

Dining, Hotel and Car Rental Privileges

Enjoy up to 50% savings on food and beverages with Maybank 2 Cards Premier at the Shangri-La Kuala Lumpur, as well as at SPG Hotels and Resorts in Malaysia.

If you are a frequent traveler, you can take full advantage of both Reserve AMEX and Premier credit cards with excellent savings on hotel rooms and car rentals via American Express Selects and Entre - book at the best rates and receive complimentary package upgrades. 

Grip it and rip it!

Get complimentary green fees for Maybank 2 Cards Premier members to play at over 79 prestigious golf clubs in 15 countries, including 17 clubs in Malaysia. You'll get unlimited rounds at all Malaysian and overseas golf clubs, including 10% discount for all your guests. 

Applicable for both principal and supplementary credit card members.

Insurance From Head to Toe

When you charge your travel arrangements with your credit card, you will be instantly given complimentary Accidental Death and Disablement coverage for up to RM2 million. A Travel Inconvenience cover is also provided for when you've missed a flight, or when your luggage is delayed or lost.

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