Maybank 2 Cards Premier credit card

Maybank 2 Cards Premier

Only for the elite. World class dining, shopping, and golf benefits and privileges await with the Maybank 2 Cards Premier. Go ahead, you deserve it.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM848.00 annual fee
  • Earn up to 5x reward points 

Apply online now for Maybank 2 Cards Premier

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Enjoy 5x TreatsPoints when you spend at local and overseas using your Maybank American Express card. Redeem 1000 Enrich Miles or KrisFlyer Miles with 4770 Treat Points.
Maybank TreatsPoints
EarnSpent
5 points on every RM1on all local and overseas spending with Maybankard 2 American Express Card
1 point on every RM1on petrol, utilities, education, insurance and EzyPay Instalment with Maybankard 2 American Express Card
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Need to move your existing credit card balance to a low interest card? The Maybank Balance Transfer Programme offers interest rates as low as 0% and payment terms up to 36 months with a minimum transfer amount starting from RM1,000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 24 months at 0% interest on purchases for your big ticket items from participating outlets such as AEON, Harvey Norman, and Courts Mammoth. Own what you want, when you want it! For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Travel
Earn attractive air miles conversion rates by converting your Treatpoints to MAS Enrich Miles, Singapore Airline KrisFlyer Miles, or Asia Miles. Also, get full travel insurance as well as travel PA coverage of up to RM2 million. Buy new clothes if your luggage ends up in Hawaii instead of California!
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2500
Delayed LuggageUp to RM800
Premium
Premier Lifestyle Program - enjoy a full suite of discounts and privileges on hotels, golf clubs, and car rentals worldwide for a more pleasurable experience overseas. To top it off, you get to enjoy up to 50% discount on your food bill at Shangri-La Kuala Lumpur.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM848.00
  • Free for first year
  • Waived when you spend RM80,000 for subsequent years
  • 4 free supplementary cards
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM120000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank 2 Cards Premier review

Why two is better than one

A credit card most worthy of its name - the Maybank 2 Cards Premier offers you world-class benefits, making it a premium card fit only for the affluent. A premium card? Pardon me, but not only will you be getting the Maybank Premier credit card, but you will also be awarded an American Express card - two credit cards for one application! Find that too much credit to handle? Read on and you might be changing your mind.

Rewards All Around

The Maybank 2 Cards Premier rewards its cardholders with up to 50% discount on food and beverage at the Shangri-La Kuala Lumpur, so wine and dine at your leisure knowing that you won't break the bank at one of the most prestigious hotels in town.

If you travel often, you can take full advantage of both credit cards with excellent savings on hotel rooms and car rentals via Entre - book at the best rates and receive complimentary package upgrades. Next up, we have yet another suite of privileges courtesy of American Express Selects. This is a truly worldwide experience, with exceptional offers and savings on travel, leisure, dining, and shopping.

Pile on the TreatsPoints

With your Maybank 2 Cards Reserve American Express Card, you can earn 5x TreatsPoints on your local and overseas spending. Also, you can earn 1x TreatsPoint on petrol, utilities, education, insurance, Maybankard EzyPay and Maybankard EzyPay PLUS. 

These Maybank credit cards are coined as the fastest air mile conversion cards around, why? Simply because it earns you tons and tons of reward points! Once you've collected 4770 TreatsPoints, you can exchange them for 1000 air miles from Enrich Miles and Singapore Airlines KrisFlyer Miles and Asia Miles. 

Book First Class, Pay Budget

Want to exchange your Maybank Treat points for frequent flyer miles for cheaper flights? You won't break a sweat when collecting Treat points with your Reserve American Express credit card.

All you need is 4,770 Treat points to redeem 1,000 Enrich Miles, Krisflyer Miles, or Asia Miles. How much do you need to spend? That's roughly RM900 spent on your credit card - you can easily pile up on those points within a few weeks or months!

Grip it and rip it!

Get complimentary green fees for Maybank 2 Cards Premier members to play at over 71 prestigious golf clubs in 13 countries, including 17 clubs in Malaysia.

You'll get unlimited rounds at all Malaysian and overseas golf clubs, including 10% discount for all your guests. Applicable for both principal and supplementary credit card members.

Insurance From Head to Toe

When you charge your travel arrangements with your credit card, you will be instantly given complimentary Accidental Death and Disablement coverage for up to RM2 million. 

A Travel Inconvenience cover is also provided for when you've missed a flight, or when your luggage is delayed or lost.

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