Maybank 2 Cards Premier
Up to 5x TreatsPoints to collect and when accumulated enough can be converted to air miles! Plus, enjoy exclusive dining and lifestyle privileges specially curated for the affluent.
10k TreatsPoints upon activationProduct summary
- Min. Income
- RM8,333.33/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Get 10,000 TreatsPoints as a bonus upon your card's first spending, applicable to only the principal cardholder. Enjoy 5x TreatsPoints when you spend overseas, while you earn 1x TreatsPoints for other eligible transactions. To top it off, get 2x TreatsPoints for local spending. The accumulated TreatsPoints are only valid for 3 years so don't forget to redeem them with gifts and vouchers! You can also redeem 1,000 Enrich Miles/KrisFlyer Miles/Asia Miles with 7,000 TreatsPoints. Please note that no TreatsPoints will be earned for any government body spend or e-wallet reload.
Earn | Spend |
---|---|
5 points on every RM1 | on all overseas spending |
2 points on every RM1 | on all local spending |
1 point on every RM1 | on utilities, education, insurance and EzyPay |
Travel
Convert loyalty points to air miles at a conversion rate of 7,000 TreatsPoints = 1,000 (Enrich Miles, KrisFlyer Miles and Asia Miles). Plus, get full travel insurance coverage of up to RM1 million which includes coverage for travel inconveniences such as baggage loss/delay and others, simply by charging the full fare of your flight ticket with this card. Terms apply to all!
Travel Coverage | Sum Insured |
---|---|
Travel Insurance | Up to RM1,000,000 |
Delayed Flight | Up to RM1,600 |
Missed Flight | Up to RM1,600 |
Lost Luggage | Up to RM5,000 |
Delayed Luggage | Up to RM1,600 |
Balance Transfer
Need to move your existing credit card balance to a low-interest card? The Maybank Balance Transfer Program offers low-interest rates and payment terms of up to 36 months with a minimum transfer amount starting from RM1,000.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 1.88%one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 3%one-time upfront handling fee | from RM1,000 |
9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 12% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Maybank EzyPay offers payment terms up to 36 months at 0% interest on purchases for your big-ticket items from participating outlets. For all other purchases, you can opt for Maybank EzyPay Plus for instalments of up to 24 months at low-interest rates.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
18 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
12 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
18 months | 9% p.a.and no one-time upfront handling fee | from RM3,000to RM30,000 |
24 months | 9% p.a.and no one-time upfront handling fee | from RM5,000to RM30,000 |
Fees & Charges
- Annual Fee
- RM800 primary card
Free for first year
Waived when you spend RM80,000 per annum for the subsequent years
4 free supplementary cards but for the 5th supplementary card onwards, RM400 will be charged
- RM0 supplementary card
- RM800 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM25 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM18 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
Requirements
- Minimum Annual Income
- RM100,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians and Expatriates
Features
- Easy Payment Plan
- Maybankard EzyPay
- EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
- Maybankard EzyPay PLUS
- A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
- Cash Advance / Cash Loan
- Maybankard Cash Treats
- It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
- Balance Transfer Plans
- Maybankard Balance Transfer Program
- Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.