5% Weekend Cashback!
Unleash the power of two with Maybank 2 Gold Cards - with only a single application for Maybank 2 Gold Cards, you will receive a complimentary Maybank 2 MasterCard or Visa.
Maybank 2 Gold Cards - 5% Weekend Cashback
You heard it right. Maybank's 5% Weekend Cash is back to give you more reasons to swipe your American Express card.
Spend any amount on retail purchases (except for government bodies and utilities) every Saturday and Sunday, whether in Malaysia or abroad, the cashback is yours.
The cash rebate will be automatically credited to your credit card account and reflected in the following statement date, subject to a capping of RM50 per month per principal cardholder, or RM600 per year.
Remember, only retail transactions qualify for this cashback.
Other non-retail transactions such as EzyCash, EzyPay, EzyPay Plus, Cash Treats, Cash Advance and Balance Transfer are not eligible. Click here to view the cashback T&C.
TreatsPoints for treats
Not a fan of a pun? You should be because every time you spend with your Maybank 2 Gold Cards, locally or overseas, you will get 5x TreatsPoints for every RM1 spent on weekdays.
Meanwhile, for every RM1 spent with your Maybank AMEX card on Education, Insurance, Utilities and EzyPay Instalment, you will earn 1x TreatsPoints.
On that note, for every RM1 charged to your Maybank 2 MasterCard or Visa, you will get 1x TreatsPoints.
Your supplementary cardholders are also entitled to the TreatsPoints feature, but only principal cardholders can make a redemption.
Isn't that a trick or TreatsPoints? Click here to view the T&C.
Maybank 2 Gold Cards TreatsPoints Redemption
How to redeem your Maybank TreatsPoints? There are easy ways you can go about redeeming your Maybank TreatsPoints:
- Take your time flipping through the TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688; or
- Download and complete the TreatsPoints redemption form and fax it to 03 7953 8685; or
- Walk into Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.
Maybank Credit Card Promotions
There are a host of benefits of owning a Maybank 2 Gold Card, apart from earning cashback and TreatsPoints.
You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty and health, entertainment and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!
Cash Facilities
Stop stressing over the mountain of credit card debts and turn to the Maybank Balance Transfer Program for easy management of your outstanding debts from other credit cards, subject to a credit limit.
Besides, you can convert high-priced purchases into flexible instalment payments via Maybank EzyPay for up to 36 months or EzyPay Plus for up to 24 months at low interest rates.
That's not all. You can also step up your purchasing power to commensurate with your ever-changing lifestyle by applying to increase your credit card limit.
Maybank 2 Gold Cards Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank 2 Gold Cards are carried forward from the previous month's statement cycle and are paid in full.
No Annual Fee
The best thing you can get from these Maybank credit cards is that you don't have to pay annual fees for both AMEX, MasterCard/Visa cards.
Who else would willing to give out a bundled credit card that hosts a slew of benefits for free? Go figure.
Am I eligible to apply and what are the required documents?
If you're a Malaysian who owns a Maybank account and is earning a minimum annual income of RM30,000, you are eligible to apply for this credit card. If you're an expatriate, you need to have a minimum annual income of RM60,000 and own a Maybank account to be eligible.
To apply as the principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of your IC (both sides) or Passport
- Copies of Business Registration Certificates/Trading License/Form 9, Form 24, Form 49
- Form B/Latest EA form
- Latest 6 months personal/company bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
To apply for a supplementary card, please prepare a copy of the cardholder's IC (both sides) or Passport.
