Maybank 2 Gold Cards

Unleash the power of two with Maybank 2 Gold Cards - with only a single application for Maybank 2 Gold Cards, you will receive a complimentary Maybank 2 MasterCard or Visa.

7 Days Only Flash Deal! Apply online via Maybank2u and MAE, and spend to win.

Starting from 23 August 2023 until 29 August 2023 (“Campaign Period”), you only have 7 days to stand a chance to bring home RM1,000 worth of shopping vouchers, limited to the Top 50 spenders for each card type only! Terms and conditions apply.

Check out the table below for a better clarification about the flash deal:

*Based on a first-come first-serve basis, the Top 50 spenders for each card type who have accumulated the highest retail spend within 45 days from the approval date would be selected to win the Prizes.

To participate in this flash deal, you must be

• New-to-bank individuals or existing Maybank customers who are residents of Malaysia and don’t have any existing Mastercard, Visa or American Express credit cards issued by Maybank/Maybank Islamic
• At least 21 years old at the time of making an application as a Principal cardholder for any one (1) or more of Maybank credit card(s) during the Campaign Period

Here’s how you can participate in this flash deal:

• Apply as the Principal cardholder for one (1) or more of the eligible credit cards online via the Maybank2u website or the MAE App, complete the e-application form and upload all the necessary supporting documents during the Campaign Period
• Perform a minimum retail spend of RM300 within the first 45 days from the Maybank credit card approval date

If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

Maybank Online Acquisition 2023 Credit Cards Campaign

From 1 July 2023 until 30 September 2023 ("Campaign Period"), be the first 300 eligible customers (100 eligible customers every month per card scheme) throughout the Campaign Period to grab an RM200 cashback prize. Terms and conditions apply!

Here’s an illustration of the campaign mechanics:

To be eligible for the prize, you must be either:

• New-to-bank individuals; or
• Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic

If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:

• Make an online application for any of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
• Complete the e-application form and upload all the required supporting documents
• Wait for approval from the bank
• Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible

If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

Maybank 2 Gold Cards - 5% Weekend Cashback

You heard it right. Maybank's 5% Weekend Cash is back to give you more reasons to swipe your American Express card. 

Spend any amount on retail purchases (except for government bodies and utilities) every Saturday and Sunday, whether in Malaysia or abroad, the cashback is yours.

The cash rebate will be automatically credited to your credit card account and reflected in the following statement date, subject to a capping of RM50 per month, or RM600 per year. 

Remember, only retail transactions qualify for this cashback. 

Other non-retail transactions such as EzyCash, EzyPay, EzyPay Plus, Cash Treats, Cash Advance and Balance Transfer are not welcomed.

No Annual Fee

The best thing you can get from these Maybank credit cards is that you don't have to pay annual fees for both AMEX and MasterCard or Visa cards.

Who else would willing to give out a bundled credit card that hosts a slew of benefits for free? Go figure.

TreatsPoints for treats

Not a fan of a pun? You should be because every time you spend with your Maybank 2 Gold Cards, locally or overseas, you will get 5x TreatsPoints for every RM1 spent on weekdays. 

Meanwhile, for every RM1 spent with your Maybank AMEX card on Education, Insurance, Utilities and EzyPay Instalment, you will earn 1x TreatsPoints.

On that note, for every RM1 charged to your Maybank 2 MasterCard or Visa, you will get 1x TreatsPoints.

Your supplementary cardholders are also entitled to the TreatsPoints feature, but only principal cardholders can make a redemption. 

Isn't that a trick or TreatsPoints?

Maybank 2 Gold Cards TreatsPoints Redemption

How to redeem your Maybank TreatsPoints? There are easy ways you can go about redeeming your Maybank TreatsPoints:

1. Take your time flipping through the TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688; or
2. Download and complete the TreatsPoints redemption form and fax it to 03 7953 8685; or
3. Walk into Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.

Maybank Credit Card Promotions

There are a host of benefits of owning a Maybank 2 Gold Card, apart from earning cashback and TreatsPoints. 

You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty and health, entertainment and credit facilities!

To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!

Cash Facilities 

Stop stressing over the mountain of credit card debts and turn to the Maybank Balance Transfer Program for easy management of your outstanding debts from other credit cards, subject to a credit limit.

Besides, you can convert high-priced purchases into flexible instalment payments via Maybank EzyPay and EzyPay Plus for up to 24 months at low interest starting from 0%.

That's not all. You can also step up your purchasing power to commensurate with your ever-changing lifestyle by applying to increase your credit card limit.

Maybank 2 Gold Cards Finance Charge

What is the interest rate imposed on repayments?

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

• Retail transaction - finance charge is calculated from the posting date till full payment is made
• cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All fees and charges include:

• Annual Fee
• Cash Advance Fee
• Card Replacement Fee
• Statement Copy Fee
• Sales Draft Retrieval Copy Fee
• Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank 2 Gold Cards are carried forward from the previous month's statement cycle and are paid in full.