5% Weekend Cashback!
Unleash the power of two with Maybank 2 Gold Cards - with only a single application for Maybank 2 Gold Cards, you will receive a complimentary Maybank 2 MasterCard or Visa.
Maybank Credit Card Online Acquisition Campaign and Rewards
It’s exclusively the year of rabbits this Chinese New Year of 2023! Elevate your CNY celebration to the best one yet with Maybank Online Acquisition 2023 Credit Cards Campaign by taking home exclusive gifts for a limited time only. There are two (2) campaigns in which you can take part, so don’t miss this chance!
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Cash Back Campaign
From 1 January 2023 until 31 March 2023, the first 1,000 eligible customers every month throughout the Campaign Period can grab a one-time cashback prize worth RM100. Terms and conditions apply.
To be eligible for the cashback prize, you must be either a new-to-bank individual or an existing customer of Maybank and Maybank Islamic Berhad who is a resident of Malaysia and has yet to own any Maybank/Maybank Islamic principal credit card.
If you fall under either of those two eligible criteria, make an online application for a credit card via Maybank2u within the Campaign Period, wait for approval by the bank, and perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to participate in this campaign.
For easy reference, below is an illustration of the cashback reward and spending criteria.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
RM100 Cashback (capped at first 1,000 Eligible Customers every month throughout the Campaign Period) |
Minimum retail spend of RM300 within the first 45 days from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards | |||
| Maybank American Express Cards |
Campaign 2: Maybank Visa, Mastercard and American Express Online Acquisition Exclusive Campaign
There are more high-valued one-time gifts up for grabs such as Apple AirPods, Garmin Smartwatch and Marshall Earbuds! This campaign starts on 1 January 2023 and is valid until 31 March 2023.
To participate, you must be either new-to-bank individuals or Maybank and Maybank Islamic Berhad customers who are residents of Malaysia and do not have any credit card issued by Maybank in Malaysia and are 21 years of age during the time of application.
To add on, you also must apply as a principal card member for any of the participating Maybank credit card schemes during the Campaign Period online at the Maybank2u website.
If you are eligible and already have your credit card application via Maybank2u approved, you are able to take home any of the prizes by transacting as high as you can on retail spending accumulated throughout the Campaign Period from your first principal card approval date.
For easy reference on this campaign, please check out the table below.
Please also note that the campaign spending requirement/criteria cannot be combined with the other cards applied at the same time. For full details, check out the terms and conditions.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
Vivomove Sport Garmin Smartwatch (capped at Top 50 Highest Spender by end of the Campaign Period) |
Accumulated the highest retail spend by end of the Campaign Period from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards |
Apple AirPods 2 (capped at Top 50 Highest Spender by end of the Campaign Period) |
||
| Maybank American Express Cards |
Marshall Minor III Earbuds (capped at Top 50 Highest Spender by end of the Campaign Period) |
Maybank 2 Gold Cards - 5% Weekend Cashback
You must have heard it right. Maybank's 5% Weekend Cash is back to give you more reasons to swipe your American Express card.
Spend any amount on retail purchases (except for government bodies and utilities) every Saturday and Sunday, whether in Malaysia or abroad the cashback is yours.
The cash rebate will be automatically credited to your credit card account and reflected in the following statement date, subject to a capping of RM50 per month, or RM600 per year.
Remember, only retail transactions qualify for this cashback.
Other non-retail transactions such as EzyCash, EzyPay, EzyPay Plus, Cash Treats, Cash Advance and Balance Transfer are not welcomed.
No Annual Fee
The best thing you can get from these Maybank credit cards is that you don't have to pay annual fees for both AMEX and MasterCard or Visa cards.
Who else would willing to give out a bundled credit card that hosts a slew of benefits for free? Go figure.
TreatsPoints for treats
Not a fan of a pun? You should be because every time you spend with your Maybank 2 Gold Cards, over here or overseas, you will get 5x TreatsPoints for every RM1 spent on weekdays.
Interestingly, you can get 5x TreatsPoints on petrol transactions too.
For Petrol transactions, the 5x TreatsPoints is capped at RM500 per transaction and any spending above RM500 will be awarded 1x TreatsPoint for every RM1 spent.
Meanwhile, for every RM1 spent with your Maybank AMEX card on Education, Insurance, Utilities and EzyPay Instalment, you will earn 1x TreatsPoints.
On that note, for every RM1 charged to your Maybank 2 MasterCard or Visa, you will get you 1x TreatsPoints.
Your supplementary cardholders are also entitled to the TreatsPoints feature, but only principal cardholders can make a redemption.
Isn't that a trick or TreatsPoints?
Maybank 2 Gold Cards TreatsPoints Redemption
How to redeem your Maybank TreatsPoints? There are easy ways you can go about redeeming your Maybank TreatsPoints:
- Take your time flipping through the TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688;
- or download and complete the TreatsPoints redemption form and fax it to 03 7953 8685;
- or walk into Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.
Maybank Credit Card Promotions
There are a host of benefits of owning a Maybank 2 Gold Card, apart from earning cashback and TreatsPoints.
You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty and health, entertainment and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!
Cash Facilities
Stop stressing over the mountain of credit card debts and turn to the Maybank Balance Transfer Program for easy management of your outstanding debts from other credit cards, subject to a credit limit.
Besides, you can convert high-priced purchases into flexible instalment payments via Maybank EzyPay and EzyPay Plus for up to 24 months at low interest starting from 0%.
That's not all. You can also step up your purchasing power to commensurate with your ever-changing lifestyle by applying to increase your credit card limit.
Maybank 2 Gold Cards Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank 2 Gold Cards are carried forward from the previous month's statement cycle and are paid in full.
