Maybank 2 Gold Cards credit card

Maybank 2 Gold Cards

Apply for Maybank 2 Cards and pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX including 5x TreatsPoints on all retail and 5% cashback on weekend spends!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 5x reward points 

Apply online now for Maybank 2 Gold Cards

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Spend any amount on Saturdays and Sundays and get 5% cashback on all spending charged to your Maybank 2 American Express Gold cards, capped at RM50 per month.
Discover how much you can save when you shop with your new Maybank 2 Gold Cards
Cashback CategoryCashback RateMonthly CapSpend
All RetailSpendany amount on weekends only5%RM50any amount on weekends only
Rewards
5x TreatsPoints for all spend on your Maybank 2 American Express Card. You can also can earn 1x TreatsPoints on all your spending with MasterCard or Visa.
Maybank TreatsPoints
EarnSpent
5 points on every RM1on all retail with Maybank 2 American Express Card
1 point on every RM1on utilities, education, insurance and EzyPay Instalment with Maybank 2 American Express Card
1 point on every RM1on all retail with Maybank 2 MasterCard or Visa
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Maybank Balance Transfer Program offers interest rates from 0% and payment terms up to 36 months with a minimum transfer amount of RM1,000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms of up to 24 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for instalment up to 24 months and low interest rates. No penalty for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM1000 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Swipe on petrol and get 5x TreatsPoints with your American Express Card or 1x TreatsPoints with your Maybank 2 MasterCard or Visa.
Premium
Love fine dining? Well you can get up to 50% savings on transaction made with your Maybank 2 American Express Card at SPG Hotels and Resorts in Malaysia. Plus, you get to share your epicurean taste with up to 10 people.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM10.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank 2 Gold Cards review

What's so good (or not so good) about it?

Unleash the power of two with Maybank 2 Gold Cards - with only a single application for Maybank 2 American Express Card, you will receive a complimentary Maybank 2 MasterCard or Visa.

No Annual Fee

The best thing you can get from Maybank AMEX credit card is that you don't have to pay annual fees for both AMEX and MasterCard or Visa cards. Who else would willing to give out a bundled credit card that hosts a slew of benefits for free? Go figure.

5% Weekend Cashback

You must have heard it right. Maybank's 5% Weekend Cash is back to give you more reasons to swipe your AMEX card. Spend any amounts on retail purchases every Saturday and Sunday, whether in Malaysia or abroad the cashback is yours - plus helping you to decide what to do over the weekend.

The cash rebate will be automatically credited into your credit card account and reflected in the following statement date, subject to a capping of RM50 per month, or RM600 per year. 

Remember, only retail transactions qualify for this cashback. Other non-retail transactions such as EzyCash, EzyPay, EzyPay Plus, Cash Treats, Cash Advance and Balance Transfer are not welcomed.

TreatsPoints for treats

Not fan of a pun? You should be because every time you spend with your Maybank 2 American Express Card, over here or overseas, you will get 5x TreatsPoints for every RM1 spent. Interestingly, you can get 5x TreatsPoints on petrol transactions too. 

Meanwhile, for every RM1 spent with your Maybank AMEX card on Education, Insurance, Utilities and EzyPay Instalment, you will earn 1x TreatsPoints.

On that note, every RM1 charged to your Maybank 2 MasterCard or Visa, you will get you 1x TreatsPoints. Your supplementary cardholders are also entitled to the TreatsPoints feature, but only principal cardholders can make a redemption. Isn't that a trick or TreatsPoints?

TreatsPoints Redemption

How to redeem your Maybank TreatsPoints? There are easy ways you can go about redeeming your Maybank TreatsPoints:

  1. Take your time flipping through TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688;
  2. or download and complete the TreatsPoints redemption form and fax it to 03 7953 8685;
  3. or walk in to Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.

Maybank Credit Card Promotions

There are a host of benefits of owning a Maybank 2 Gold Cards, apart from earning cashback and TreatsPoints. You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, travel to beauty & health, entertainment and credit facilities!

To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!

Cash Facilities

Stop stressing over the mountain of credit card debts and turn to the Maybank Balance Transfer Program for easy management of your outstanding debts from other credit cards, subject to a credit limit.

Besides, you can convert high-priced purchases into flexible instalment payments via Maybank EzyPay and EzyPay Plus for up to 24 months at low interest starting from 0%.

That's not all. You can also step up your purchasing power to commensurate your ever-changing lifestyle by applying to increase your credit card limit.

Read More