Unleash the power of two with Maybank 2 Gold Cards - with only a single application for Maybank 2 American Express Card, you will receive a complimentary Maybank 2 MasterCard or Visa.
No Annual Fee
The best thing you can get from Maybank AMEX credit card is that you don't have to pay annual fees for both AMEX and MasterCard or Visa cards.
Who else would willing to give out a bundled credit card that hosts a slew of benefits for free? Go figure.
5% Weekend Cashback
You must have heard it right. Maybank's 5% Weekend Cash is back to give you more reasons to swipe your AMEX card.
Spend any amounts on retail purchases (except for government bodies and utilities) every Saturday and Sunday, whether in Malaysia or abroad the cashback is yours.
The cash rebate will be automatically credited into your credit card account and reflected in the following statement date, subject to a capping of RM50 per month, or RM600 per year.
Remember, only retail transactions qualify for this cashback.
Other non-retail transactions such as EzyCash, EzyPay, EzyPay Plus, Cash Treats, Cash Advance and Balance Transfer are not welcomed.
TreatsPoints for treats
Not fan of a pun? You should be because every time you spend with your Maybank 2 American Express Card, over here or overseas, you will get 5x TreatsPoints for every RM1 spent.
Interestingly, you can get 5x TreatsPoints on petrol transactions too.
For Petrol transactions, the 5x TreatsPoints is capped at RM500 per transaction and any spending above RM500 will be awarded 1x TreatsPoint for every RM1 spend.
Meanwhile, for every RM1 spent with your Maybank AMEX card on Education, Insurance, Utilities and EzyPay Instalment, you will earn 1x TreatsPoints.
On that note, every RM1 charged to your Maybank 2 MasterCard or Visa, you will get you 1x TreatsPoints.
Your supplementary cardholders are also entitled to the TreatsPoints feature, but only principal cardholders can make a redemption.
Isn't that a trick or TreatsPoints?
How to redeem your Maybank TreatsPoints?
There are easy ways you can go about redeeming your Maybank TreatsPoints:
- Take your time flipping through TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688;
- or download and complete the TreatsPoints redemption form and fax it to 03 7953 8685;
- or walk into Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.
Maybank Credit Card Promotions
There are a host of benefits of owning a Maybank 2 Gold Cards, apart from earning cashback and TreatsPoints.
You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, travel to beauty & health, entertainment and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!
Stop stressing over the mountain of credit card debts and turn to the Maybank Balance Transfer Program for easy management of your outstanding debts from other credit cards, subject to a credit limit.
Besides, you can convert high-priced purchases into flexible installment payments via Maybank EzyPay and EzyPay Plus for up to 24 months at low interest starting from 0%.
That's not all. You can also step up your purchasing power to commensurate your ever-changing lifestyle by applying to increase your credit card limit.
What are the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (Per Annum)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment less than 10 out of 12 months AND New Cardmembers||18%|
Previously, finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
Finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fess and Charges includes:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.