Maybank 2 Gold Cards

Pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX, 5x TreatsPoints on all retail & 5% cashback on weekend spends!

Maybank 2 Gold Cards5% Weekend Cashback!
Min. Income
RM2,500/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Deerma VC01 Handheld Vacuum
worth RM275
when you apply through RinggitPlus
Terms and conditions apply

Deerma VC01 Handheld Vacuum

Our Previous Winners

Cashback

Spend any amount on Saturdays and Sundays and get 5% cashback on all spending (except for government bodies and utilities) charged to your Maybank 2 American Express Gold cards, capped at RM50 per month. From now until 30 September 2021, get rewarded with RM300 cashback when you apply for Maybank 2 Gold (Mastercard + AMEX) credit cards online. Terms and conditions apply. For more details, check out review below!

Cashback categoryCashback rateMonthly capSpend
All Local and Overseas Spending5%RM50any amount on weekends only

Rewards

5x TreatsPoints for all weekday spend on your Maybank 2 American Express Card. You can also earn 1x TreatsPoints on all your spending with MasterCard or Visa.

Maybank TreatsPoints
EarnSpend
5 points on every RM1on all retail with Maybank 2 American Express Card (weekdays)
1 point on every RM1on utilities, education, insurance and EzyPay Instalment with Maybank 2 American Express Card
1 point on every RM1on all retail with Maybank 2 MasterCard or Visa

Petrol

Swipe on petrol and get 5x TreatsPoints with your American Express Card or 1x TreatsPoints with your Maybank 2 MasterCard or Visa.

Premium

Love fine dining? Well you can get up to 50% savings on transaction made with your Maybank 2 American Express Card at SPG Hotels and Resorts in Malaysia. Plus, you get to share your epicurean taste with up to 10 people.

Balance Transfer

Maybank Balance Transfer Program offers interest rates from 0% and payment terms up to 36 months with a minimum transfer amount of RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms of up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for installment up to 24 months and low interest rates. No penalty for early payment.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM50
6 months0% p.a. and no one-time upfront handling feeRM50
12 months0% p.a. and no one-time upfront handling feeRM50
18 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM30,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review