Maybank 2 Platinum Cards

5x TreatsPoints and 5% cashback anywhere you go with Maybank 2 Cards on all your retail shopping, dining and petrol. What's more, no annual fees for life.

15% p.a. interest rate
20 days interest-free period
up to 5% cashback
0% p.a. balance transfer over 12 months
Easy Payment Plan (EPP)
RM0.00 annual fee
Earn up to 5x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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2017-06-082017-12-31

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Benefits

Because you should be rewarded for giving the bank your business

Cashback

Earn a high cash rebate of 5% every weekend every time you swipe with your Maybank 2 American Express Card, subject to a monthly cap of RM50.

Discover how much you can save when you shop with your new Maybank 2 Platinum Cards
Cashback Category		Cashback Rate	Monthly Cap	Spend
All Retail	Spendany amount on weekends only	5%	RM50	any amount on weekends only

Rewards

Earn 5x TreatsPoints for all purchases with your Maybank 2 American Express Card; all your spending with Maybank 2 MasterCard or Visa rewards you with 1x TreatsPoints.

Maybank TreatsPoints
Earn	Spent
5 points on every RM1	on all retail with Maybank 2 American Express Card
1 point on every RM1	on utilities, education, insurance and EzyPay Instalment with Maybank 2 American Express Card
1 point on every RM1	on all retail with Maybank 2 MasterCard or Visa

Your Maybank TreatsPoints earned expires in 3 years

Balance Transfer

Need a low interest rate to take care of credit card debt? Maybank Balance Transfer offers interest rates as low as 0% and payment period of up to 36 months.

Pay Over	With Interest Rate At	When You Transfer
6 months	6% p.a. and no one-time upfront handling fee	from RM1000
9 months	9% p.a. and no one-time upfront handling fee	from RM1000
12 months	0% p.a. and no one-time upfront handling fee	from RM1000
24 months	4.5% p.a. and no one-time upfront handling fee	from RM2000
36 months	4.95% p.a. and no one-time upfront handling fee	from RM2000

Learn more about Maybankard Balance Transfer Program

Easy Payment Plan (EPP)

Stretch your payment period up to 24 months at 0% interest with Maybank EzyPay on purchases from approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for instalment up to 24 months and low interest rates. No penalty for early payment.

Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	from RM50
6 months	0% p.a. and no one-time upfront handling fee	from RM50
10 months	0% p.a. and no one-time upfront handling fee	from RM50
12 months	0% p.a. and no one-time upfront handling fee	from RM50
18 months	0% p.a. and no one-time upfront handling fee	from RM50
24 months	0% p.a. and no one-time upfront handling fee	from RM50

Learn more about Maybankard EzyPay

Pay Over	With Interest Rate At	When You Spend
6 months	6.96% p.a. and 0% one-time upfront handling fee	from RM500 up to RM30000
12 months	7.92% p.a. and 0% one-time upfront handling fee	from RM1000 up to RM30000
18 months	9% p.a. and 0% one-time upfront handling fee	from RM3000 up to RM30000
24 months	9% p.a. and 0% one-time upfront handling fee	from RM5000 up to RM30000

Learn more about Maybankard EzyPay PLUS

Petrol: Bigger rewards for every Ringgit spent on petrol. 5x TreatsPoints with your Maybank 2 American Express Card and 1x TreatsPoints with your Maybank 2 MasterCard or Visa.

Travel

Free travel insurance coverage from Etiqa of up RM1,000,000 and travel inconvenience coverage up to RM2,500 for missed connections, luggage delay, and baggage loss. You can even cover your partner and child too.

Travel Coverage	Sum Insured
Travel Insurance	Up to RM1000000
Delayed Flight	Up to RM800
Missed Flight	Up to RM800
Lost Luggage	Up to RM2500
Delayed Luggage	Up to RM800

Premium: Love fine dining? Well you can get up to 50% savings on transaction made with your Maybank 2 American Express Card at SPG Hotels and Resorts in Malaysia. Plus, you get to share your epicurean taste with up to 10 people.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM0

Free for life

Annual Fee for Supplementary Card

RM0

Minimum monthly payment

RM25 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM10.60 or 5.30% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM60000
Minimum age for primary card holder: 21 years old
Maximum age for primary card holder: 65 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: Maybankard EzyPay; Maybankard EzyPay PLUS; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: Maybankard Cash Treats; Maybankard EzyCash; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: Maybankard Balance Transfer Program; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank 2 Platinum Cards review

What's so good (or not so good) about it?

'Good things come in pairs' is a popular Chinese saying and Maybank 2 Platinum Cards has proven this age-old adage to be so true. Applicants of Maybank AMEX card will get a complimentary MasterCard or Visa and one statement for both credit cards.

Lifetime Fee Waiver

Wait a minute, is it true? Yes it is. Maybank is waiving the annual fee for Maybank 2 Platinum Cards for as long as you can breathe in this world. It is not a usual thing any banks would do, especially for a Platinum card!

You need to earn a minimum of RM5,000 per month in order to get your hand on these AMEX and MasterCard or Visa credit cards.

High Five Cashback and TreatsPoints

Another solid reason to pay a visit to your favorite shopping malls over the weekend is earning 5% cashback for every RM1 charged to Maybank 2 American Express Card not just in Malaysia but worldwide. The cashback is capped at RM50 per month or RM600 per year.

In conjunction with the cash rebate, you can also collect 5x TreatsPoints for every RM1 spent on retail and petrol with your AMEX card. Similar spending with education institutions, insurance providers, and utilities providers using Maybank 2 American Express card will earn you 1x TreatsPoints.

1x TreatsPoints will also be rewarded for spending via Maybank 2 MasterCard or Visa. With this multi-tiered reward system, you can quickly collect points to redeem many attractive gifts, shopping, dining, travel and entertainment deals offered under Maybank reward program.

Travel Insurance

Now every one can fly with a complimentary travel insurance of up to RM1,000,000. This travel and protection privilege is extended to cardholders who charged their travel fares to Maybank 2 Platinum Cards, either AMEX or MasterCard/Visa.

Travel inconvenience coverage is also included in this insurance plan. Any losses incurred due to missed connections, flight delay, luggage delay or luggage loss will be compensated by Maybank up to RM2,500.

Credit Management Facilities

Under the Maybank Balance Transfer plan, you can consolidate and transfer all outstanding balances from other credit cards or charge cards to you Maybank 2 Platinum Cards for easy management. You have five different tenures to choose from with interest rates ranging from 0% to 0.75% per month.

This credit card also makes it easy for cardholders to pay for large purchases over time with Maybank EzyPay and EzyPay Plus plans. Trembling at the thought of hemorrhaging cash to pay back the amount you have swiped?

Now you can stretch your repayment up to 2 years at low interest rates. There is also no penalty fee for early payment.

Dining Privileges

Some are born with a talent for crafting delicious cuisine, and some have natural chef palate. Whoever you may be, Maybank 2 Platinum Cards cardholders can enjoy ultimate dining privileges at SPF Hotels and Resorts nationwide.

Invite your life partner or business partners to join the feast with you as you can save up to 50% when you charge the luncheon bill to your AMEX card.