'Good things come in pairs' is a popular Chinese saying and Maybank 2 Platinum Cards has proven this age-old adage to be so true.
Applicants of Maybank AMEX card will get a complimentary MasterCard or Visa and one statement for both credit cards.
Lifetime Fee Waiver
Wait a minute, is it true? Yes it is. Maybank is waiving the annual fee for Maybank 2 Platinum Cards for as long as you can breathe in this world.
It is not a usual thing any banks would do, especially for a Platinum card!
You need to earn a minimum of RM5,000 per month in order to get your hand on these AMEX and MasterCard or Visa credit cards.
High Five Cashback and TreatsPoints
Indulge in your favourite hobby over the weekend to get 5% cashback with your Maybank 2 American Express Card.
Spend on any amount on all retail, except for government bodies and utility transactions, to get RM50 cashback per month or RM600 cashback per year.
In conjunction with the cash rebate, you can also collect 5x TreatsPoints for every RM1 spent on retail and petrol with your AMEX card.
Similar spending with education institutions, insurance providers, and utilities providers using Maybank 2 American Express card will earn you 1x TreatsPoints.
1x TreatsPoints will also be rewarded for spending via Maybank 2 MasterCard or Visa.
With this multi-tiered reward system, you can quickly collect points to redeem many attractive gifts, shopping, dining, travel and entertainment deals offered under the Maybank reward program.
How to redeem your Maybank TreatsPoints? There are easy ways you can go about redeeming your Maybank TreatsPoints:
- Take your time flipping through TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688;
- or download and complete the TreatsPoints redemption form and fax it to 03 7953 8685;
- or walk into Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.
Maybank Credit Card Promotions
There are a host of benefits of owning a Maybank 2 Platinum Cards, apart from earning cashback and TreatsPoints.
You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, travel to beauty & health, entertainment and credit facilities!
To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!
Now everyone can fly with complimentary travel insurance of up to RM700,000.
This travel and protection privilege is extended to cardholders who charged their travel fares to Maybank 2 Platinum Cards, either AMEX or MasterCard/Visa.
Travel inconvenience coverage is also included in this insurance plan.
Any losses incurred due to missed connections, flight delay, luggage delay or luggage loss will be compensated by Maybank up to RM2,500.
Credit Management Facilities
Under the Maybank Balance Transfer plan, you can consolidate and transfer all outstanding balances from other credit cards or charge cards to your Maybank 2 Platinum Cards at low interest charges and over flexible tenures.
Besides, you can also shop with flexible instalment payments via Maybank EzyPay and EzyPay Plus.
These EPP plans allow you to convert your big-ticket item purchases and repay in installments for up to 24 months at low interest starting from 0%.
That's not all. You can also step up your purchasing power to commensurate your ever-changing lifestyle by applying to increase your credit card limit.
Some are born with a talent for crafting delicious cuisine, and some have a natural chef palate.
Whoever you may be, Maybank 2 Platinum Cards cardholders can enjoy ultimate dining privileges at SPF Hotels and Resorts nationwide.
Invite your life partner or business partners to join the feast with you as you can save up to 50% when you charge the luncheon bill to your AMEX card.
What are the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (Per Annum)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment less than 10 out of 12 months AND New Cardmembers||18%|
Previously, finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
Finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fess and Charges includes:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.