Maybank 2 Platinum Cards
5x TreatsPoints and 5% cashback anywhere you go with Maybank 2 Platinum Cards on all your retail shopping, dining and petrol. What's more, no annual fees for life!
5% Weekend Cashback!Product summary
- Min. Income
- RM5,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Cash via DuitNow
worth RM2500
when you apply through RinggitPlus *

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Cashback
You'll get 5% cashback on all retail transactions made every weekend with the Maybank 2 American Express Card. This cashback is capped at RM50 every month.
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| All retail transactions made on weekends (except for government bodies and utilities) | 5% | RM50 | any amount on weekends only |
Rewards
Earn 5x TreatsPoints on retail purchases made on the weekdays with your Maybank 2 American Express Card. Meanwhile, for other local and overseas spending with Maybank 2 Mastercard/Visa earns you with 1x TreatsPoints. The accumulated TreatsPoints can be redeemed for gifts, vouchers and air miles (20,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles).
| Earn | Spend |
|---|---|
| 5 points on every RM1 | on all retail spend on the weekdays with Maybank 2 American Express Card |
| 1 point on every RM1 | on all local or overseas spend with Maybank 2 Mastercard/Visa |
| 1 point on every RM1 | on utilities, education, insurance and EzyPay Instalment |
Petrol
Bigger rewards for every Ringgit spent on petrol. Earn 5x TreatsPoints with your Maybank 2 American Express Card, and if you swipe using your Maybank 2 Mastercard/Visa Card, you earn 1x TreatsPoints instead.
Travel
Complimentary travel insurance coverage of up to RM700,000 including coverage for travel inconveniences simply by charging your travel fares with this card. T&C apply.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM700,000 |
| Delayed Flight | Up to RM800 |
| Missed Flight | Up to RM800 |
| Lost Luggage | Up to RM2,500 |
| Delayed Luggage | Up to RM800 |
Balance Transfer
Need a low-interest rate to take care of credit card debt? Maybank Balance Transfer offers interest rates as low as 0% and a payment period of up to 36 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 1.88% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
| 9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 12% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Stretch your payment period up to 36 months at 0% interest with Maybank EzyPay on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for instalments up to 24 months and low-interest rates. No penalty for early payment.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
| 12 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
| 18 months | 9% p.a.and no one-time upfront handling fee | from RM3,000to RM30,000 |
| 24 months | 9% p.a.and no one-time upfront handling fee | from RM5,000to RM30,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM25 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM18 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
Requirements
- Minimum Annual Income
- RM60,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians and Expatriates
Features
- Easy Payment Plan
- Maybankard EzyPay
- EzyPay is, well, easy: a 0% interest instalment plan that lets you spread your payments up to 36 months. Available at participating merchants only.
- Maybankard EzyPay PLUS
- A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
- Cash Advance / Cash Loan
- Maybankard Cash Treats
- It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
- Balance Transfer Plans
- Maybankard Balance Transfer Program
- Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.





















































