Maybank 2 Platinum Cards

5x TreatsPoints and 5% cashback anywhere you go with Maybank 2 Platinum Cards on all your retail shopping, dining and petrol. What's more, no annual fees for life.

Maybank 2 Platinum Cards5% Weekend Cashback!
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn a high cash rebate of 5% every weekend every time you swipe with your Maybank 2 American Express Card, subject to a monthly cap of RM50.

All Retail (except for government bodies and utilities)5%RM50any amount on weekends only


Earn 5x TreatsPoints for all purchases with your Maybank 2 American Express Card; all your spending with Maybank 2 MasterCard or Visa rewards you with 1x TreatsPoints.

Maybank TreatsPoints
5 points on every RM1on all retail with Maybank 2 American Express Card (weekdays)
1 point on every RM1on utilities, education, insurance and EzyPay Instalment with Maybank 2 American Express Card
1 point on every RM1on local or overseas spend with Maybank 2 MasterCard or Visa


Bigger rewards for every Ringgit spent on petrol. 5x TreatsPoints with your Maybank 2 American Express Card and 1x TreatsPoints with your Maybank 2 MasterCard or Visa.


Free travel insurance coverage from Etiqa of up RM700,000 and travel inconvenience coverage of up to RM2,500 for missed connections, luggage delay, and baggage loss. You can even cover your partner and child too.

Travel CoverageSum Insured
Travel InsuranceUp to RM700,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2,500
Delayed LuggageUp to RM800

Balance Transfer

Need a low-interest rate to take care of credit card debt? Maybank Balance Transfer offers interest rates as low as 0% and a payment period of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Stretch your payment period up to 36 months at 0% interest with Maybank EzyPay on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for instalments up to 24 months and low-interest rates. No penalty for early payment.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM50
6 months0% p.a. and no one-time upfront handling feeRM50
12 months0% p.a. and no one-time upfront handling feeRM50
18 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Minimum Annual Income
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates


Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months.


'Good things come in pairs' is a popular Chinese saying and Maybank 2 Platinum Cards has proven this age-old adage to be so true. 

Applicants of this Maybank AMEX card will get a complimentary MasterCard or Visa and one statement for both credit cards.

Maybank 2 Platinum Cards - Five Cashback and TreatsPoints

Indulge in your favourite hobby over the weekend to get 5% cashback with your Maybank 2 Platinum Cards.

Spend any amount on all retail, except for government bodies and utility transactions, to get RM50 cashback per month or RM600 cashback per year.

In conjunction with the cash rebate, you can also collect 5x TreatsPoints for every RM1 spent on retail and petrol with your AMEX card.

Similar spending with education institutions, insurance providers, and utility providers using Maybank 2 American Express card will earn you 1x TreatsPoints.

1x TreatsPoints will also be rewarded for spending via Maybank 2 MasterCard or Visa.

With this multi-tiered reward system, you can quickly collect points to redeem many attractive gifts, shopping, dining, travel and entertainment deals offered under the Maybank reward program.

Lifetime Fee Waiver 

Wait a minute, is it true? Yes, it is!

Maybank is waiving the annual fee for Maybank 2 Platinum Cards for as long as you can breathe in this world. 

It is not a usual thing any bank would do, especially for a Platinum card!

You need to earn a minimum of RM5,000 per month in order to get your hand on these AMEX and MasterCard or Visa credit cards.

TreatsPoints Redemption

How to redeem your Maybank TreatsPoints? 

There are easy ways you can go about redeeming your Maybank TreatsPoints:

  1. Take your time flipping through TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688;
  2. or download and complete the TreatsPoints redemption form and fax it to 03 7953 8685;
  3. or walk into Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.

Maybank Credit Card Promotions

There are a host of benefits of owning these Maybank credit cards, apart from earning cashback and TreatsPoints. 

You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty & health, entertainment and credit facilities!

To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!

Free Travel Insurance from Maybank 2 Platinum Cards 

Now everyone can fly with complimentary travel insurance of up to RM700,000. 

This travel and protection privilege is extended to cardholders who charged their travel fares to Maybank 2 Platinum Cards, either AMEX or MasterCard/Visa.

Travel inconvenience coverage is also included in this insurance plan. 

Any losses incurred due to missed connections, flight delay, luggage delay or luggage loss will be compensated by Maybank up to RM2,500.

Credit Management Facilities

Under the Maybank Balance Transfer plan, you can consolidate and transfer all outstanding balances from other credit cards or charge cards to your Maybank credit card at low-interest charges and over flexible tenures.

Besides, you can also shop with flexible instalment payments via Maybank EzyPay and EzyPay Plus. 

These EPP plans allow you to convert your big-ticket item purchases and repay in instalments for up to 24 months at low interest starting from 0%.

That's not all. You can also step up your purchasing power to commensurate with your ever-changing lifestyle by applying to increase your credit card limit.

Maybank Dining Privileges

Some are born with a talent for crafting delicious cuisine, and some have a natural chef palate. 

Whoever you may be, Maybank 2 Platinum Cards cardholders can enjoy ultimate dining privileges at SPF Hotels and Resorts nationwide. 

Invite your life partner or business partner to join the feast with you as you can save up to 50% when you charge the luncheon bill to your AMEX card. 

Maybank 2 Platinum Cards Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (p.a.)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) and will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fees and Charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. 

This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.

In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank 2 Platinum Cards are carried forward from the previous month's statement cycle and are paid in full.

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