Unlimited Cash Back!
Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign
Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.
There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.
RM20 Cash Prize:
- 800 total winners throughout the month
- 200 winners chosen each week (first-come, first-served)
- Just apply for a credit card to qualify!
Nintendo Switch 2:
- 16 lucky winners randomly selected
- Must spend at least RM300 within 30 days of card approval
Am I Eligible?
You can join this campaign if you meet these basic requirements:
- Malaysian citizen living in Malaysia
- 21 years old or above
- Don't currently hold any Maybank credit cards
- Apply through the Maybank2u website or the MAE app only
Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.
How to Win the RM20 Cash?
Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:
- You'll receive an MAE app notification within 90 days
- RM20 will be credited directly to your account
- Keep your account active to receive the prize
How to Win the Nintendo Switch 2?
The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:
- Minimum RM300 in retail transactions within 30 days
- Spending cannot be combined across multiple new cards
- Supplementary cardholders' spending counts toward the main cardholder
- After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.
Important Things to Remember
Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:
- Prizes cannot be exchanged for cash or other items
- Must be reachable by phone if selected for Nintendo Switch 2
- Account must remain active to receive cash prizes
- Winners suspected of fraud will be disqualified
Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.
Unlimited Cashback on Everyday Spendingn with Maybank American Express Cash Back Gold Card
If you're looking for a credit card with high cashback rewards and low fees, the Maybank American Express Cash Back Gold Card might be the perfect fit. This card is designed to reward frequent spenders with cashback on essential purchases, making it ideal for those who want to stretch their ringgit further on daily expenses.
Why Choose the Maybank American Express Cash Back Gold Card?
This card stands out for its straightforward cashback structure and cost-saving features, making it a great option for first-time credit card users and budget-conscious spenders.
- 1% cashback on local spending – Earn back on your everyday expenses in Malaysia.
- 1.5% cashback on overseas spending – Save more when you travel or shop online in foreign currencies.
- Annual fee waiver for the first year – Get the first-year annual fee waived for the principal card and up to 2 supplementary cards.
- Complimentary travel insurance – Get free travel coverage when you charge your flight tickets to this card, adding peace of mind for frequent travelers.
- Flexible payment plans – Convert large purchases into affordable monthly installments with Maybank’s EzyPay and EzyPay Plus.
- Balance Transfer Plan – Consolidate your outstanding credit card debts from other banks into this card at lower interest rates for easier repayments.
Pro Tip:Use this cardfor local and overseas spending to maximize your cashback potential. If you shop online in foreign currencies, the 1.5% cashback rate makes it a solid option.
Cashback Breakdown & Spending Perks
| Spending Category | Cashback Rate |
|
Local Spending |
1% |
| Overseas Spending | 1.5% |
- Cashback is automatically credited to your statement, reducing your monthly credit card bill.
- No complicated categories to track, just earn cashback on everything you spend.
Pro Tip: If you frequently travel or shop online in foreign currencies, this card ensures you get better rewards on those transactions.
Additional Benefits & Features
- Complimentary Travel Insurance – Charge your full airfare to the card and get up to RM500,000 in travel accident insurance.
- Worldwide Acceptance – Use the card at millions of merchants globally with the backing of American Express.
- Secure Transactions – Comes with EMV chip security and contactless payment options for added convenience.
- Flexible Repayment Options – Convert big purchases into interest-free installment plans up to 36 months with EzyPay.
- Zero Interest Installments with EzyPay– Make purchases at selected merchants and repay over 6, 12, 24, or 36 months with 0% interest.
- EzyPay Plus– Convert transactions of RM500 and above into fixed monthly installments at a lower interest rate.
Pro Tip: If you frequently travel, the complimentary insurance and global acceptance make this card a solid companion for both local and international trips.
What is the interest rate of Maybank American Express Cash Back Gold?
The interest rate is between 15% per annum to 18% per annum depending on the condition of your repayments. They are illustrated below.
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on this finance charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank American Express Cash Back Gold carried forward from the previous month's statement cycle are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed (you must hold a Maybank account):
- Copy of IC (both sides) or Passport
- Form B/Latest EA form
- Copies of Business Registration Certificate/Trading License/Form 9, Form 24, Form 49
- Latest 6 months personal/company bank statement
To apply for a supplementary card, please prepare a copy of the cardholder's IC (both sides) or Passport.
