Maybank American Express Cash Back Gold

Grocery shopping and retail therapy will never be dull again with Amex. Enjoy an unlimited cashback on local and overseas spending, and save up to 50% on exclusive dining

Maybank American Express Cash Back GoldUnlimited Cash Back!
Min. Income
RM2,500/month
Annual Fee
Free*
Cashback
up to 1.5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 4.5% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Maybank Exclusive Gift
worth RM459
when you apply through RinggitPlus3

Maybank Exclusive Gift

Cashback

Earn unlimited cashback when you swipe any amount on retail transactions, locally and overseas.

Cashback categoryCashback rateMonthly capSpend
All overseas retail spending1.5%uncappedany amount monthly
All local retail spending1%uncappedany amount monthly

Premium

Enjoy up to 50% savings on foods and beverages at SPG Hotels and Resorts in Malaysia.

Balance Transfer

Your credit card debt making you toss and turn at night? Maybank Balance Transfer offers interest rates as low as 0% p.a. and repayment terms of up to a maximum of 36 months - that's ample time for you to get your finances in tip-top shape!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months. No penalty fee for early payment.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM70 primary card

    First year free for Principal cardholder,First year free for 2 Supplementary Cards

  • RM45 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM30,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review

If you love the idea of getting your money back after spending any amount, any day on any retail items with your credit card, Maybank will make your wish come true with its brand new American Express Cash Back Gold credit card.

Unlimited Cashback!

Cashback or cash rebate is a form of incentive whereby you are entitled to receive a cash refund on your credit card for purchasing a product or service. The new Maybank American Express Cash Back Gold credit card promises to award you with an unlimited cashback on any retail purchases.

When you spend with Maybank American Express Cash Back Gold locally, you will earn 1% cashback, whereas, for transactions made overseas, you will get 1.5% cashback. 

The best thing about this Maybank American Express Cash Back Gold is that there is no minimum spending requirement to receive cashback, and there is no limit as to the amount of cashback you can get in a month!

Dining Discounts

More savings when you apply for Maybank AMEX Cash Back Gold credit card as you can get attractive discounts on dining at selected SPG Hotels & Resorts in Malaysia. If you want to celebrate anniversary with your significant other, you can enjoy 50% savings on fine dining for two. 

Brings more people up to 10 pax, you will save 40% off your total dining bills. Isn't that such a joy of life?

0% Flexi Payment Plan

Don't sweat on the big number as you can convert your big purchase into smaller instalment amount up to 24 months at 0% interest rate with Maybank EzyPay. 

If you want the flexibility of repaying the instalment over 36 months, just apply for Maybank EzyPay Plus and pay lower interest rate over the instalment period. 

That's not all, you can settle your outstanding balance off anytime before the end of your tenure under both easy payment plans at zero cost!

Zero to Low Annual Fee

Anyone with a minimum monthly income of RM2,500 can apply for Maybank American Express Cash Back Gold credit card. For the first year of card membership, you don't have to worry about paying the annual fee of RM70 (exclusive of GST) as Maybank will waive for you.

The first-year annual fee waiver is also extended to your first two supplementary cardholders.