5x Reward Points
Up to 50% Savings On Fine Dining with Maybank American Express Platinum
You are known for your epicurean taste and love for food arts; why don't take it to the next level with the Maybank American Express Platinum credit card?
Get up to 50% discount on food and beverages at selected restaurants at Shangri-La Hotel Kuala Lumpur such as Shang Palace, Lemon Garden, Zipangu, Arthur's Bar & Grill, and the Lobby Lounge.
This promotion is valid until 31 January 2026 and is subject to terms and conditions.
Complimentary Travel Insurance Coverage
Cardholders will have the chance to get complimentary travel personal accident insurance for up to RM700,000 for charging their full travel fares to the Maybank American Express Platinum Card.
If you are concerned with or frequently experience flight delays, luggage delays or loss, and even more frustrating missed connections, it might be a very good idea to keep yourself secured with this credit card insurance plan. Subject to the T&C of the policy.
Retail Purchase Protection
Found defects on your purchased item or simply do not like your previous purchases?
Don't worry as you are also protected on your purchases for up to RM15,000 per item and RM100,000 per card account in a year.
With this Maybank credit card, you can enjoy return guarantee benefits for item exchange or refund.
The maximum amount can go up to RM1,500 per item or up to RM6,000 per card account in a year. The guarantee is valid for 90 days only. Click here to check out the Certificate of Insurance.
AMEX Global Assist
Not sure what to do when you're flushed with nervousness over financial-related matters?
You can always seek refuge from American Express Global Assist should you require immediate attention and assistance, whether it is a stolen/broken card or any other cash-related emergency.
Maybank Line of Credits
Don't you know that your Maybank American Express Platinum credit card is eligible for debt management and flexible repayment programs under Maybank?
Take advantage of the higher credit limit on your AMEX Platinum card and transfer all outstanding balances from other credit cards to enjoy a lower rate starting from 0% for up to 3 years with the Maybank Balance Transfer Plan.
Also, you can convert your big-ticket item purchase into an affordable monthly instalment amount for up to 36 months with interest rates starting from 0% with Maybank EzyPay and Maybank EzyPay Plus.
Maybank American Express Platinum Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank American Express Platinum are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- B form/Latest EA form
- Copies of the Business Registration Certificates/Trading License/Form 9, Form 24, Form 49
- Latest 6 months company/personal bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
