50% Savings On Fine Dining with Maybank American Express Platinum
You are known for your epicurean taste and love for food arts; why don't take it to the next level with the Maybank American Express Platinum credit card?
Get a 40% savings on dining except for alcoholic drinks at participating Marriott Bonvoy Hotels & Resorts in Malaysia, including up to 50% discount on dining and F&B at selected restaurants at Shangri-La Hotel Kuala Lumpur. Both promotions are valid until 31 December 2023 and are subject to terms and conditions.
Travel Insurance Coverage
Cardholders will have the chance of getting complimentary travel insurance up to RM700,000 for charging their travel fares to the Maybank American Express Platinum.
If you are concerned with or frequently experience flight delays, luggage delays or loss, and even more frustrating missed connections, it might be a very good idea to keep yourself secured with this credit card insurance plan. Subject to the T&C of the policy.
Found defects on your purchased item or simply do not like your previous purchases?
Don't worry as you are also protected on your purchases for up to RM15,000 per item and RM100,000 per card account in a year.
With this Maybank credit card, you can enjoy return guarantee benefits for item exchange or refund.
The maximum amount can go up to RM1,500 per item or up to RM6,000 per card account in a year. The guarantee is valid for 90 days only.
AMEX Global Assist
Not sure what to do when you're flushed with nervousness over financial-related matters?
You can always seek refuge from American Express Global Assist should you require immediate attention and assistance, whether it is a stolen/broken card or any other cash-related emergency.
Maybank Line of Credits
Don't you know that your Maybank American Express Platinum credit card is eligible for debt management and flexible repayment programs under Maybank?
Take advantage of the higher credit limit on your AMEX Platinum card and transfer all outstanding balances from other credit cards to enjoy a lower rate starting from 0% for up to 3 years with Maybank Balance Transfer Plan.
Also, you can convert your big-ticket item purchase into an affordable monthly instalment amount for up to 24 months with interest rates starting from 0% with Maybank EzyPay and Maybank EzyPay Plus.
Maybank American Express Platinum Finance Charge
What is the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (p.a.)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment of less than 10 out of 12 months AND New Cardmembers||18%|
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank American Express Platinum are carried forward from the previous month's statement cycle and are paid in full.