Maybank American Express Platinum credit card

Also available as MasterCard

Maybank American Express Platinum

Enjoy the VIP lifestyle at low finance charge of 9% p.a. with up 5x Membership Reward Points and exclusive Platinum privileges on golf, dining and hotel.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM848.00 annual fee
  • Earn up to 5x reward points 

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
5x Membership Rewards points for every Ringgit spent on all groceries, when watching movies at GSC, TGV, Cathay Cineplexes, and getting your nerd on at Borders, MPH, Kinokuniya, Times and finally, telecommunication charges using Express AutoPay. 2x Membership Rewards points anywhere else. Also, you can enjoy 1x Membership Rewards point on your payment of utilities, petrol, education, insurance, EzyPay and EzyPay Plus.
American Express Membership Rewards
EarnSpent
5 points on every RM1on groceries, select cinemas, participating bookstores and telecommunication charges
2 points on every RM1on all retail
1 point on every RM1on petrol, utilities, education, insurance and EzyPay Instalment
Rewards points earned never expires
Balance Transfer
Credit card debt has got you down? Maybank Balance Transfer offers interest rates as low as 0% and payment terms up to 36 months. Make your monthly repayments and you're well on your way to better financial management in the future!
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from participating retail outlets in Malaysia. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months6.96% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months7.92% p.a. and 0% one-time upfront handling feefrom RM1000 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Earn 1x TreatPoint on your petrol spending.
Travel
When traveling, expect immediate assistance over the phone anytime, anywhere and if you charge your travel fares to your card, you'll benefit from free Travel Personal Accident coverage of up to RM1,000,000. Got injured while hiking? Maybank can deal with your hospital bill.
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Travel InsuranceUp to RM1000000
Premium
Enjoy up to 50% savings on food and beverage at SPG Hotels and Resorts in Malaysia.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM848.00
  • Free for first year
  • 2 free supplementary cards
Annual Fee for Supplementary Card
RM583.00
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank American Express Platinum review

What's so good (or not so good) about it?

The Maybank American Express Platinum, your ticket to luxury reserved for the privileged few - a card that can do wonders, and show you a whole new world - offering you exclusive benefits from discounts at 5-stars hotel, world-class golf courses, and a tons of other lifestyle reward. 

50% Savings On Fine Dining

You are known for your epicurean taste and love for food arts; why don't take it to the next level with Maybank AMEX Platinum credit card? Get up to 50% savings on dining at selected SPG Hotels & Resorts in Malaysia.

For a limited time until 31 December 2017, you will also get up to 50% off your food and beverage bill at world renowned Shangri-La, Kuala Lumpur, for two. It’s a great opportunity to impress a date (or two), won't you agree? 

Wine and dine lavishly, while keeping your wallet happy - such is the joys of life.

Travel Insurance Coverage

Cardholders will have the chance of getting a full travel insurance up to RM1 million for charging their travel fares to the Maybank American Express Platinum. 

If you are concerned with or frequently experience flight delays, luggage delays or loss, and even more frustrating missed connections, it might be a very good idea to keep yourself secured with this credit card insurance plan.

Retail Protection

Found defects on your purchased item or simply do not like your previous purchases? Don't worry as you are also protected on your purchases for up to RM20,000 per item and RM150,000 per card account in a year.

With Maybank American Express Platinum, you can enjoy return guarantee benefit for item exchange or refund. The maximum amount can go up to RM1,500 per item or up to RM6,000 per card account in a year. The guarantee is valid for 90 days only. 

AMEX Global Assist

Not sure what to do when you're flushed with nervous over financial-related matters? You can always seek refuge from American Express Global Assist should you require immediate attention and assistance, whether it is stolen/broken card or any other cash-related emergencies.

Line of Credits

Don't you know it that your American Express Platinum credit card is eligible for debt management and flexible repayment programs under Maybank? 

Take advantage of higher credit limit in your AMEX Platinum card and transfer all outstanding balance from other credit cards to enjoy lower rate starting from 0% for up to 3 years with Maybank Balance Transfer Plan. 

Also, you can convert your big-ticket item purchase into affordable monthly instalment amount for up to 24 months with interest rates starting from 0% with Maybank EzyPay and Maybank EzyPay Plus.

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