Maybank American Express Platinum

Enjoy the VIP lifestyle with up to 5x Membership Reward™ Points, exclusive platinum privileges on dining at elite hotels, and complimentary travel insurance, plus retail purchase protection.

Maybank American Express Platinum5x Reward Points
Min. Income
RM5,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Earn Membership Rewards™ Points for every Ringgit spent on all groceries, selected cineplexes, petrol, participating bookstores and telecommunication charges, utilities, education, EzyPay, insurance transactions, and retail shopping. The accumulated points can then be redeemed with exclusive gifts, vouchers and even air miles. 12,500 Membership Rewards™ Points are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles.

American Express Membership Rewards™
EarnSpend
5 points on every RM1on groceries, selected cinemas, petrol, participating bookstores and telecommunication charges
2 points on every RM1on all local and overseas retail spending (except government bodies)
1 point on every RM1on utilities, education, insurance and EzyPay Instalment (except government bodies)

Travel

When travelling, expect immediate assistance over the phone anytime, anywhere and if you charge all your travel fares to this card, you'll get complimentary Travel Personal Accident coverage of up to RM700,000 which includes coverage for travel inconveniences such as missed flight connection, luggage delay or luggage loss. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM700,000

Premium

Valid until 31 January 2026, don't miss up to 50% savings on food and beverages at selected restaurants at Shangri-La Hotel, Kuala Lumpur, applicable to a maximum of 10 diners. Terms and conditions apply.

Balance Transfer

Credit card debt has got you down? Maybank Balance Transfer offers interest rates as low as 0% and payment terms up to 36 months. Make your monthly repayments and you're well on your way to better financial management in the future!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from participating retail outlets in Malaysia. For all other purchases, you can opt for Maybank EzyPay Plus for low rates instalments of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year

    2 free supplementary cards but the 3rd supplementary card onward will be charged RM550 each

  • RM550 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal Fee
RM10 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest instalment plan that lets you spread your payments up to 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

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