Maybank American Express Platinum

Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign

Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.

There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.

RM20 Cash Prize:

• 800 total winners throughout the month
• 200 winners chosen each week (first-come, first-served)
• Just apply for a credit card to qualify!

Nintendo Switch 2:

• 16 lucky winners randomly selected
• Must spend at least RM300 within 30 days of card approval

Am I Eligible?

You can join this campaign if you meet these basic requirements:

• Malaysian citizen living in Malaysia
• 21 years old or above
• Don't currently hold any Maybank credit cards
• Apply through the Maybank2u website or the MAE app only

Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.

How to Win the RM20 Cash?

Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:

• You'll receive an MAE app notification within 90 days
• RM20 will be credited directly to your account
• Keep your account active to receive the prize

How to Win the Nintendo Switch 2?

The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:

• Minimum RM300 in retail transactions within 30 days
• Spending cannot be combined across multiple new cards
• Supplementary cardholders' spending counts toward the main cardholder
• After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.

Important Things to Remember

Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:

• Prizes cannot be exchanged for cash or other items
• Must be reachable by phone if selected for Nintendo Switch 2
• Account must remain active to receive cash prizes
• Winners suspected of fraud will be disqualified

Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.

Up to 50% Savings On Fine Dining with Maybank American Express Platinum

You are known for your epicurean taste and love for food arts; why don't take it to the next level with the Maybank American Express Platinum credit card? 

Get up to 50% discount on food and beverages at selected restaurants at Shangri-La Hotel Kuala Lumpur such as Shang Palace, Lemon Garden, Zipangu, Arthur's Bar & Grill, and the Lobby Lounge.

This promotion is valid until 31 January 2026 and is subject to terms and conditions.

Complimentary Travel Insurance Coverage

Cardholders will have the chance to get complimentary travel personal accident insurance for up to RM700,000 for charging their full travel fares to the Maybank American Express Platinum Card. 

If you are concerned with or frequently experience flight delays, luggage delays or loss, and even more frustrating missed connections, it might be a very good idea to keep yourself secured with this credit card insurance plan. Subject to the  T&C of the policy.

Retail Purchase Protection

Found defects on your purchased item or simply do not like your previous purchases? 

Don't worry as you are also protected on your purchases for up to RM15,000 per item and RM100,000 per card account in a year.

With this Maybank credit card, you can enjoy return guarantee benefits for item exchange or refund. 

The maximum amount can go up to RM1,500 per item or up to RM6,000 per card account in a year. The guarantee is valid for 90 days only. Click  here to check out the Certificate of Insurance.

AMEX Global Assist

Not sure what to do when you're flushed with nervousness over financial-related matters? 

You can always seek refuge from American Express Global Assist should you require immediate attention and assistance, whether it is a stolen/broken card or any other cash-related emergency.

Maybank Line of Credits

Don't you know that your Maybank American Express Platinum credit card is eligible for debt management and flexible repayment programs under Maybank? 

Take advantage of the higher credit limit on your AMEX Platinum card and transfer all outstanding balances from other credit cards to enjoy a lower rate starting from 0% for up to 3 years with the Maybank Balance Transfer Plan. 

Also, you can convert your big-ticket item purchase into an affordable monthly instalment amount for up to 36 months with interest rates starting from 0% with Maybank EzyPay and Maybank EzyPay Plus.

Maybank American Express Platinum Finance Charge

What is the interest rate imposed on repayments?

Previously, the finance charge was only imposed on the below that were not paid after the payment due date:

• Retail transaction - finance charge is calculated from the posting date till full payment is made
• cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are fully settled.

All fees and charges include:

• Annual Fee
• Cash Advance Fee
• Card Replacement Fee
• Statement Copy Fee
• Sales Draft Retrieval Copy Fee
• Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance. 

You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank American Express Platinum are carried forward from the previous month's statement cycle and are paid in full.

What are the required documents to make an application?

To apply as a principal cardholder, please prepare the following documents accordingly.

For salaried employees:

• Copy of IC (both sides) or Passport
• Latest 3 months salary slips
• Latest 6 months savings account activity/current account statement

For self-employed:

• Copy of IC (both sides) or Passport
• B form/Latest EA form
• Copies of the Business Registration Certificates/Trading License/Form 9, Form 24, Form 49
• Latest 6 months company/personal bank statement

For expatriates:

• Letter from employer confirming duration of employment contract in Malaysia