Maybank FC Barcelona Visa Signature

Big fan of Spanish la liga? Unleash your spirit with a Visa Signature credit card that rewards up to 10% cashback on all purchases and 10% discounts on all FC Barcelona merchandises

Maybank FC Barcelona Visa SignatureHigh cashback and discount
Min. Income
RM4,000/month
Annual Fee
Free
Cashback
up to 10%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 9% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Maybank Exclusive Gift
worth RM299
when you apply through RinggitPlus3

Maybank Exclusive Gift

Cashback

Every May and August, earn a whopping 10% cashback on all purchases. Every other month except May and August, you will get 2% cashback when you spend with Maybank FC Barcelona Visa Signature, capped at RM100 and RM50 per month respectively.

Cashback categoryCashback rateMonthly capSpend
All purchases (except for government bodies and utilities)10%RM100any amount monthly
All purchases (except for government bodies and utilities)2%RM50any amount monthly

Travel

Plan your journey abroad efficiently with help from Visa Signature Concierge Service, available round the clock just for you. That's not all, get covered with complimentary Travel Insurance and Travel Inconveniences Coverage when you charge full ticket to your Maybank FC Barcelona Visa Signature.

Travel CoverageSum Insured
Personal AccidentUp to RM500,000
Missed FlightUp to RM200
Lost LuggageUp to RM500
Delayed LuggageUp to RM200

Premium

With Maybank FC Barcelona Visa Signature, you know it is more than a club - enjoy 10% discount on all FC Barcelona merchandises at FCB official online store and a 5% off when you buy them at FCBotiga official store in Camp Nou.

Balance Transfer

End your financial woes by applying for the Maybank Balance Transfer with interest rates as low as 0% and payment terms up to 36 months. That's up to 3 years to settle all your debts with your previous bank and start anew.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 24 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybankard EzyPay Plus for low rates instalment of up to 24 months. No penalty for early settlement!

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review

Més que un club - is not just a tagline. FC Barcelona is stepping up the game with a Visa Signature credit card in partnership with Maybank, only suitable for the champions!

No Annual Fee

Targeting at mass affluent customer segment, Maybank FC Barcelona Visa Signature can easily be applied if you are making RM48,000 every year, and a rabid fan of FC Barcelona, of course.

And the kick-off is, you don't have to pay for an annual fee for a lifetime - no conditions whatsoever. Both Principal and Supplementary cardholders can enjoy the same level of privileges and benefits at zero annual cost.

Up to 10% Cashback

Maybank FC Barcelona Visa Signature is a travel and cashback credit card that you carry in your pocket proudly because it pays you cashback for every purchase you have made. Victory requires payment in advance, isn't it?

For all purchases (except for government bodies and utilities) made during the football seasons, which is in May and August every year, you will earn a whopping 10% cashback every time you swipe your Maybank FC Barcelona Visa Signature, capped at RM100 per month.

Any months except for May and August, you will get 2% cashback on all purchases (except for government bodies and utilities) made. All cashback earned for the month is subject to a limit of RM50.

FC Barcelona Partnership Discounts

Eat, sleep and breathe in your FC Barcelona jersey, pillow, mug and many more as you can get special prices when purchasing your favorite Spanish La Liga football club merchandises.

If you are lucky enough to visit the pitch at the Camp Nou Stadium in Barcelona, don't forget to swing by FCBotiga official store and grab as much souvenirs as you can for your loved ones, or foes if any, because you are entitled for 5% discounts.

You are going to love shopping on FCBotiga official online e-commerce site even more as you can get up to 10% off on all merchandises.

Visa Signature Privileges

Owning a Signature credit card means that you are privileged, thus own it. Visa Signature ensures that your travel, lifestyle, business and personal needs are taken care of in the most sophisticated manner via multiple services:

  • Visa Airport Speed Pass - Fast track your immigration application at over 280 international airports
  • Visa Signature Concierge Services - A personal shopper, butler and informant, if you will, providing personalized assistance to your every need
  • Visa Concierge Service and Global Assist - A go-to helpdesk for whatever urgency that pops up anytime, anywhere

Maybank Credit Card Privileges

You can also drop a line or write to Maybank Visa Signature Customer Service for any credit card-related feedback, emergencies or requests. They are with you 24 hour a day, 7 day per week, and 12 months a year.

Not only that your FC Barcelona Visa Signature is recognized and acceptable worldwide, but you too can diversified your payment methods to a mobile wallet service via MaybankPay or, Visa Checkout (for online payment) - one of many ways to safeguard your credit card from theft.

Get full access to superior line of credits within your Maybank FC Barcelona Visa Signature, such as:

  • Maybankard Balance Transfer Program
  • Maybankard EzyPay / EzyPay PLUS
  • Maybankard Cash Treats / EasyCash

Complimentary Travel Insurance

Charge your full travel tickets to your Maybank FC Barcelona Visa Signature credit card to automatically get covered with a Travel Personal Accident Insurance for up to RM2 million and Travel Inconveniences benefits - score your travel goals with peace of mind.

Finance Charge

What are the interest rate imposed on repayments?

Conditions of RepaymentsTiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers18%

Previously, finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

Finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges). These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fess and Charges includes:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges

Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact you will continue to enjoy a 20 days interest-free period for retail transaction, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full before payment due date.