Maybank Grab Mastercard Platinum

Always on the go? Maybank Grab Mastercard Platinum works hard to reward you with an abundance of GrabRewards Points and vouchers for your daily spending.

Maybank Grab Mastercard PlatinumCollect GrabRewards Points
Min. Income
RM2,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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SONY PlayStation 5 Disc Version
worth RM2499
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Rewards

New cardholders, activate your Maybank Grab Mastercard Platinum Credit Card and get 1,000 Welcome GrabRewards Points! Other than that, every transaction made on the Grab App including Grab E-Wallet reload, earns you 1x GrabRewards Points. Even spending on other local transactions, overseas, cross-border and e-commerce earns you 1x GrabRewards Points too!

Grab Rewards
EarnSpend
1 point on every RM1on transactions made on Grab, including Grab E-Wallet reloads
1 point on every RM3on transactions made overseas, cross-border and e-commerce
1 point on every RM3on other local purchases (excluding any Grab and e-commerce transactions)

Premium

Don't miss out on getting 5x GrabRide and GrabFood Vouchers worth RM5 each (total RM50) when you spend at least RM300 on Grab services within 45 days from the card approval date. Enjoy the great benefits of the Grab Platinum tier for 6 months upon card activation. On top of that, enjoy exciting lifestyle privileges ranging from shopping, sports, entertainment, arts, travel, etc. brought to you exclusively by Mastercard!

Balance Transfer

Maybank Balance Transfer Program offers interest rates as low as 0% and payment terms up to 36 months with a minimum transfer amount starting from RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers interest-free shopping with a payment period of up to 36 months at approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for low-rate instalments of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

Review

The long-awaited Maybank Grab Mastercard Platinum credit card is finally here!

Winner of the Best Credit Card Product of 2021

Awarded by The Asian Banker, the Maybank Grab Mastercard Platinum is a winner of The Excellence in Retail Financial Services Programme 2021 for Best Credit Card Product - Maybank "Grab Mastercard Platinum Credit Card".

Spend and earn GrabRewards with Maybank Grab Mastercard Platinum

The Grab app is no stranger in providing a convenient on-demand car with driver service and it sure beats the hassle of using public transportation.

To those who often use this service, Grab knows that earning GrabRewards via its mobile app just isn't enough. Hence with this all-new Maybank Grab Mastercard Platinum credit card, we lay out the awesome benefits that await you below which are effective from 1st April 2023 onwards.

  • Get 1x GrabRewards for every RM1 transaction made on the Grab App (including Grab E-Wallet reloads)
  • Get 1x GrabRewards for every RM3 transaction made overseas, cross-border and e-commerce
  • Get 1x GrabRewards for every RM3 spent on any other local transaction (excluding any Grab and e-commerce transactions)
  • Get 5x RM5 GrabRide and GrabFood Vouchers when you spend a minimum of RM300 in the Grab App within 45 days from the card approval date

Did we tell you that you will get a Welcome Gift too? Simply activate your Maybank Grab Mastercard Platinum credit card once it's approved, and you get a total of 1,000 Welcome GrabRewards.

It gets better though! For 6 months, enjoy all the benefits of the Grab Platinum tier with your Maybank Grab Mastercard Platinum credit card. All you need to do is fulfil the Platinum requirements to continue your membership status at this tier. Additionally, enjoy more  Mastercard privileges to your heart's content.

No annual fee for life!

Don't sweat yourself with hefty annual fees because this Maybank Grab Mastercard Platinum is FREE FOR LIFE! 

However, you still have to pay the annual Sales and Service Tax of RM25 and of course, make sure that you pay your outstanding balance on time if you want to avoid being slapped with the hefty finance charge and the late payment charge.

Who can apply for this credit card?

If you're a Malaysian with an annual income of RM24,000, you are eligible to apply for this credit card.

The principal cardholders should be 21 years old to 65 years old, while the supplementary cardholder should be 18 years of age to be eligible.

Here is a list of documents to prepare before you apply:

Salaried Employee

  • Copy of IC (both sides)
  • Latest 3 months' salary slips
  • Latest 6 months' savings account/current account statements

Self-Employed

  • Copy of IC (both sides)
  • Form B/Latest EA Form
  • Copies of Business Registration Certificate/Trading License/Form 9, Form 24, Form 49
  • Latest 6 months company/personal bank statements

Supplementary Cardholder

  • Copy of IC (both sides)

Maybank Online Acquisition 2024 Credit Cards Campaign

From 1 May 2024 until 31 July 2024 (“Campaign Period”), be the first 300 eligible customers (first 100 eligible customers per card scheme every month) throughout the Campaign Period to grab an RM100 cashback prize. Terms and conditions apply!

Here’s an illustration of the campaign mechanics:

Card Scheme Rewards Spend Criteria Campaign Period
Maybank/Maybank Islamic Visa Cards
RM100 Cashback

(capped at the first 100 eligible customers per card scheme every month) 

Minimum retail spend of RM300 within the first 45 days from card approval date  1 May 2024 - 31 July 2024
Maybank/Maybank Islamic Mastercard Cards
Maybank/Maybank Islamic American Express Cards

To be eligible for the prize, you must be either:

  • New-to-bank individuals or
  • Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic

If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:

  • Make an online application for any one of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
  • Complete the e-application form and upload all the required supporting documents
  • Wait for approval from the bank
  • Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible

Individuals who are not eligible to participate in this campaign include:

  • Permanent and/or contract employees of Maybank (including its subsidiaries and related companies);
  • Any Eligible Customer who had cancelled any of his/her Maybank Credit Card within six (6) months before the date of application and is reapplying for another Maybank Credit Card under the Campaign;
  • Present holders of any Maybank Credit Card(s) whether issued in Malaysia or otherwise; and/or
  • Any Eligible Customer who has committed or is suspected of committing any misconduct, fraudulent, wrongful acts or in default and breach of terms to their account(s), any facility, and/or any services granted by Maybank.

If you require any help or enquiries regarding this campaign, please read through the T&C here or contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

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