Cashback & TreatsPoints!
Earn Cashback During Special Months
This is a new benefit being introduced by Maybank Islamic for all Maybank Islamic Ikhwan AMEX Platinum Card-i holders so be sure to maximise it to get savings every month!
With every online spending you make during Ramadhan and Syawal, you can get 8% cashback capped at RM100 per month. Now you don't have to feel guilty about shopping too much to prepare for puasa and raya anymore.
What about any other month? You can still get the same 8% cashback on online spending but this time, it is capped at RM50 per month.
Reward Point Conversions with Maybank Islamic Ikhwan American Express Platinum Card-i
Of course, you came for the reward points—the Maybank Islamic Ikhwan American Express Platinum Credit Card is a card that allows you to earn more reward points depending on what you spend.
You will get 2x TreatsPoints for every RM1 you spend locally. Additionally, spending on selected eco-friendly merchants (except online spending) gets you 3x TreatsPoints.
Furthermore, you will earn 1x TreatsPoint when you spend on petrol, government utilities, takaful and education.
Also, if you sign up for Maybank's Auto PayBills service, you will earn TreatsPoints and rebates - no longer will you wait in queues, or forget to pay your bills!
Maybank 0% EzyPay
Enjoy an interest-free instalment plan when you pay for products or services with your Maybank Islamic Ikhwan American Express Platinum Card-i at selected merchants for up to 36 months.
This feature is great for those big purchases that you simply have to make, but don't necessarily have the money to commit to it...yet!
Maybank Islamic Ikhwan American Express Platinum Card-i Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic Ikhwan American Express Platinum Card-i are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Latest Income Tax Return
- Copies of the Business Registration Certificates/Trading License/Form 9, Form 24, Form 49
- Latest 6 months company/personal bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
