Cashback & TreatsPoints!
Maybank Credit Card Online Acquisition Campaign and Rewards
It’s exclusively the year of rabbits this Chinese New Year of 2023! Elevate your CNY celebration to the best one yet with Maybank Online Acquisition 2023 Credit Cards Campaign by taking home exclusive gifts for a limited time only. There are two (2) campaigns in which you can take part, so don’t miss this chance!
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Cash Back Campaign
From 1 January 2023 until 31 March 2023, the first 1,000 eligible customers every month throughout the Campaign Period can grab a one-time cashback prize worth RM100. Terms and conditions apply.
To be eligible for the cashback prize, you must be either a new-to-bank individual or an existing customer of Maybank and Maybank Islamic Berhad who is a resident of Malaysia and has yet to own any Maybank/Maybank Islamic principal credit card.
If you fall under either of those two eligible criteria, make an online application for a credit card via Maybank2u within the Campaign Period, wait for approval by the bank, and perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to participate in this campaign.
For easy reference, below is an illustration of the cashback reward and spending criteria.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
RM100 Cashback (capped at first 1,000 Eligible Customers every month throughout the Campaign Period) |
Minimum retail spend of RM300 within the first 45 days from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards | |||
| Maybank American Express Cards |
Campaign 2: Maybank Visa, Mastercard and American Express Online Acquisition Exclusive Campaign
There are more high-valued one-time gifts up for grabs such as Apple AirPods, Garmin Smartwatch and Marshall Earbuds! This campaign starts on 1 January 2023 and is valid until 31 March 2023.
To participate, you must be either new-to-bank individuals or Maybank and Maybank Islamic Berhad customers who are residents of Malaysia and do not have any credit card issued by Maybank in Malaysia and are 21 years of age during the time of application.
To add on, you also must apply as a principal card member for any of the participating Maybank credit card schemes during the Campaign Period online at the Maybank2u website.
If you are eligible and already have your credit card application via Maybank2u approved, you are able to take home any of the prizes by transacting as high as you can on retail spending accumulated throughout the Campaign Period from your first principal card approval date.
For easy reference on this campaign, please check out the table below.
Please also note that the campaign spending requirement/criteria cannot be combined with the other cards applied at the same time. For full details, check out the terms and conditions.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
Vivomove Sport Garmin Smartwatch (capped at Top 50 Highest Spender by end of the Campaign Period) |
Accumulated the highest retail spend by end of the Campaign Period from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards |
Apple AirPods 2 (capped at Top 50 Highest Spender by end of the Campaign Period) |
||
| Maybank American Express Cards |
Marshall Minor III Earbuds (capped at Top 50 Highest Spender by end of the Campaign Period) |
Earn Cashback During Special Months
This is a new benefit being introduced by Maybank Islamic for all Maybank Islamic Ikhwan AMEX Platinum Card-i holders so be sure to maximise it to get savings every month!
With every online spending you make during Ramadhan and Syawal, you can get 8% cashback capped at RM100 per month. Now you don't have to feel guilty about shopping too much to prepare for puasa and raya anymore. What about any other month? You can still get the same 8% cashback too on online spending but this time, it is capped at RM50 per month.
Reward Point Conversions with Maybank Islamic Ikhwan American Express Platinum Card-i
Of course, you came for the reward points—Maybank Islamic Ikhwan American Express Platinum Credit Card is a card that allows you to earn more reward points depending on what you spend.
You will get 2x Treat points for every RM1 you spend and 1x TreatPoint when you spend on petrol, government utilities, insurance, education, EzyPay and EzyPay PLUS.
So how does this work? Use your credit card at the petrol station to collect points every time you spend on fuel.
Also, if you sign up for Maybank's Auto PayBills service, you will also earn TreatPoints and rebates - no longer will you wait in queues, or forget to pay your bills!
Online Shopping Madness
For those online shopping fans, now you can shop for the latest styles and trends from all over the world without actually having ever been there!
This is because Maybank offers you an excellent service for online shopping via globalshop - a great online web store for when you need that instant retail therapy
Not only that - get the best discounts and offers on dining, entertainment, travel or shopping merchants via American Express SELECTS. Enjoy hassle-free redemption.
Simply provide the provided promo code at the register when making your purchases.
Maybank EzyPay
Interest-free instalment plan when you pay for products or services via your Maybank Islamic Ikhwan American Express Platinum Card-i at selected merchants at 0% p.a. for up to 24 months.
This feature is great for those big purchases that you simply have to make, but don't necessarily have the money to commit to it...yet!
Maybank Islamic Ikhwan American Express Platinum Card-i Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (p.a.) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic Ikhwan American Express Platinum Card-i are carried forward from the previous month's statement cycle are paid in full.
