Maybank Islamic Ikhwan American Express Platinum credit card

Maybank Islamic Ikhwan American Express Platinum

This credit card earns you 5X TreatsPoints on all petrol spend and 2X TreatsPoints on everything else - redeem points for free petrol vouchers!

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for Maybank Islamic Ikhwan American Express Platinum

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Earn 2x TreatPoints your retail spending as well as 1x TreatPoint on EzyPay, EzyPay PLUS, utilities, petrol, education and insurance. Your Maybank TreatPoints will expire 3 years from the month of redemption.
Maybank TreatsPoints
EarnSpent
2 points on every RM1on all retail
1 point on every RM1on petrol, utilities, education, insurance and EzyPay Instalment
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Maybank Islamic Balance Transfer offers interest rates from as low as 0% and payment terms up to 36 months. Whether you're consistently late on your monthly credit card bill or just need to lighten the load for a few months, a balance transfer is always a smart choice.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. No penalty fee for early payment. Participating outlets include Tomei, Osim, Lorenzo, and California Fitness. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
This revitalised Maybankard earns you 1X Treats Points on all petrol spend. Automatic Touch 'n Go Zing Card reload facility for added convenience when queueing at the toll - now ain't that a favourite Malaysian passtime!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Islamic Ikhwan American Express Platinum review

What's so good (or not so good) about it?

Hunting for a credit card with great reward point perks? It's all about redeeming all the goodies isn't it? Allow us to introduce to you the Maybank Islamic Ikhwan American Express Platinum Credit Card, a card that earns you as much as 5X TreatsPoints on all petrol expenses - household items, gadgets, petrol and airline miles redemption, they're all up for grabs!

Reward Point Conversions

Of course you came for the reward points -  The Maybank Islamic Ikhwan American Express Platinum Credit Card is a card that allows you to earn more reward points depending on what you spend on. You will get 2x Treat points for every RM1 you spend, instead of a cash back. Also, you will be rewarded with 1x TreatPoint when you spend on petrol, utilities, insurance, education, EzyPay and EzyPay PLUS.

So how does this work? Use your credit card at petrol station to collect points every time you spend on fuel. Also, if you sign up for Maybank's Auto PayBills service, you will also earn TreatPoints and rebates - no longer will you wait in queues, or forget to pay for your bills!

Online Shopping Madness

For those online shopping fans, now you can shop for the latest styles and trends from all over the world without actually having ever been there! This is because Maybank offers you an excellent service for online shopping via globalshop - a great online web-store for when you need that instant retail therapy.

Not only that - get the best discounts and offers on dining, entertainment, travel or shopping merchants via American Express SELECTS. Enjoy hassle-free redemption. Simply provide the provided promo code at the register when making your purchases.

Maybank EzyPay

Interest-free instalment plan when you pay for products or services via your Maybank MasterCard or Visa Credit Card at selected merchants at 0% p.a. for up to 24 months. This feature is great for those big purchases that you simply have to make, but don't necessarily have the money to commit to it...yet!

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