Maybank Islamic Ikhwan Visa Infinite Card-i

Indulge in premium travel benefits and enjoy awesome Golf privileges in Malaysia around the world. Get 10,000 TreatsPoints for free on card activation.

Maybank Islamic Ikhwan Visa Infinite Card-iFree AirMiles
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Get 10,000 Maybank TreatsPoints just by activating your new credit card and your first purchase.

Maybank TreatsPoints
EarnSpend
5 points on every RM1on all overseas retail
2 points on every RM1on all local retail
1 point on every RM1on petrol, utilities, education, insurance and EzyPay Instalment

Petrol

Earn 1x TreatPoint on your petrol spending.

Travel

TreatsPoints can be converted to Enrich Miles, KrisFlyer Miles or Asia Miles at a low conversion rate. Exchange 5,000 TreatPoints for 1,000 Air Miles and book a flight to your favourite destination. Enjoy 5x access to Plaza Premium Lounge.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Travel InsuranceUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Premium

Complimentary Green Fees for card members to play at 14 premium clubs in Malaysia. Unlimited number of rounds. 10% savings on green fees for guests. Enjoy up to 30% on dining at Marriott Bonvoy participating hotels & resorts in Malaysia.

Balance Transfer

Maybankard Balance Transfer offers interest rates as low as 0% with payment period of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plans

Enjoy interest-free shopping with a payment period of up to 36 months at approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for an installment of up to 24 months at 9% p.a..

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM50
6 months0% p.a. and no one-time upfront handling feeRM50
12 months0% p.a. and no one-time upfront handling feeRM50
18 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year

    Waived when you spend RM80,000 for subsequent years

    4 free supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM5,000

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Islamic Ikhwan Card
Save more with lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months - choose a plan that meets your needs!

Review

For those who enjoy the finer things in life, you might want to consider owning a Maybank Islamic Ikhwan Visa Infinite Card-i. 

This credit card offers premium travel, golf and many other lifestyle rewards and privileges for cardholders.

Free Air Miles from Maybank Islamic Ikhwan Visa Infinite Card-i

For starters, Maybank Islamic Ikhwan Visa Infinite Card-i cardholders will receive 10000 TreatsPoints upon activation of their credit cards. 

After that, cardholders can earn additional TreatsPoints when they charge their purchases to this Maybank Islamic credit card. 

They will be awarded 2 TreatPoints for every RM1 spent locally and 5 TreatsPoints for every RM1 charged to their credit card overseas.

Also, you will earn 1x TreatPoint on petrol, utilities, education, insurance, Maybankard EzyPay and Maybankard EzyPay PLUS.

Convert TreatsPoints to Enrich Miles, KrisFlyer Miles, or Asia Miles at a low conversion rate of 5,000 TreatsPoints for 1,000 Air Miles to easily earn free flights to your favourite travel destinations.

Besides free Air Miles, the TreatsPoints can also be used to redeem cruises, car rentals, fee waivers, shopping & dining vouchers, gifts, electronic gadgets, watches, home appliances and more exciting rewards.

Superb Travel Benefits

Maybank Islamic Ikhwan Visa Infinite Card-i cardholders will experience the exclusive benefits of this credit card the moment they step into an airport. 

You can enjoy free access of up to 5 times a year at Plaza Premium Lounge at local airports and selected global locations.

For total peace of mind, cardholders who charge their full airfare to this Islamic credit card will receive travel insurance coverage of up to RM2 million. 

Additional benefits include 24-hour Visa Infinite Concierge Service to assist cardholders in hotel bookings, flight and dining reservations, car rental and more.

Tee Off at The Best Golf Clubs

Golfers will also love Maybank Islamic Ikhwan Visa Infinite Card-i. 

This credit card offers unlimited rounds of golf at participating local golf clubs and at selected international golf clubs such as Penang Gold Club, IOI Palm Garden Golf Club, and Pebble Beach Golf Links in California USA. 

Got a friend that loves golf? Enjoy, 10% savings on green fees for your guest. 

Maybank Islamic Ikhwan Visa Infinite Card-i Exclusive Lifestyle Privileges

With Maybank Islamic Ikhwan Visa Infinite Card-i, you can enjoy premium benefits in all aspects of your lifestyle whether it is shopping, dining, entertaining, travelling or golfing. 

Enjoy up to 30% on food and non-alcoholic beverages at Marriott Bonvoy participating hotels and resorts in Malaysia, such as Le Meridien, The Westin, Sheraton and Aloft KL Sentral.

This credit card is truly designed for pleasure!


Maybank Islamic Ikhwan Visa Infinite Card-i Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fees and Charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges

Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. 

This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.

In fact,  you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank Islamic Ikhwan Visa Infinite Card-i are carried forward from the previous month's statement cycle are paid in full.