Maybank Islamic Ikhwan Visa Infinite Card-i

Indulge in premium travel benefits and enjoy awesome golf privileges in Malaysia and around the world. Get 10,000 TreatsPoints for free on card activation.

Maybank Islamic Ikhwan Visa Infinite Card-iFree AirMiles
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us
VIEW MORE >

Rewards

Get 10,000 Maybank TreatsPoints just by activating your new credit card. Thereafter, simply spend on retail transactions locally and abroad to get 2x TreatsPoints and 5x TreatsPoints respectively. The accumulated points can then be redeemed with gift vouchers, promotions and even air miles. 10,000 TreatsPoints is equivalent to 1,000 Enrich Miles, KrisFlyer Miles or Asia Miles. Please note that any government body spend or e-wallet reload is not eligible for TreatsPoints.

Maybank TreatsPoints
EarnSpend
5 points on every RM1on all overseas retail spending (except government bodies and e-wallet reloads)
2 points on every RM1on all local retail spending (except government bodies and e-wallet reloads)
1 point on every RM1on petrol, utilities, education, insurance and EzyPay Instalment (except government bodies and e-wallet reloads)

Petrol

Earn 1x TreatsPoint on your petrol spending every day at any of your favourite petrol stations nationwide.

Travel

TreatsPoints can be converted to Enrich Miles, KrisFlyer Miles or Asia Miles at a low conversion rate. Exchange 10,000 TreatPoints for 1,000 Air Miles and book a flight to your favourite destination. Plus, enjoy 5x complimentary access to participating Plaza Premium Lounges locally and internationally. On top of that, you'll also get complimentary travel Takaful of up to RM2 million which includes travel inconveniences such as luggage delay/loss and flight misconnections. Terms apply.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Premium

Complimentary Green Fees for card members to play at selected premium golf clubs in Malaysia and abroad, enjoy an unlimited number of rounds and get 10% savings on green fees for your guests. Indulge in up to 40% discount on dining (excluding alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia. Both privileges are valid until 31 December 2024 and are subject to terms and conditions.

Balance Transfer

Maybankard Balance Transfer offers interest rates as low as 0% with a payment period of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plans

Enjoy interest-free shopping with a payment period of up to 36 months at approved merchants. For all other purchases, you can opt for Maybankard EzyPay PLUS for an instalment of up to 24 months at 9% p.a.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year

    Waived when you spend RM80,000 per annum for the subsequent years

    4 free supplementary cards but for the 5th supplementary card onwards, RM400 will be charged

  • RM400 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM5,000
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Islamic Ikhwan Card
Save more with the lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months — choose a plan that meets your needs!

Review

For those who enjoy the finer things in life, you might want to consider owning a Maybank Islamic Ikhwan Visa Infinite Card-i. 

This credit card offers premium travel, golf and many other lifestyle rewards and privileges for cardholders.

Free Air Miles from Maybank Islamic Ikhwan Visa Infinite Card-i

For starters, Maybank Islamic Ikhwan Visa Infinite Card-i cardholders will receive 10,000 TreatsPoints upon activation of their credit cards. 

After that, cardholders can earn additional TreatsPoints when they charge their purchases to this Maybank Islamic credit card. 

They will be awarded 2x TreatsPoints for every RM1 spent locally and 5x TreatsPoints for every RM1 charged to their credit card overseas.

Also, you will earn 1x TreatsPoint on petrol, utilities, education, insurance and EzyPay instalments.

Convert TreatsPoints to Enrich Miles, KrisFlyer Miles, or Asia Miles at a low conversion rate of 10,000 TreatsPoints for 1,000 Air Miles to easily earn free flights to your favourite travel destinations.

Besides free Air Miles, the TreatsPoints can also be used to redeem cruises, car rentals, fee waivers, shopping and dining vouchers, gifts, electronic gadgets, watches, home appliances and more exciting rewards.

Superb Travel Benefits

Maybank Islamic Ikhwan Visa Infinite Card-i cardholders will experience the exclusive benefits of this credit card the moment they step into an airport. 

You can enjoy free access up to 5 times a year at participating Plaza Premium Lounges at local airports and selected global locations. Terms and conditions apply.

For total peace of mind, cardholders who charge their full airfare to this Islamic credit card will receive travel takaful coverage of up to RM2 million. 

Additional benefits include 24-hour Visa Infinite Concierge Service to assist cardholders in hotel bookings, flight and dining reservations, car rental and more.

Tee Off at The Best Golf Clubs

Golfers will also love Maybank Islamic Ikhwan Visa Infinite Card-i. This credit card offers unlimited rounds of golf at participating local golf clubs and at selected international golf clubs such as Penang Gold Club, IOI Palm Garden Golf Club, and Pebble Beach Golf Links in California USA. 

Got a friend that loves golf? Enjoy, 10% savings on green fees for your guest. 

Please take note that cardholders must spend a minimum amount of RM5,000 in the previous month and the promotion is valid until 31 December 2024. Find more details about this privilege in the T&C here.

Maybank Islamic Ikhwan Visa Infinite Card-i Exclusive Lifestyle Privileges

With Maybank Islamic Ikhwan Visa Infinite Card-i, you can enjoy premium benefits in all aspects of your lifestyle whether it is shopping, dining, entertaining, travelling or golfing. 

Enjoy up to 40% off food and non-alcoholic beverages at Marriott Bonvoy participating hotels and resorts in Malaysia, such as Le Meridien, The Westin, Sheraton and Aloft KL Sentral. This promotion is valid until 31 December 2024, subject to terms and conditions.

This credit card is truly designed for pleasure!

Maybank Islamic Ikhwan Visa Infinite Card-i Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge was only imposed on the below that were not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are fully settled.

All fees and charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance. 

You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic Ikhwan Visa Infinite Card-i are carried forward from the previous month's statement cycle are paid in full.

What are the required documents to make an application?

To apply as a principal cardholder, please prepare the following documents accordingly.

For salaried employees:

  • Copy of IC (both sides) or Passport
  • Latest BE form with an official tax receipt
  • Latest 3 months salary slips
  • Latest 6 months savings account activity/current account statement

For self-employed:

  • Copy of IC (both sides) or Passport
  • Copies of the Business Registration Certificates
  • Latest 6 months bank statement

For expatriates:

  • Letter from employer confirming duration of employment contract in Malaysia

Credit Card » Maybank

✕

Apply Now

Answer a few questions with our chatbot

PDPA

We protect your personal information in compliance with the PDPA

We respect your privacy and we are committed to handle your personal information safely and responsibly
✕
Search Icon

Header text goes here

Featurebox

Description text goes here