5% Cashback
5% Cashback on Fridays and Saturdays
Enjoy big cashback on all groceries and petrol on Fridays and Saturdays with your Maybank Islamic MasterCard Ikhwan Gold credit card.
Just swipe the charges at any Maybank recognised outlets and max out your RM50 eligible cashback each month when you spend RM1000.
Note that any additional spending won’t qualify you for more cash back.
| Illustration on Monthly CashBack: How much can a typical single Malaysian with a weekly average spend of RM300 (RM1,200 per month) for groceries and petrol, save RM50 every month on a Maybank Islamic MasterCard Ikhwan Gold card? |
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Spend Categories |
Spend Amount (RM) |
CashBack Rate |
CashBack Earned (RM) |
|
Friday & Saturday only Petrol Groceries |
200 1,000 |
5% 5% |
10.00 50.00 |
|
TOTAL CASHBACK |
1,200 |
- |
50.00 (Monthly Cap: RM50) |
Umrah Package and Charity Fund by Maybank
Stay true to the values that matter with an Islamic credit card that abides by Shariah laws which gives back to charity by contributing 0.1% for every of your spending.
The chance to visit Mecca is a blessing for every Muslim. Hence, Maybank will select one weekly lucky winner for an all-paid-for Umrah package for two (2) pax to complete pilgrimage to Mecca.
For non-Muslims who win, you’ll get a substituted holiday package determined by Maybank!
All you need to do is to spend a minimum of RM200 in a single receipt, which is equivalent to 1x Entry.
Successful transactions eligible for the contest is listed below:
- Retail Purchases from approved Local or International merchants
- New Maybank EzyPay Plans
- Approved e-Commerce or Online Purchases over the internet
These travel packages are not exchangeable or transferable, and the winners will be announced once every 3 months.
This giveaway is ongoing subject to cancellation by Maybank Islamic.
Extra Maybank TreatsPoints
Maybank Islamic MasterCard Ikhwan Gold is one of the few cards out there that gives you rewards and cashback in a single swipe.
For every Ringgit spent locally and overseas will get you 1x TreatsPoints. Collect these points and redeem them for exciting gifts and prizes from Maybank before they expire.
NO TreatsPoints:
- Petrol & Groceries on Fridays & Saturdays
- Government Bodies
- E-wallet Reloads
Free Touch n Go Zing Card
Tap your way into parking lots, LRTs, KTM and pass tolls anywhere in Malaysia with a complimentary Touch n Go Zing Card from Maybank.
What’s so Zing about this convenient pass card?
It auto reloads when your balance drops too low, so you never have to worry about not having enough credit when you enter a Touch N Go lane.
What documents are required?
- Copy of NRIC (both sides) or Passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity/current account statement
If you are self-employed:
- Copies of Business Registration
- Latest 6 months’ Bank Statements
If you are an expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
Credit Card Featured Services
The real value of a credit card is when it makes your day to day life a whole lot simpler and help you manage your finances efficiently:
Cards Spending Tracker
Manage your spending and have greater understanding on your spending habits. You can track your credit card spending on a monthly basis, segregated into different categories and shown on a pie chart for your easy understanding.
To view the Auto Spending Tracker, you simply need to log in to your Maybank2u account and click on ‘My Total Spending’ under ‘Cards’.
Auto PayBills
Never worry about penalties on your late payments anymore with Maybank’s Auto PayBills, which charges your bills to your credit card when they are due.
This automatic bill payment facility is great as it offers a wide range of merchants that cover your electricity, telephone, satellite TV and mobile phone bills.
On top of that, you have the opportunity to earn more rewards with TreatsPoints, Membership Rewards and rebates.
There will be a normal finance charge of 8.88% to 17.5% on the remaining balance installment amount unpaid. The finance charge is depending on your past 12 months payment records.
To apply, print out the Enrolment Form and email the completed form to [email protected] or fax it to 03-2715 9440 or call 1-300-88-6688.
Credit Care Plus Plan
In an unfortunate event of a tragedy, Credit Care Plus Plan (underwritten by Etiqa Insurance Berhad) can cover your outstanding Credit Card debt up to RM100,000 per card.
This debt relief plan is applicable for death or total and permanent disability due to illness or accidents or upon diagnosis of any one of the 36 covered critical illnesses.
Acceptance into this plan is automatically guaranteed, subject to no existing illness and/or disability and/or ailment prior to the commencement date of the plan.
There is a monthly premium of RM0.65 for every RM100 of your outstanding closing balance added into your statement every month.
To apply, print out the Enrolment Form and email the completed form to [email protected]. You can also fax it to 03-7953 8640.
Maybank Secure Online Shopping (MSOS) Code
MSOS code is a One-Time-Password (OTP) for Online Transaction which is sent to your registered mobile number with Maybank.
The MSOS code must be entered in order to complete payment.
To register, call Customer Care Hotline at 1-300-88-6688 or Amex Customer Care Hotline at 1-800-88-9559 or visit the nearest branch to update or register.
Finance Charge
What are the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
Finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fess and Charges includes:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.
