Maybank Islamic MasterCard Ikhwan Gold Card-i

Put money back into your pocket. Get high 5% cashback every Friday and Saturday, and Maybank Treatpoints everytime you swipe your credit card!

5% Cashback

Maybank Islamic MasterCard Ikhwan Gold Card-i
Min. Income
RM2,500/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 4.5% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get paid as you spend! Earn 5% cash rebate on petrol and groceries every Friday and Saturday. The maximum cap is set at RM50 per month.

Cashback categoryCashback rateMonthly capSpend
Petrol and Groceries5%RM50any amount monthly on weekends only

Balance Transfer

It's the time to transfer all your credit card outstanding balance to Maybank and watch your high interest fees dissappear! The package comes with interest as low as 0% for up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plans

Want that luxury watch and handbag? No worries. Swipe your card at Maybank partner merchants and you can pay back at ZERO interest rate for up to 24 months. Pay interest at 9% p.a. for instalment term of up to 24 months on all other purchases. No penalty if you can settle off early.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Rewards

No matter if you spend locally or overseas, you will earn 1 TreatsPoints on every RM1 you swipe on your Maybank Islamic credit card. Use your points to redeem amazing gifts from Maybank's gift catalogue.

Maybank TreatsPoints
EarnSpend
1 point on every RM1on all retail

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Islamic Ikhwan Card
Save more with lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months - choose a plan that meets your needs!

Petrol

Wait until the weekends to pump fuel! You will get 5% cashback on petrol every Friday and Saturday with Maybank. Save up to RM50 every month!

Travel

Complimentary Maybank Touch ‘n Go Zing card and the chance to win Umrah trip with every RM200 spent on a single receipt! Each RM200 receipt will get you 1x free entry.

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM30,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Review

Stay true to the values that matter with an Islamic credit card that abides by Shariah laws, and also gives a portion of all your spending back to charity. Each week Maybank2U will also select one lucky winner for an all-paid-for Umrah package to complete your pilgrimage to Mecca.

Don’t miss out on other benefits including 5% cash back on petrol and groceries, Maybank treat points and a free Touch n Go Zing card when you apply online!

5% Cash Back on Weekends

Enjoy big cashback on all groceries and petrol on Fridays and Saturdays with your Maybank Islamic MasterCard Ikhwan Gold credit card. Just swipe the charges at any Maybank recognised outlets and max out your RM50 eligible cashback each month when you spend RM1000. Any additional spending won’t qualify you for more cash back.

Extra Maybank TreatsPoints

Maybank Islamic MasterCard Ikhwan Gold is one of the few cards out there that gives you rewards and cashback in a single swipe. For every Ringgit spent locally and overseas you’ll get 1 TreatsPoints. Collect these points and redeem them for exciting gifts and prizes from Maybank before they expire.

Bear in mind that the transactions on petrol, utilities, insurance, education, government-related, EzyPay and EzyPay PLUS are not entitled for TreatsPoints. 

Minimum Income

For Malaysians, you can apply Maybank Islamic MasterCard Ikhwan Gold Card as long as your annual income is RM30000. The income requirement is higher for expatriates, which is RM60000 a year. 

Free Touch n Go Zing Card

Tap your way into parking lots, LRTs, KTM and pass tolls anywhere in Malaysia with a complimentary Touch n Go Zing Card from Maybank. What’s so Zing about this convenient pass card? It auto reloads when your balance drops too low, so you never have to worry about not having enough credit when you enter a Touch N Go lane.

Umrah Package by Maybank

The chance to visit Mecca is a blessing for every Muslim, that’s why Maybank will give out a free Umrah travel package if you’re selected as one of its weekly winners. For non-Muslims who win, you’ll get a holiday package instead!

These travel packages are exchangeable or transferable, and the winners will be announced once every 3 months. This giveaway is ongoing subject to cancellation by Maybank Islamic.