Maybank Islamic MasterCard Ikhwan Gold Card credit card

Maybank Islamic MasterCard Ikhwan Gold Card

Put money back into your pocket. Get high 5% cashback every Friday and Saturday, and Maybank Treatpoints everytime you swipe your credit card!

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 1x reward point 

Apply online now for Maybank Islamic MasterCard Ikhwan Gold Card

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Get paid as you spend! Earn 5% cash rebate on petrol and groceries every Friday and Saturday. The maximum cap is set at RM50 per month.
Discover how much you can save when you shop with your new Maybank Islamic MasterCard Ikhwan Gold Card
Cashback CategoryCashback RateMonthly CapSpend
Petrol and GroceriesSpendany amount monthly on weekends only5%RM50any amount monthly on weekends only
Rewards
No matter if you spend locally or overseas, you will earn 1 TreatsPoints on every RM1 you swipe on your Maybank Islamic credit card. Use your points to redeem amazing gifts from Maybank's gift catalogue.
Maybank TreatsPoints
EarnSpent
1 point on every RM1on all retail
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
It's the time to transfer all your credit card outstanding balance to Maybank and watch your high interest fees dissappear! The package comes with interest as low as 0% for up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card
Easy Payment Plan (EPP)
Want that luxury watch and handbag? No worries. Swipe your card at Maybank partner merchants and you can pay back at ZERO interest rate for up to 24 months. Pay interest at 9% p.a. for instalment term of up to 24 months on all other purchases. No penalty if you can settle off early.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Wait until the weekends to pump fuel! You will get 5% cashback on petrol every Friday and Saturday with Maybank. Save up to RM50 every month!
Travel
Complimentary Maybank Touch ‘n Go Zing card and the chance to win Umrah trip with every RM200 spent on a single receipt! Each RM200 receipt will get you 1x free entry.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Islamic Ikhwan Card
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Islamic MasterCard Ikhwan Gold Card review

What's so good (or not so good) about it?

Stay true to the values that matter with a Islamic credit card that abides by Shariah laws, and also gives a portion of all your spending back to charity. Each week Maybank2U will also select one lucky winner for an all-paid-for Umrah package to complete your pilgrimage to Mecca.

Don’t miss out on other benefits including 5% cash back on petrol and groceries, Maybank treat points and a free Touch n Go Zing card when you apply online!

5% Cash Back on Weekends

Enjoy big cashback on all groceries and petrol on Fridays and Saturdays with your Maybank Islamic MasterCard Ikhwan Gold credit card. Just swipe the charges at any Maybank recognised outlets and max out your RM50 eligible cashback each month when you spend RM1000. Any additional spending won’t qualify you for more cash back.

Extra Maybank TreatsPoints

Maybank Islamic MasterCard Ikhwan Gold is one of the few cards out there that gives you rewards and cashback in a single swipe. For every Ringgit spent locally and overseas you’ll get 1 TreatsPoints. Collect these points and redeem them for exciting gifts and prizes from Maybank before they expire.

Bear in mind that the transactions on petrol, utilities, insurance, education, government-related, EzyPay and EzyPay PLUS are not entitled for TreatsPoints. 

Minimum Income

For Malaysians, you can apply Maybank Islamic MasterCard Ikhwan Gold Card as long as your annual income is RM30000. The income requirement is higher for expatriates, which is RM60000 a year. 

Free Touch n Go Zing Card

Tap your way into parking lots, LRTs, KTM and pass tolls anywhere in Malaysia with a complimentary Touch n Go Zing Card from Maybank. What’s so Zing about this convenient pass card? It auto reloads when your balance drops too low, so you never have to worry about not having enough credit when you enter a Touch N Go lane.

Umrah Package by Maybank

The chance to visit Mecca is a blessing for every Muslim, that’s why Maybank will give out a free Umrah travel package if you’re selected as one of its weekly winners. For non-Muslims who win, you’ll get a holiday package instead!

These travel packages are exchangeable or transferable, and the winners will be announced once every 3 months. This giveaway is ongoing subject to cancellation by Maybank Islamic.

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