Maybank Islamic MasterCard Ikhwan Platinum Card-i

A money saving credit card with 5% cashback, Treatpoint gift redemption, and no annual fee for life. Get free Touch 'n Go Zing card!

Maybank Islamic MasterCard Ikhwan Platinum Card-iNo Annual Fee
Min. Income
RM5,000/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 4.5% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREEMaybank Exclusive Giftwhen you apply through RinggitPlus3

Maybank Exclusive Gift

Cashback

A Maybank Islamic credit card that'll make your petrol and groceries expenses cheaper! Get 5% cashback on Friday and Saturday, capped at RM50 each month.

Cashback categoryCashback rateMonthly capSpend
Petrol and Groceries5%RM50any amount monthly on weekends only

Rewards

Earn 1x TreatsPoints on every RM1 you spend locally and overseas. What do you do with those TreatPoints? Use them to redeem tech gadgets, shopping vouchers, free flights and so much more!

Maybank TreatsPoints
EarnSpend
1 point on every RM1on all retail

Petrol

Petrol prices are getting cheaper, but wouldn't it be great to drive it down even further? Get 5% cashback on petrol on Fridays and Saturdays. Monthly cap at RM50.

Travel

Free Maybank Touch ‘n Go Zing card - convenient for those always getting around and waiting in line at the toll station. Why wait when you can go on the fast lane?

Balance Transfer

Tired of barely paying the minimum on your credit card bills? Transfer all your credit card outstanding balance at low interest for up to 36 months with the Maybank Balance Transfer Programme.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plans

Be flexible with your shopping! Buy what you want now, but pay for it later. Stretch your repayments over 24 long months at 0% interest with Maybank EPP. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Islamic Ikhwan Card
Save more with lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months - choose a plan that meets your needs!

Review

Don’t pay any credit card fees or GST, and give to charity instead with a platinum MasterCard from Maybank Islamic. And true to the principles of giving, you’ll also get a free Maybank Touch n Go Zing card and a chance to win a free Umrah package trip every week with the MasterCard Ikhwan Platinum Card.

Umrah Trip Package

Stand a chance to win an Umrah package for the pilgrimage of your life with the Maybank Islamic MasterCard Ikhwan Platinum. Each week one winner will get a 2 pax package to Mecca (non-Muslims will get a 2 pax holiday package instead).

All you have to do is spend RM200 or above in a single receipt – this will count as a single entry. Every 3 months Maybank Islamic will draw a weekly winner from these entries.

5% Cash Rebates

Save more on the daily essentials when you spend on Friday and Saturday with your Maybank Islamic credit card. You’ll be rewarded with 5% cash back on groceries and petrol at outlets across Malaysia, capped at RM50 each month.

Max out the rewards of this cashback offer when you send RM1,000 each month. A total of up to RM600 in savings are yours each year. Remember that you cannot carry over the spending from a single month for cashback in the next.

Reward Points

Swipe with your Maybank Islamic MasterCard Ikhwan Platinum credit card for rewards anywhere and everywhere you go including overseas. Each RM1 charged to your Mastercard will earn you 1 TreatsPoint which you can use to collect cool prizes from Maybank!

However, your transactions on petrol, utilities, government-related, education, insurance, EzyPay and EzyPay PLUS will not be rewarded with TreatsPoints.

Charity Donations

Give towards a good cause each time you use your MasterCard Ikhwan credit card. Maybank will donate of 0.1% of all your spending to Islamic Relief Malaysia and MERCY Malaysia. That’s a little bit of charity on your own part every day, because every little amount counts.

Free Touch n Go Zing

Zip your way pass long lines at the toll, parking lots and public transportation lines with a complimentary Touch and Go card. This smart pass card will auto-reload every time the balance drops below RM50 saving you the trouble of having to top it up yourself, and you’ll never have to worry about holding up the line again.