No Annual Fee
Don’t pay any credit card fees or GST, and give to charity instead with a platinum MasterCard from Maybank Islamic.
And true to the principles of giving, you’ll also get a free Maybank Touch n Go Zing card and a chance to win a free Umrah package trip every week with the MasterCard Ikhwan Platinum Card.
7 Days Only Flash Deal! Apply online via Maybank2u and MAE, and spend to win.
Starting from 23 August 2023 until 29 August 2023 (“Campaign Period”), you only have 7 days to stand a chance to bring home RM1,000 worth of shopping vouchers, limited to the Top 50 spenders for each card type only! Terms and conditions apply.
Check out the table below for a better clarification about the flash deal:
|
Types of Maybank/Maybank Islamic Credit Card |
Online Acquisition Rewards | Spend Criteria | Campaign Period |
| Visa cards | RM1,000 worth of Zalora e-vouchers | Minimum retail spend of RM300 within the first 45 days from the card approval date | 23 August 2023 - 29 August 2023 |
| Mastercard cards | RM1,000 worth of Lazada e-vouchers | ||
| American Express cards | RM1,000 worth of Machine gift card |
*Based on a first-come first-serve basis, the Top 50 spenders for each card type who have accumulated the highest retail spend within 45 days from the approval date would be selected to win the Prizes.
To participate in this flash deal, you must be
- New-to-bank individuals or existing Maybank customers who are residents of Malaysia and don’t have any existing Mastercard, Visa or American Express credit cards issued by Maybank/Maybank Islamic
- At least 21 years old at the time of making an application as a Principal cardholder for any one (1) or more of Maybank credit card(s) during the Campaign Period
Here’s how you can participate in this flash deal:
- Apply as the Principal cardholder for one (1) or more of the eligible credit cards online via the Maybank2u website or the MAE App, complete the e-application form and upload all the necessary supporting documents during the Campaign Period
- Perform a minimum retail spend of RM300 within the first 45 days from the Maybank credit card approval date
If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.
Maybank Online Acquisition 2023 Credit Cards Campaign
From 1 July 2023 until 30 September 2023 ("Campaign Period"), be the first 300 eligible customers (100 eligible customers every month per card scheme) throughout the Campaign Period to grab an RM200 cashback prize. Terms and conditions apply!
Here’s an illustration of the campaign mechanics:
| Card Scheme | Prize | Spend Criteria | Campaign Period |
| Maybank/Maybank Islamic Visa Cards | RM200 Cashback (capped at the first 100 eligible customers per card scheme every month) | Minimum retail spend of RM300 within the first 45 days from the card approval date | 1 July 2023 - 30 September 2023 |
| Maybank/Maybank Islamic Mastercard Cards | |||
| Maybank/Maybank Islamic American Express Cards |
To be eligible for the prize, you must be either:
- New-to-bank individuals; or
- Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic
If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:
- Make an online application for any of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
- Complete the e-application form and upload all the required supporting documents
- Wait for approval from the bank
- Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible
If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.
Umrah trip or holiday package from Maybank
Stand a chance to win an Umrah package for the pilgrimage of your life or a holiday package (for non-muslims) with the Maybank Islamic MasterCard Ikhwan Platinum.
Each week, one winner will get a 2 pax package to Mecca (non-Muslims will get a 2 pax holiday package instead) and all you have to do is spend RM200 or above in a single receipt which will count as a single entry.
Every 3 months Maybank Islamic will draw a weekly winner from these entries. Do contact Maybank if you wish to find out more details about this giveaway.
5% cash rebates to collect
Save more on the daily essentials when you spend on Friday and Saturday with your Maybank Islamic credit card.
You’ll be rewarded with 5% cash back on groceries and petrol at outlets across Malaysia, capped at RM50 each month.
Max out the rewards of this cashback offer when you send RM1,000 each month. A total of up to RM600 in savings is yours each year.
Remember that you cannot carry over the spending from a single month for cashback in the next.
Collect TreatsPoints with Maybank Islamic MasterCard Ikhwan Platinum Card-i
Other than cashback, swipe your Maybank Islamic MasterCard Ikhwan Platinum credit card to earn reward points anywhere and everywhere you go including overseas.
Each RM1 charged to your Mastercard will earn you 1 TreatsPoint which you can use to collect cool prizes and redeem air miles (14,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles) from Maybank!
However, your transactions on utilities, government-related, education, insurance, EzyPay and EzyPay PLUS will not be rewarded with TreatsPoints.
Charity donations
Give towards a good cause each time you use your MasterCard Ikhwan credit card. Maybank will donate 0.1% of all your spending to Islamic Relief Malaysia and MERCY Malaysia.
That’s a little bit of charity on your own part every day because every little amount counts.
Maybank Islamic MasterCard Ikhwan Platinum Card-i Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (p.a.) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on this finance charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic MasterCard Ikhwan Platinum are carried forward from the previous month's statement cycle and are paid in full.
