No Annual Fee
Don’t pay any credit card fees or GST, and give to charity instead with a platinum MasterCard from Maybank Islamic.
And true to the principles of giving, you’ll also get a chance to win a free Umrah package trip every week with the MasterCard Ikhwan Platinum Card.
Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign
Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.
There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.
RM20 Cash Prize:
- 800 total winners throughout the month
- 200 winners chosen each week (first-come, first-served)
- Just apply for a credit card to qualify!
Nintendo Switch 2:
- 16 lucky winners randomly selected
- Must spend at least RM300 within 30 days of card approval
Am I Eligible?
You can join this campaign if you meet these basic requirements:
- Malaysian citizen living in Malaysia
- 21 years old or above
- Don't currently hold any Maybank credit cards
- Apply through the Maybank2u website or the MAE app only
Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.
How to Win the RM20 Cash?
Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:
- You'll receive an MAE app notification within 90 days
- RM20 will be credited directly to your account
- Keep your account active to receive the prize
How to Win the Nintendo Switch 2?
The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:
- Minimum RM300 in retail transactions within 30 days
- Spending cannot be combined across multiple new cards
- Supplementary cardholders' spending counts toward the main cardholder
- After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.
Important Things to Remember
Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:
- Prizes cannot be exchanged for cash or other items
- Must be reachable by phone if selected for Nintendo Switch 2
- Account must remain active to receive cash prizes
- Winners suspected of fraud will be disqualified
Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.
Umrah trip or holiday package from Maybank
Stand a chance to win an Umrah package for the pilgrimage of your life or a holiday package (for non-muslims) with the Maybank Islamic MasterCard Ikhwan Platinum.
Each week, one winner will get a 2 pax package to Mecca, while non-Muslims will get a 2 pax holiday package instead. All you have to do is spend RM200 or above in a single receipt which will count as a single entry.
Every 3 months Maybank Islamic will draw a weekly winner from these entries. Do contact Maybank if you wish to find out more details about this giveaway.
5% cash rebates to collect
Save more on the daily essentials when you spend on Friday and Saturday with your Maybank Islamic credit card.
You’ll be rewarded with 5% cash back on groceries and petrol at outlets across Malaysia, capped at RM50 each month.
Max out the rewards of this cashback offer when you spend RM1,000 each month. A total of up to RM600 in savings is yours each year.
Remember that you cannot carry over the spending from a single month for cashback in the next.
Collect TreatsPoints with Maybank Islamic MasterCard Ikhwan Platinum Card-i
Other than cashback, swipe your Maybank Islamic MasterCard Ikhwan Platinum credit card to earn reward points anywhere and everywhere you go including overseas.
Each RM1 charged to your Mastercard will earn you 1X TreatsPoint which you can use to collect cool prizes and redeem air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles) from Maybank!
Other eligible local transactions to earn TreatsPoints include utilities, education, insurance and EzyPay/-i, excluding government-related transactions and e-wallet reloads.
Charity Donations
Give towards a good cause each time you use your MasterCard Ikhwan credit card. Maybank will donate 0.1% of all your spending to Islamic Relief Malaysia and MERCY Malaysia.
That’s a little bit of charity on your part every day because every little amount counts.
Maybank Islamic MasterCard Ikhwan Platinum Card-i Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on this finance charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic MasterCard Ikhwan Platinum are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
