Maybank Islamic MasterCard Ikhwan Platinum Card credit card

Maybank Islamic MasterCard Ikhwan Platinum Card

A money saving credit card with 5% cashback, Treatpoint gift redemption, and no annual fee for life. Get free Touch 'n Go Zing card!

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 1x reward point 

Apply online now for Maybank Islamic MasterCard Ikhwan Platinum Card

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
A Maybank Islamic credit card that'll make your petrol and groceries expenses cheaper! Get 5% cashback on Friday and Saturday, capped at RM50 each month.
Discover how much you can save when you shop with your new Maybank Islamic MasterCard Ikhwan Platinum Card
Cashback CategoryCashback RateMonthly CapSpend
Petrol and GroceriesSpendany amount monthly on weekends only5%RM50any amount monthly on weekends only
Rewards
Earn 1x TreatsPoints on every RM1 you spend locally and overseas. What do you do with those TreatPoints? Use them to redeem tech gadgets, shopping vouchers, free flights and so much more!
Maybank TreatsPoints
EarnSpent
1 point on every RM1on all retail
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Tired of barely paying the minimum on your credit card bills? Transfer all your credit card outstanding balance at low interest for up to 36 months with the Maybank Balance Transfer Programme.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card
Easy Payment Plan (EPP)
Be flexible with your shopping! Buy what you want now, but pay for it later. Stretch your repayments over 24 long months at 0% interest with Maybank EPP. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Petrol prices are getting cheaper, but wouldn't it be great to drive it down even further? Get 5% cashback on petrol on Fridays and Saturdays. Monthly cap at RM50.
Travel
Free Maybank Touch ‘n Go Zing card - convenient for those always getting around and waiting in line at the toll station. Why wait when you can go on the fast lane?

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Islamic Ikhwan Card
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Islamic MasterCard Ikhwan Platinum Card review

What's so good (or not so good) about it?

Don’t pay any credit card fees or GST, and give to charity instead with a platinum MasterCard from Maybank Islamic. And true to the principles of giving, you’ll also get a free Maybank Touch n Go Zing card and a chance to win a free Umrah package trip every week with the MasterCard Ikhwan Platinum Card.

Umrah Trip Package

Stand a chance to win an Umrah package for the pilgrimage of your life with the Maybank Islamic MasterCard Ikhwan Platinum. Each week one winner will get a 2 pax package to Mecca (non-Muslims will get a 2 pax holiday package instead).

All you have to do is spend RM200 or above in a single receipt – this will count as a single entry. Every 3 months Maybank Islamic will draw a weekly winner from these entries.

5% Cash Rebates

Save more on the daily essentials when you spend on Friday and Saturday with your Maybank Islamic credit card. You’ll be rewarded with 5% cash back on groceries and petrol at outlets across Malaysia, capped at RM50 each month.

Max out the rewards of this cashback offer when you send RM1,000 each month. A total of up to RM600 in savings are yours each year. Remember that you cannot carry over the spending from a single month for cashback in the next.

Reward Points

Swipe with your Maybank Islamic MasterCard Ikhwan Platinum credit card for rewards anywhere and everywhere you go including overseas. Each RM1 charged to your Mastercard will earn you 1 TreatsPoint which you can use to collect cool prizes from Maybank!

However, your transactions on petrol, utilities, government-related, education, insurance, EzyPay and EzyPay PLUS will not be rewarded with TreatsPoints.

Charity Donations

Give towards a good cause each time you use your MasterCard Ikhwan credit card. Maybank will donate of 0.1% of all your spending to Islamic Relief Malaysia and MERCY Malaysia. That’s a little bit of charity on your own part every day, because every little amount counts.

Free Touch n Go Zing

Zip your way pass long lines at the toll, parking lots and public transportation lines with a complimentary Touch and Go card. This smart pass card will auto-reload every time the balance drops below RM50 saving you the trouble of having to top it up yourself, and you’ll never have to worry about holding up the line again.

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