Maybank Islamic Petronas Ikhwan Visa Gold Card-i

Fill up your tank! Shariah compliant credit card that earns up to 8x TreatPoints when you spend at any petrol service stations nationwide.

15% p.a. profit rate
20 days penalty-free period
up to 8% cashback
0% p.a. balance transfer over 12 months
Easy Payment Plan (EPP)
RM0.00 annual fee
Earn up to 1x reward point

Benefits
Fees & Charges
Requirements
Features
Review
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Apply online now for Maybank Islamic Petronas Ikhwan Visa Gold Card-i

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Benefits

Because you should be rewarded for giving the bank your business

Cashback

Get 8% cash rebate, which is capped at RM50 per month, when you pump up at PETRONAS over the weekends. Earn 1% cashback for spending at PETRONAS every other day.

Discover how much you can save when you shop with your new Maybank Islamic Petronas Ikhwan Visa Gold Card-i
Cashback Category		Cashback Rate	Monthly Cap	Spend
Petronas Spend	Spendany amount on weekends only	8%	RM50	any amount on weekends only
Petronas Spend	Spendany amount	1%	RM50	any amount

Rewards

Spend at PETRONAS Service Station or any other retail stores elsewhere and earn 1 TreatsPoint. 8x TreatsPoints - use your accumulated TreatPoints to exchange for gifts at the Maybank TreatPoint Programme online store.

Maybank TreatsPoints
Earn	Spent
1 point on every RM1	on local and overseas retail

Your Maybank TreatsPoints earned expires in 3 years

Balance Transfer

Maybank Islamic Balance Transfer offers low profit rates and longer payment terms up to 36 months.

Pay Over	With Interest Rate At	When You Transfer
6 months	6% p.a. and no one-time upfront handling fee	from RM1000
9 months	9% p.a. and no one-time upfront handling fee	from RM1000
12 months	0% p.a. and no one-time upfront handling fee	from RM1000
24 months	4.5% p.a. and no one-time upfront handling fee	from RM2000
36 months	4.95% p.a. and no one-time upfront handling fee	from RM2000

Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plan (EPP)

Maybank EzyPay offers payment terms up to 24 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a.. No penalty fee for early payment.

Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	from RM50
6 months	0% p.a. and no one-time upfront handling fee	from RM50
12 months	0% p.a. and no one-time upfront handling fee	from RM50
18 months	0% p.a. and no one-time upfront handling fee	from RM50
24 months	0% p.a. and no one-time upfront handling fee	from RM50
36 months	0% p.a. and no one-time upfront handling fee	from RM50

Learn more about Maybankard EzyPay

Pay Over	With Interest Rate At	When You Spend
6 months	6.96% p.a. and 0% one-time upfront handling fee	from RM500 up to RM30000
12 months	7.92% p.a. and 0% one-time upfront handling fee	from RM1000 up to RM30000
18 months	9% p.a. and 0% one-time upfront handling fee	from RM3000 up to RM30000
24 months	9% p.a. and 0% one-time upfront handling fee	from RM5000 up to RM30000

Learn more about Maybankard EzyPay PLUS

Petrol: Free Petrol with TreatsPoints. Collect MayBank TreatsPoints and use them to redeem Petronas petrol vouchers.

Travel: Free Maybankard Touch ‘n Go Zing Card. Get this automatic reload card that is link to your PETRONAS Ikhwan Visa Gold.

Premium: No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions attached.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM0

Free for life

Annual Fee for Supplementary Card

RM0

Minimum monthly payment

RM25 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM19.08 or 5.30% of withdrawn amount, whichever is higher

Profit Rate on Cash Withdrawals

18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM30000
Minimum age for primary card holder: 21 years old
Maximum age for primary card holder: 65 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: Maybankard EzyPay; Maybankard EzyPay PLUS; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: Maybankard Cash Treats; Maybankard EzyCash; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: Maybankard Balance Transfer Islamic Ikhwan Card; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Islamic Petronas Ikhwan Visa Gold Card-i review

What's so good (or not so good) about it?

The ever increasing price of fuel, that's all Malaysians have been talking about these past few months. Well, here comes your knight in shining golden armour, The Maybank Islamic Ikhwan American Express Gold Card-i - You can earn up to 8x the Maybank TreatPoints from all Petronas service stations, without paying a single annual fee with 6% GST, ever!

Benefits On The Road

A Free Maybankard Touch ‘n Go Zing Card - yes sir, there will be a complimentary automatic toll card for your convenience when driving on the highway. That's not all, there's a surprise for our cars as well.

We spend a lot of our time, tossing and turning around in our beds thinking about how to properly manage our finances, from electric bills to petrol expenses. This Maybank credit card can chip a little of your burdens away with a chance to be able to receive free petrol vouchers when you have redeemed enough Maybank TreatPoints on your gold credit card.

How do you actually earn these reward points? Read on.

More Points, More Rewards

Whenever you spend on weekends at any Petronas petrol stations nationwide, there will be 8% Cash Back to be earned. The weekday rate is not at all too bad, as you will be getting

1% Cash Back. Oops, let's not forget - when shopping for groceries or any other retail (because that's the only time we can leisurely stroll along the junk food section), you will also earn 1x TreatPoints, both locally and overseas.

As mentioned earlier, on top of redeeming Petronas petrol vouchers, you will also be able to exchange your reward points for other amazing prizes via the Maybank TreatPoints Programme such as - household items, furniture, kitchenware, and the latest tech gadgets. Take your sweet time accumulating those points, because your TreatPoints will not ever expire.

Easy To Apply

Any regular joe can apply for this credit card as you will only need a minimum yearly income of RM30,000, and you would need to be at least 21 years old but not older than 65. Also, there will be non-compounding charges on your monthly credit card debts. What does that mean? Simply, you will not be charges interest on the interest you're already charged for - which is typical for any credit card from other banks.