Collect up to 8% Cashback
The ever-increasing price of fuel, that's all Malaysians have been talking about these past few months.
Well, here comes your knight in shining golden armour, The Maybank Islamic Ikhwan American Express Gold Card-i!
You can earn up to 8x the Maybank TreatPoints from all Petronas service stations, without paying a single annual fee with 6% GST, ever!
Maybank Credit Card Online Acquisition Campaign and Rewards
It’s exclusively the year of rabbits this Chinese New Year of 2023! Elevate your CNY celebration to the best one yet with Maybank Online Acquisition 2023 Credit Cards Campaign by taking home exclusive gifts for a limited time only. There are two (2) campaigns in which you can take part, so don’t miss this chance!
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Cash Back Campaign
From 1 January 2023 until 31 March 2023, the first 1,000 eligible customers every month throughout the Campaign Period can grab a one-time cashback prize worth RM100. Terms and conditions apply.
To be eligible for the cashback prize, you must be either a new-to-bank individual or an existing customer of Maybank and Maybank Islamic Berhad who is a resident of Malaysia and has yet to own any Maybank/Maybank Islamic principal credit card.
If you fall under either of those two eligible criteria, make an online application for a credit card via Maybank2u within the Campaign Period, wait for approval by the bank, and perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to participate in this campaign.
For easy reference, below is an illustration of the cashback reward and spending criteria.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
RM100 Cashback (capped at first 1,000 Eligible Customers every month throughout the Campaign Period) |
Minimum retail spend of RM300 within the first 45 days from card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards | |||
| Maybank American Express Cards |
Campaign 2: Maybank Visa, Mastercard and American Express Online Acquisition Exclusive Campaign
There are more high-valued one-time gifts up for grabs such as Apple AirPods, Garmin Smartwatch and Marshall Earbuds! This campaign starts on 1 January 2023 and is valid until 31 March 2023.
To participate, you must be either new-to-bank individuals or Maybank and Maybank Islamic Berhad customers who are residents of Malaysia and do not have any credit card issued by Maybank in Malaysia and are 21 years of age during the time of application.
To add on, you also must apply as a principal card member for any of the participating Maybank credit card schemes during the Campaign Period online at the Maybank2u website.
If you are eligible and already have your credit card application via Maybank2u approved, you are able to take home any of the prizes by transacting as high as you can on retail spending accumulated throughout the Campaign Period from your first principal card approval date.
For easy reference on this campaign, please check out the table below.
Please also note that the campaign spending requirement/criteria cannot be combined with the other cards applied at the same time. For full details, check out the terms and conditions.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
Vivomove Sport Garmin Smartwatch (capped at Top 50 Highest Spender by end of the Campaign Period) |
Accumulated highest retail spend by end of the Campaign Period from card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards |
Apple AirPods 2 (capped at Top 50 Highest Spender by end of the Campaign Period) |
||
| Maybank American Express Cards |
Marshall Minor III Earbuds (capped at Top 50 Highest Spender by end of the Campaign Period) |
Maybank Islamic Petronas Ikhwan Visa Gold Card-i, Benefits on the Road
A Free Maybankard Touch ‘n Go Zing Card - yes sir, there will be a complimentary automatic toll card for your convenience when driving on the highway.
That's not all, there's a surprise for our cars as well.
We spend a lot of our time, tossing and turning around in our beds thinking about how to properly manage our finances, from electric bills to petrol expenses.
This Maybank credit card can chip a little of your burdens away with a chance to be able to receive free petrol vouchers when you have redeemed enough Maybank TreatsPoints on your gold credit card.
How do you actually earn these reward points? Read on.
More Points, More Rewards
Whenever you spend on weekends at any Petronas petrol stations nationwide, there will be 8% Cash Back to be earned.
The weekday rate is not at all too bad, as you will be getting 1% Cash Back.
Oops, let's not forget - when shopping for groceries or any other retail (because that's the only time we can leisurely stroll along the junk food section), you will also earn 1x TreatsPoints, both locally and overseas.
Use your Maybank card when paying for your education, utilities, insurance and 0% EzyPay to earn 1x TreatsPoint as well!
As mentioned earlier, on top of redeeming Petronas petrol vouchers, you will also be able to exchange your reward points for other amazing prizes.
They can be redeemed via the Maybank TreatPoints Programme such as - household items, furniture, kitchenware, and the latest tech gadgets.
Take your sweet time accumulating those points, because your TreatPoints will not ever expire.
Maybank Islamic Ikhwan American Express Gold Card-i - Easy Application
Any regular Joe can apply for Maybank Islamic Ikhwan American Express Gold Card-i as you will only need a minimum yearly income of RM30,000, and you would need to be at least 21 years old but not older than 65.
Also, there will be non-compounding charges on your monthly credit card debts.
What does that mean? Simply, you will not be charged interest on the interest you're already charged for - which is typical for any credit card from other banks.
Maybank Islamic Ikhwan American Express Gold Card-i Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- Cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) and will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date.
This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank Islamic Ikhwan American Express Gold Card-i are carried forward from the previous month's statement cycle and are paid in full.
