Maybank Islamic Petronas Ikhwan Visa Gold credit card

Maybank Islamic Petronas Ikhwan Visa Gold

Fill up your tank! Shariah compliant credit card that earns up to 8x TreatPoints when you spend at any petrol service stations nationwide.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 8x reward points 

Apply online now for Maybank Islamic Petronas Ikhwan Visa Gold

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Reward Points Galore! 8x TreatsPoints on weekend and 5x TreatsPoints on weekdays whenever you spend at PETRONAS Service Stations. 8x TreatsPoints for groceries purchases every weekend - use your points to exchange for gifts at the Maybank TreatPoint Programme online store.
Maybank TreatsPoints
EarnSpent
8 points on every RM1on weekends at PETRONAS
5 points on every RM1on weekdays at PETRONAS
8 points on every RM1on groceries every weekend
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Maybank Islamic Balance Transfer offers interest rates from as low as 0% and payment terms up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 24 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a.. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Free Petrol with TreatsPoints. Collect MayBank TreatsPoints and use them to redeem Petronas petrol vouchers.
Travel
Free Maybankard Touch ‘n Go Zing Card. Get this automatic reload card that is link to your PETRONAS Ikhwan Visa Gold.
Premium
No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions attached.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Islamic Ikhwan Card
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Islamic Petronas Ikhwan Visa Gold review

What's so good (or not so good) about it?

The ever increasing price of fuel, that's all Malaysians have been talking about these past few months. Well, here comes your knight in shining golden armour, The Maybank Islamic Ikhwan American Express Gold Card-i - You can earn up to 8x the Maybank TreatPoints from all Petronas service stations, without paying a single annual fee with 6% GST, ever!

Benefits On The Road

A Free Maybankard Touch ‘n Go Zing Card - yes sir, there will be a complimentary automatic toll card for your convenience when driving on the highway. That's not all, there's a surprise for our cars as well.

We spend a lot of our time, tossing and turning around in our beds thinking about how to properly manage our finances, from electric bills to petrol expenses. This Maybank credit card can chip a little of your burdens away with a chance to be able to receive free petrol vouchers when you have redeemed enough Maybank TreatPoints on your gold credit card.

How do you actually earn these reward points? Read on.

More Points, More Rewards

Whenever you spend on weekends at any Petronas petrol stations nationwide, there will be 8x TreatPoints to be earned. The weekday rate is not at all too bad, as you will be getting 5x the TreatPoints. Oops, let's not forget - when shopping for groceries on the weekend (because that's the only time we can leisurely stroll along the junk food section), you will also earn 8x TreatPoints.

As mentioned earlier, on top of redeeming Petronas petrol vouchers, you will also be able to exchange your reward points for other amazing prizes via the Maybank TreatPoints Programme such as - household items, furniture, kitchenware, and the latest tech gadgets. Take your sweet time accumulating those points, because your TreatPoints will not ever expire.

Easy To Apply

Any regular joe can apply for this credit card as you will only need a minimum yearly income of RM30,000, and you would need to be at least 21 years old but not older than 65. Also, there will be non-compounding charges on your monthly credit card debts. What does that mean? Simply, you will not be charges interest on the interest you're already charged for - which is typical for any credit card from other banks.

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