Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
Collect rewarding cashback on every spending made at Petronas - fuel or non-fuel transactions included. Enjoy the platinum benefit without any annual fees, ever!

Product summary
- Min. Income
- RM5,000/month
- Annual Fee
- Free
- Cashback
- up to 8%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Cashback
8% cashback is awaiting you - head to PETRONAS station every Saturday and Sunday to enjoy a maximum of RM50 cash rebate every month! Otherwise, collect 1% cashback on spending made at Petronas every Monday until Friday.
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
Weekend spending made at Petronas | 8% | RM50 | any amount |
Weekday spending made at Petronas | 1% | RM50 | any amount |
Rewards
Use your Maybank Islamic Petronas Ikhwan Visa Platinum as a replacement for cash; with every Ringgit spent you earn 1 TreatsPoint. TreatsPoints are also up for grabs when spending at PETRONAS or any other petrol station, with the exemption of government-related/JomPay transactions. The accumulated TreatsPoints can be redeemed with gifts, vouchers and air miles (20,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles).
Earn | Spend |
---|---|
1 point on every RM1 | on retail, education, insurance, utilities and 0% EzyPay, except government bodies/JomPay |
Petrol
You may get to enjoy free petrol with TreatsPoints. Simply collect as much as you can and use them to redeem Petronas petrol vouchers.
Balance Transfer
Need to settle some credit card debt, look no further than the Maybank Islamic Balance Transfer, it offers low-interest rates and longer payment terms of up to 36 months.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 1.88% one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 12% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay PLUS for instalments of up to 24 months at 9% p.a. No penalty fee for early payment.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
18 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
12 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
18 months | 9% p.a.and no one-time upfront handling fee | from RM3,000to RM30,000 |
24 months | 9% p.a.and no one-time upfront handling fee | from RM5,000to RM30,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM25 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM18 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- payWave
Requirements
- Minimum Annual Income
- RM60,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians and Expatriates
Features
- Easy Payment Plan
- Maybankard EzyPay
- EzyPay is, well, easy: a 0% interest instalment plan that lets you spread your payments up to 36 months. Available at participating merchants only.
- Maybankard EzyPay PLUS
- A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
- Cash Advance / Cash Loan
- Maybankard Cash Treats
- It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
- Balance Transfer Plans
- Maybankard Balance Transfer Islamic Ikhwan Card
- Save more with the lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months — choose a plan that meets your needs!