Maybank Islamic Petronas Ikhwan Visa Platinum Card-i

Get Free Petrol with this Shariah based card that earns you Extra TreatsPoints when you spend at Petronas Service Stations.

Maybank Islamic Petronas Ikhwan Visa Platinum Card-iFree Petrol Vouchers
Min. Income
RM5,000/month
Annual Fee
Free
Cashback
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 4.5% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREEMaybank Exclusive Giftwhen you apply through RinggitPlus3

Maybank Exclusive Gift

Cashback

8% cashback is awaiting you - head to PETRONAS station on every Saturday and Sunday to enjoy a maximum of RM50 cash rebate every month!

Cashback categoryCashback rateMonthly capSpend
weekends PETRONAS spend8%RM50any amount on weekends only
weekdays PETRONAS spend1%RM50any amount

Rewards

Use your Maybank Islamic Petronas Ikhwan Visa Platinum as replacement for cash; with every Ringgit spend you earn 1 TreatPoint. TreatPoints are also up for grabs when spending at PETRONAS or any other petrol stations, with the exemption of government-related transactions.

Maybank TreatsPoints
EarnSpend
1 point on every RM1on retail, education, insurance, utilities, petrol and 0% EzyPay, except government bodies

Petrol

Free Petrol with TreatsPoints. Collect TreatsPoints and use them to redeem Petronas petrol vouchers.

Travel

Free Maybankard Touch ‘n Go Zing Card. Get this automatic reload card that is link to your Petronas Ikhwan Visa.

Premium

No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions attached.

Balance Transfer

Need to settle some credit card debt, look no further than the Maybank Islamic Balance Transfer, it offers low interest rates and longer payment terms of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a.. No penalty fee for early payment.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Islamic Ikhwan Card
Save more with lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months - choose a plan that meets your needs!

Review

A Shariah compliant credit card that earns obscene amounts of Maybank TreatsPoints when you spend at any Petronas service station nationwide. This credit also comes with no annual fee when you sign up, with no strings attached.

Great Quantities Of TreatsPoints

Absolutely huge bonuses on reward points on the weekend - you’ll get 8x of TreatsPoints from your credit card when you spend at Petronas Stations and grocery shopping during the weekends, and 5x of TreatsPoints for when you swipe your credit card on weekdays.

Great thing is, when you've collected enough TreatPoints, you can exchange them for Petronas Petrol vouchers. Think about it, you spend RM100s on petrol every month - this is a great opportunity to save on your expenses, and keep them safe in a savings account. In addition to TreatPoints, enjoy Mesra points at all Petronas Station with any purchase of fuel or any items from the Kedai Mesra store.

However, the following transactions are not eligible for TreatsPoints.

  • Government-related
  • JomPay

Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoints:

  • Education Institutions
  • Insurance Providers
  • Utilities
  • Petrol (except Petronas)
  • 0% EzyPay

Free Touch n’ Go Zing Card

Having trouble paying the toll on the highway? Fumbling for change while cars pile up behind you is not a good look, but you're in luck - the Petronas Ikhwan Visa Platinum comes with a free Maybankard Touch n’ Go Zing Card - an automatic reload card attached to your brand new credit card.

Low Interest Balance Transfer Plan

Running out of time to pay off the outstanding balance on your credit card? Stop drowning in debt when you apply for the Maybank Balance Transfer Programme via the Maybank Islamic Petronas Ikhwan Visa Platinum credit card. Under this arrangement, cardmembers can conveniently transfer their debts from other banks' credit cards and charge cards to their new Maybankard.

With this plan, you can pay off your debts for up to 36 months, with interest rates ranging from 0% to 4.95% per year. To enjoy the 0% p.a., you will need to arrange with the bank to pay off your debts in 12 months.

0% Flexible Repayment Plan

Shopping is definitely a favourite pastime among men and women alike - c'mon guys, at admit it already! As a Maybankard holder, you will be able to pay for expensive items such as a luxury handbag or flat-screen TV in easy instalments via the Maybankard EzyPay plan. This easy payment plan enables cardholders to pay for their purchases at 0% interest over a period of up to 24 months.