Rewarding cashback!
Why should I apply for Maybank Islamic Petronas Ikhwan Visa Platinum Card-i?
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Highlights of Maybank Islamic Petronas Ikhwan Visa Platinum Card-i |
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| Highest cashback rate | 8% cashback on weekends only with NO minimum spend |
| Highest cashback amount | RM50 per month |
| Maximum spends to earn the highest cashback amount | RM625 per month |
| Eligible spend to earn the highest cashback rate | Fuel and non-fuel spending at Petronas only |
| Eligible Cardholder(s) | Principal and Supplementary |
A Shariah-compliant credit card that earns attractive Maybank TreatsPoints when you spend at any Petronas service station nationwide.
This credit also comes with no annual fee when you sign up, enabling you to save even more!
| Spending Benefits | ||
|---|---|---|
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CASHBACK PETRONAS Stations |
TREATSPOINTS PETRONAS Stations |
TREATSPOINTS Education, Insurance, Utilities, 0% EzyPay |
Capped at RM50 / month |
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1x Point |
HUGE bonuses on reward points on the weekend - you’ll get 8x TreatsPoints when you spend at Petronas stations every weekend.
Weekday spending gets better too with 5x TreatsPoints for every RM1 you swipe your Maybank Islamic Petronas Ikhwan Visa Platinum Card-i.
The great thing is, that when you've collected enough TreatsPoints, you can exchange them for Petronas Petrol vouchers, other gifts from eligible merchants and even air miles.
Think about it, you spend RM100s on petrol every month - this is a great opportunity to save on your expenses, and keep them safe in a savings account.
However, the following transactions are not eligible for TreatsPoints.
- Government-related spending
- JomPay transactions
In addition to TreatsPoints, enjoy Mesra points at all Petronas stations with any purchase of fuel or any items from the Kedai Mesra store.
Eligibility and Required Documents
Any Malaysian and expatriate aged 21 to 65 years old earning a minimum annual income of RM60,000 is eligible to apply.
Remember to prepare these documents to make an application.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest income tax return
- Latest 2 months salary slips
- Latest 3 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificate
- Latest 3 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
What is the finance charge on the outstanding balance?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- Cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) and will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic Petronas Ikhwan Visa Platinum Card-i are carried forward from the previous month's statement cycle and are paid in full.
