Maybank Islamic Petronas Ikhwan Visa Platinum Card-i

Get Free Petrol with this Shariah based card that earns you Extra TreatsPoints when you spend at Petronas Service Stations.

Maybank Islamic Petronas Ikhwan Visa Platinum Card-iFree Petrol Vouchers
Min. Income
RM5,000/month
Annual Fee
Free
Cashback
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 9% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Maybank Exclusive Gift
worth RM299
when you apply through RinggitPlus3

Maybank Exclusive Gift

Cashback

8% cashback is awaiting you - head to PETRONAS station on every Saturday and Sunday to enjoy a maximum of RM50 cash rebate every month!

Cashback categoryCashback rateMonthly capSpend
weekends PETRONAS spend8%RM50any amount
weekdays PETRONAS spend1%RM50any amount

Rewards

Use your Maybank Islamic Petronas Ikhwan Visa Platinum as replacement for cash; with every Ringgit spend you earn 1 TreatPoint. TreatPoints are also up for grabs when spending at PETRONAS or any other petrol stations, with the exemption of government-related transactions.

Maybank TreatsPoints
EarnSpend
1 point on every RM1on retail, education, insurance, utilities, petrol and 0% EzyPay, except government bodies

Petrol

Free Petrol with TreatsPoints. Collect TreatsPoints and use them to redeem Petronas petrol vouchers.

Travel

Free Maybankard Touch ‘n Go Zing Card. Redeem up to a maximum 2,000,000 Air Miles per year, any airlines.

Premium

No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions attached.

Balance Transfer

Need to settle some credit card debt, look no further than the Maybank Islamic Balance Transfer, it offers low interest rates and longer payment terms of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months6.75% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a.. No penalty fee for early payment.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Islamic Ikhwan Card
Save more with lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months - choose a plan that meets your needs!

Review

Highlights of Maybank Islamic Petronas Ikhwan Visa Platinum Card-i


Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
Highest cashback rate 8% cashback on Weekends only with NO minimum spend
Highest cashback amount RM50 per month
Max spend to earn highest cashback amount RM625 per month
Eligible spend to earn highest cashback rate Fuel and non-fuel spends at Petronas only
Eligible Cardholder(s) Principal and Supplementary

A Shariah-compliant credit card that earns obscene amounts of Maybank TreatsPoints when you spend at any Petronas service station nationwide.

This credit also comes with no annual fee when you sign up, with no strings attached!

 

 8x TreatsPoints for Petronas Stations and Grocery Spend

 

Maybank Islamic Petronas Ikhwan Visa Platinum Card-i Benefits
CASHBACK
PETRONAS Stations
TREATSPOINTS
PETRONAS Stations
TREATSPOINTS
Education, Insurance, Utilities, 0% EzyPay
  • Weekend 8%
  • Weekday 5%

Capped at RM50 / month
  • Weekend 8x Points
  • Weekday 5x Points
1x Point

HUGE bonuses on reward points on the weekend - you’ll get 8x of TreatsPoints when you spend at Petronas Stations and grocery shopping.

Weekday spending gets better too with 5x of TreatsPoints for when you swipe your Maybank credit card.

Great thing is, when you've collected enough TreatPoints, you can exchange them for Petronas Petrol vouchers.

Think about it, you spend RM100s on petrol every month - this is a great opportunity to save on your expenses, and keep them safe in a savings account.

However, the following transactions are not eligible for TreatsPoints.

  • Government-related
  • JomPay

In addition to TreatPoints, enjoy Mesra points at all Petronas Station with any purchase of fuel or any items from the Kedai Mesra store.

Travel Benefits 

Maybank Islamic Petronas Ikhwan Visa Platinum Card-i Travel Benefits


FREE Maybank Touch ‘n Go Zing

Linked to your credit card
Having trouble paying the toll on the highway? Petronas Ikhwan Visa Platinum comes with a free Maybankard Touch n’ Go Zing Card - an automatic reload card attached to your brand new credit card.


Redeem Max. 2,000,000 Air Miles
Any airlines

For frequent travelers, effective 1st August 2019 you can redeem up to a maximum of 2,000,000 Air Miles per year regardless of any airlines.

 

Eligibility and Required Documents 

Here are the requirements to apply for this Maybank credit card:

  • Min. annual income: RM60,000
  • Age: 21-65 years old (principal card), min.18 years old (supplementary card)

Remember to prepare these documents as well:

 

Maybank Islamic Petronas Ikhwan Visa Platinum Card-i Required Documents
General documents
  • Copy of NRIC (both sides) or Passport
  • Latest Income Tax Return (J Form)
  • Latest 2 months' salary slip
  • Latest 3 months' savings account activity/current account statements
Self-employed
  • Copies of Business Registration
  • Latest 3 months' Bank Statement
Expatriate

Letter of employment

Existing Cardholder

  • Copy of NRIC (both sides) or Passport,
  • Copy of Credit/Charge card (both sides)
  • Copy of latest card statement

 

Finance Charge

What is the interest rate imposed on repayments?

 

Maybank Islamic Petronas Ikhwan Visa Platinum Card-i Finance Charge
Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

With effect from 15 August 2019, finance charges based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fees and Charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date.

This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.

In fact, you will continue to enjoy a 20 days interest-free period for the retail transaction, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full before payment due date.