Maybank Islamic Petronas Ikhwan Visa Platinum credit card

Maybank Islamic Petronas Ikhwan Visa Platinum

Get Free Petrol with this Shariah based card that earns you Extra TreatsPoints when you spend at Petronas Service Stations.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 8x reward points 

Apply online now for Maybank Islamic Petronas Ikhwan Visa Platinum

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Extra TreatsPoints (with no expiry date) 8x TreatsPoints on weekend and 5x TreatsPoints on weekdays whenever you spend at PETRONAS Service Stations. 8x TreatsPoints for purchase at groceries every weekend.
Treats Points
EarnSpent
8 points on every RM1on weekends at PETRONAS
5 points on every RM1on weekends at PETRONAS
8 points on every RM1on groceries every weekend
Your Treats Points earned expires in  3 years
Balance Transfer
Maybank Islamic Balance Transfer offers interest rates from as low as 0% and payment terms up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a.. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Free Petrol with TreatsPoints. Collect TreatsPoints and use them to redeem Petronas petrol vouchers.
Travel
Free Maybankard Touch ‘n Go Zing Card. Get this automatic reload card that is link to your Petronas Ikhwan Visa.
Premium
No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions attached.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5000

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Islamic Ikhwan Card
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Islamic Petronas Ikhwan Visa Platinum review

What's so good (or not so good) about it?

A Shariah compliant credit card that earns obscene amounts of Maybank TreatsPoints when you spend at any Petronas service station nationwide. This credit also comes with no annual fee when you sign up, with no strings attached.

Great Quantities Of TreatsPoints

Absolutely huge bonuses on reward points on the weekend - you’ll get 8x of TreatsPoints from your credit card when you spend at Petronas Stations and grocery shopping during the weekends, and 5x of TreatsPoints for when you swipe your credit card on weekdays.

Great thing is, when you've collected enough TreatPoints, you can exchange them for Petronas Petrol vouchers. Think about it, you spend RM100s on petrol every month - this is a great opportunity to save on your expenses, and keep them safe in a savings account. In addition to TreatPoints, enjoy Mesra points at all Petronas Station with any purchase of fuel or any items from the Kedai Mesra store.

Free Touch n’ Go Zing Card

Having trouble paying the toll on the highway? Fumbling for change while cars pile up behind you is not a good look, but you're in luck - the Petronas Ikhwan Visa Platinum comes with a free Maybankard Touch n’ Go Zing Card - an automatic reload card attached to your brand new credit card.

Low Interest Balance Transfer Plan

Running out of time to pay off the outstanding balance on your credit card? Stop drowning in debt when you apply for the Maybank Balance Transfer Programme via the Maybank Islamic Petronas Ikhwan Visa Platinum credit card. Under this arragement, cardmembers can conveniently transfer their debts from other banks' credit cards and charge cards to their new Maybankard.

With this plan, you can pay off your debts for up to 36 months, with interest rates ranging from 0% to 4.95% per year. To enjoy the 0% p.a., you will need to arrange with the bank to pay off your debts in 12 months.

0% Flexible Repayment Plan

Shopping is definitely a favourite pastime among men and women alike - c'mon guys, at admit it already! As a Maybankard holder, you will be able to pay for expensive items such as a luxury handbag or flat-screen TV in easy instalments via the Maybankard EzyPay plan. This easy payment plan enables cardholders to pay for their purchases at 0% interest over a period of up to 24 months.

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