16x Airport Lounge Access
Wherever you are around the world, enjoy exclusive privileges when you travel, dine, shop or golf with Maybank's Islamic World Elite Mastercard Ikhwan.
Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign
Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.
There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.
RM20 Cash Prize:
- 800 total winners throughout the month
- 200 winners chosen each week (first-come, first-served)
- Just apply for a credit card to qualify!
Nintendo Switch 2:
- 16 lucky winners randomly selected
- Must spend at least RM300 within 30 days of card approval
Am I Eligible?
You can join this campaign if you meet these basic requirements:
- Malaysian citizen living in Malaysia
- 21 years old or above
- Don't currently hold any Maybank credit cards
- Apply through the Maybank2u website or the MAE app only
Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.
How to Win the RM20 Cash?
Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:
- You'll receive an MAE app notification within 90 days
- RM20 will be credited directly to your account
- Keep your account active to receive the prize
How to Win the Nintendo Switch 2?
The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:
- Minimum RM300 in retail transactions within 30 days
- Spending cannot be combined across multiple new cards
- Supplementary cardholders' spending counts toward the main cardholder
- After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.
Important Things to Remember
Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:
- Prizes cannot be exchanged for cash or other items
- Must be reachable by phone if selected for Nintendo Switch 2
- Account must remain active to receive cash prizes
- Winners suspected of fraud will be disqualified
Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.
Collect TreatsPoints with Maybank Islamic World Elite Mastercard Ikhwan
Start collecting your TreatsPoints as 10,000 TreatsPoints can get you 1,000 Enrich Miles, KrisFlyer Miles and Asia Miles. This would mean that you are on your way to redeeming free flights for your next trip!
Here are ways you can earn TreatsPoints:
| 10X TreatsPoints | Every RM5 spent locally |
| 25X TreatsPoints | Every RM5 spent overseas |
| 1X TreatsPoint | On utilities, petrol, education, EzyPay and Insurance transactions |
Do note that no TreatsPoints are rewarded for government bodies' transactions.
16X complimentary access at participating Plaza Premium Lounge
Exclusively for World Elite Mastercard Ikhwan cardholders, you are entitled to 16 times complimentary access throughout the year to participating Plaza Premium Lounges in Malaysia and overseas, subject to terms and conditions. Please read through the T&C to find out more details about this privilege.
And if you have guests with you, your accompanying guest will enjoy 20% savings each. For globe-trotters who worry if you exceed the 16 complimentary passes, don't fret as you'll be given a 20% discount from the published walk-in rates.
With this privilege, you can enjoy up to three hours of lounge use with food and beverages, internet access, international newspapers and magazines, international TV channels, shower facilities with amenities and flight information. Enjoy that peace of mind before you take off because you've worked hard and you deserve it!
Enjoy complimentary travel takaful coverage with Maybank Islamic World Elite Mastercard Ikhwan
Charge your full airfares to Maybank Islamic World Elite MasterCard Ikhwan card, you will receive complimentary travel takaful coverage of up to RM2 million which includes travel inconveniences such as missed flight connections, luggage delays and lost luggage of up to RM3,000.
On top of that, this complimentary travel takaful coverage will also cover funeral expenses under the "Khairat Kematian" category for up to RM2,500 in the event of an unfortunate accidental death while travelling.
All are subject to the terms and conditions of the policy.
Get 24/7 Mastercard global concierge service
Another important feature of this Islamic World Elite MasterCard Ikhwan card is the MasterCard 24-Hour Global Concierge Service. It connects you to a representative who speaks your preferred language in assisting with hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Charity donations via Waqaf and Zakat
True to the values that matter with an Islamic credit card that abides by Shariah laws, 0.2% (capped at RM100 per month) from cross-border spending on your Maybank Islamic World Elite Mastercard Ikhwan credit card will be donated to Waqaf and Zakat managed by Maybank Islamic. What this means is that you give a portion of all your spending back to charity.
Finance charges of Maybank Islamic World Elite Mastercard Ikhwan
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (p.a.) |
| Prompt repayment every month | 15% |
| Prompt repayment 10 out of 12 months | 17% |
| Prompt repayment of less than 10 out of 12 months AND new cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) and will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The change made on the finance charges will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle of your Maybank Islamic World Elite MasterCard Ikhwan are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
