10K TreatsPoints on first spend!Wherever you are around the world, enjoy exclusive privileges when you travel, dine, shop or golf with Maybank's Islamic World Mastercard Ikhwan.
Maybank Online Acquisition 2021 Credit Cards Campaign
Starting now until 31 December 2021, apply online via Maybank2U for any participating Maybank credit card(s) and increase your chances to bring home exciting rewards.
To participate in this campaign, you must be new-to-bank customers. Or if you already are an existing customer of either Maybank or Maybank Islamic Berhad who are residents of Malaysia, and do not own any Principal or Supplementary Maybank Credit Card yet, you are eligible to apply.
There are three (3) campaigns involving different Maybank card schemes. Below are the campaign mechanics. Terms and conditions apply.
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Campaign
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards | JBL Quantum 100 Wired Over-Ear Gaming Headset with Flip-up Mic | Minimum RM300 retail spend within the first 45 days from the card’s approval date | Now until 31 December 2021 |
| American Express Cards | Realme Buds Air 2 Neo | ||
| Maybank Mastercard | Huawei Band 4 |
Campaign 2: American Express Online Acquisition Cash Back Campaign
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| American Express Cards | Huawei Band 4 (Campaign 1) | Minimum RM300 retail spend within the first 45 days from the card’s approval date | Now until 31 December 2021 |
| RM100 Cash Back | Now until 31 March 2022 |
Campaign 3: Maybank Visa, Mastercard and American Express Online Acquisition Supplementary Cards Campaign
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Supplementary Cards | RM50 Cash Back | Minimum RM100 retail spend within the first 30 days from the card’s approval date | Now until 31 January 2022 |
| American Express Supplementary Cards | |||
| Maybank Mastercard Supplementary Cards |
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Gold Manchester United Supplementary Card | A pair of Manchester United mask | Minimum RM300 retail spend within the first 45 days from the card’s approval date | Now until 31 January 2022 |
| Maybank Manchester United Visa Infinite Supplementary Card | |||
| Maybank GRAB Mastercard | RM50 Grab Food Voucher |
Get 10,000 TreatsPoints with Maybank Islamic World Mastercard Ikhwan
Your Islamic World Mastercard Ikhwan card rewards you right from your first purchase. Regardless of the amount, 10,000 TreatsPoints will be rewarded to you.
Start collecting your TreatsPoints as 6,000 TreatsPoints can get you 1,000 Enrich Miles. This would mean that you are on your way to redeeming free flights for your next trip!
Here are ways you can earn TreatsPoints:
| 5X TreatsPoints | Every RM2 spend locally |
| 5X TreatsPoints | Every RM1 spend overseas |
| 1X TreatsPoints | On utilities, petrol, education, EzyPay and Insurance transactions |
Do note that no TreatsPoints are rewarded for Government bodies transaction.
5X Complimentary Access at Plaza Premium Lounge
Exclusively for World Mastercard Ikhwan cardholders, you are entitled to 5 times complimentary access throughout the year to Plaza Premium Lounges in Malaysia and around the world.
If you have guests with you, your accompanying guest will enjoy 20% savings each.
You can enjoy up to 3 hours of lounge use with food and beverages, internet access, international newspaper and magazines, international TV channels, shower facilities with amenities and flight information.
For globe-trotters who worry if you exceed the 5 complimentary passes, don't fret as you'll be given a 20% discount from the published walk-in rate.
You only need to present your credit card at the Plaza Premium Lounge's counter.
Click here for Plaza Premium Local Lounge List
Click here for Plaza Premium International Lounge List
Mastercard Airport Experience (MCAE) by LoungeKey
Elevate your airport experience prior to boarding with exclusive dining offers and savings at top participating retailers at over 400 airports worldwide.
With only USD 27 per person per visit, you can enjoy:
- Spa treatments prior to boarding
- Retail therapy with exclusive savings at top participating retailers
- Dining offers
- Lounge Access with space to rest in more than 850 lounges worldwide
Enjoy Complimentary Travel Takaful Coverage with Maybank Islamic World Mastercard Ikhwan
Charge your full airfares to Maybank Islamic World MasterCard Ikhwan card, you will receive a complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delay and lost luggage of up to RM3,000.
On top of that, this complimentary travel takaful insurance will also cover funeral expenses up to RM2,500 in the event of an unfortunate accidental death while traveling.
Mastercard Global Concierge Service
Another important feature of this Islamic World MasterCard Ikhwan card is the MasterCard 24-Hour Global Concierge Service.
The service connects you to a representative who speaks your preferred language in assisting with hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Dining and Golfing Privileges
With Maybank Islamic World Mastercard Ikhwan credit card, you get to enjoy a great discount up to 40% on your dining bills at Marriott Bonvoy Participating Hotels and Resorts in Malaysia.
Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!
That's not all, you can also practice your swing at golf clubs in Malaysia and overseas when you book with your Maybank Islamic World Mastercard Ikhwan credit card.
Please be noted that you need to spend a minimum amount of RM3,000 in the previous month to make the golf bookings.
Enjoy the dining and golfing privileges while you can, as they're only valid until 30 December 2020!
Waqaf & Zakat
True to the values that matter with an Islamic credit card that abides by Shariah laws, 0.2% (capped at RM100 per month) from cross border spend on your Maybank Islamic World Mastercard Ikhwan credit card will be donated to Waqaf and Zakat.
What this means is that you give a portion of all your spending back to charity.
Maybank Islamic World Mastercard Ikhwan Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges includes:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle of your Maybank Islamic World MasterCard Ikhwan are paid in full.
