10K TreatsPoints on first spend!
Wherever you are around the world, enjoy exclusive privileges when you travel, dine, shop or golf with Maybank's Islamic World Mastercard Ikhwan.
Maybank Credit Card Online Acquisition Campaign and Rewards
It’s exclusively the year of rabbits this Chinese New Year of 2023! Elevate your CNY celebration to the best one yet with Maybank Online Acquisition 2023 Credit Cards Campaign by taking home exclusive gifts for a limited time only. There are two (2) campaigns in which you can take part, so don’t miss this chance!
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Cash Back Campaign
From 1 January 2023 until 31 March 2023, the first 1,000 eligible customers every month throughout the Campaign Period can grab a one-time cashback prize worth RM100. Terms and conditions apply.
To be eligible for the cashback prize, you must be either a new-to-bank individual or an existing customer of Maybank and Maybank Islamic Berhad who is a resident of Malaysia and has yet to own any Maybank/Maybank Islamic principal credit card.
If you fall under either of those two eligible criteria, make an online application for a credit card via Maybank2u within the Campaign Period, wait for approval by the bank, and perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to participate in this campaign.
For easy reference, below is an illustration of the cashback reward and spending criteria.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
RM100 Cashback (capped at first 1,000 Eligible Customers every month throughout the Campaign Period) |
Minimum retail spend of RM300 within the first 45 days from card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards | |||
| Maybank American Express Cards |
Campaign 2: Maybank Visa, Mastercard and American Express Online Acquisition Exclusive Campaign
There are more high-valued one-time gifts up for grabs such as Apple AirPods, Garmin Smartwatch and Marshall Earbuds! This campaign starts on 1 January 2023 and is valid until 31 March 2023.
To participate, you must be either new-to-bank individuals or Maybank and Maybank Islamic Berhad customers who are residents of Malaysia and do not have any credit card issued by Maybank in Malaysia and are 21 years of age during the time of application.
To add on, you also must apply as a principal card member for any of the participating Maybank credit card schemes during the Campaign Period online at the Maybank2u website.
If you are eligible and already have your credit card application via Maybank2u approved, you are able to take home any of the prizes by transacting as high as you can on retail spending accumulated throughout the Campaign Period from your first principal card approval date.
For easy reference on this campaign, please check out the table below.
Please also note that the campaign spending requirement/criteria cannot be combined with the other cards applied at the same time. For full details, check out the terms and conditions.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
Vivomove Sport Garmin Smartwatch (capped at Top 50 Highest Spender by end of the Campaign Period) |
Accumulated highest retail spend by end of the Campaign Period from card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards |
Apple AirPods 2 (capped at Top 50 Highest Spender by end of the Campaign Period) |
||
| Maybank American Express Cards |
Marshall Minor III Earbuds (capped at Top 50 Highest Spender by end of the Campaign Period) |
Get 10,000 TreatsPoints with Maybank Islamic World Mastercard Ikhwan
Your Islamic World Mastercard Ikhwan card rewards you right from your first purchase. Regardless of the amount, 10,000 TreatsPoints will be rewarded to you.
Start collecting your TreatsPoints as 6,000 TreatsPoints can get you 1,000 Enrich Miles. This would mean that you are on your way to redeeming free flights for your next trip!
Here are ways you can earn TreatsPoints:
| 5X TreatsPoints | Every RM2 spend locally |
| 5X TreatsPoints | Every RM1 spend overseas |
| 1X TreatsPoint | On utilities, petrol, education, EzyPay and Insurance transactions |
Do note that no TreatsPoints are rewarded for Government bodies' transactions.
5X Complimentary Access at Participating Plaza Premium Lounges
Exclusively for World Mastercard Ikhwan cardholders, you are entitled to 5 times complimentary access throughout the year to participating Plaza Premium Lounges in Malaysia and overseas, subject to terms and conditions. Please read through the T&C to find out more details about this privilege.
You can enjoy up to 3 hours of lounge use with food and beverages, internet access, international newspaper and magazines, international TV channels, shower facilities with amenities and flight information.
And if you have guests with you, your accompanying guest will enjoy 20% savings each.
For globe-trotters who worry if you exceed the 5 complimentary passes, don't fret as you'll be given a 20% discount from the published walk-in rate.
Mastercard Airport Experience (MCAE) by LoungeKey
Elevate your airport experience prior to boarding with exclusive dining offers and savings at top participating retailers at over 400 airports worldwide.
With only USD 27 per person per visit, you can enjoy:
- Spa treatments prior to boarding
- Retail therapy with exclusive savings at top participating retailers
- Dining offers
- Lounge Access with space to rest in more than 850 lounges worldwide
Enjoy Complimentary Travel Takaful Coverage with Maybank Islamic World Mastercard Ikhwan
Charge your full airfares to Maybank Islamic World MasterCard Ikhwan card, you will receive complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delay and lost luggage of up to RM3,000.
On top of that, this complimentary travel takaful insurance will also cover funeral expenses up to RM2,500 in the event of an unfortunate accidental death while travelling.
Mastercard Global Concierge Service
Another important feature of this Islamic World MasterCard Ikhwan card is the MasterCard 24-Hour Global Concierge Service.
The service connects you to a representative who speaks your preferred language in assisting with hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Dining and Golfing Privileges
With the Maybank Islamic World Mastercard Ikhwan credit card, you get to enjoy a great discount of up to 40% on your dining bills at Marriott Bonvoy Participating Hotels and Resorts in Malaysia.
Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!
That's not all, you can also practice your swing at golf clubs in Malaysia and overseas when you book with your Maybank Islamic World Mastercard Ikhwan credit card.
Please note that you need to spend a minimum amount of RM3,000 in the previous month to make the golf bookings.
Enjoy the dining and golfing privileges while you can, as they're only valid until 31 December 2022!
Waqaf & Zakat
True to the values that matter with an Islamic credit card that abides by Shariah laws, 0.2% (capped at RM100 per month) from cross-border spending on your Maybank Islamic World Mastercard Ikhwan credit card will be donated to Waqaf and Zakat.
What this means is that you give a portion of all your spending back to charity.
Maybank Islamic World Mastercard Ikhwan Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (p.a.) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) and will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle of your Maybank Islamic World MasterCard Ikhwan are paid in full.
