Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i

Curated for the environmentally conscious, spend on selected sustainable merchants, earn cashback and TreatsPoints, and then track your carbon footprint per spending. Contribute to reforestation initiatives to offset it!

Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-iCashback on eco-friendly spend
Min. Income
RM3,000/month
Annual Fee
Free
Cashback
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Get rewarded for your spending! Earn 1% cashback at ESG-friendly (Environment, Social and Governance) merchants and 0.5% on other retail purchases when using contactless, Apple Pay, or Samsung Pay. Cashback is capped at RM35 monthly, and exclusions apply for petrol, airlines, government payments, JomPay, e-wallet reloads, cash advances, and utilities. NOTE: From 1 April until 31 December 2025, enjoy 8% cashback for your ESG-friendly spending - terms apply!

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Selected ESG-friendly Merchants1%RM35any amount monthly
Selected ESG-friendly Merchants (Cashback promotion is from 1 April until 31 December 2025)8%RM35any amount monthly
Other Retail Spending Using Contactless Payment, Apple Pay and Samsung Pay0.5%RM35any amount monthly

Rewards

Every RM1 spent earns you 1x Maybank TreatsPoint, which you can redeem for exciting rewards. Just remember, points are valid for 3 years, so don’t let them go to waste! Some exclusions apply, including petrol, airlines, government payments, JomPay, e-wallet reloads, and cash advances.

Maybank TreatsPoints
EarnSpend
1 point on every RM1on all purchases, except petrol, airlines, government bodies/JomPay, e-wallet reloads or cash advances

Premium

This isn’t just any credit card—it helps you track your carbon footprint based on your spending and lets you offset it by supporting reforestation projects, all through the MAE App or Maybank2u. Plus, enjoy exclusive perks like E-commerce Purchase Protection, Mastercard Concierge services, and special discounts on shopping, travel, entertainment, and more.

Balance Transfer

Clear your credit card debt with low-interest balance transfer plans starting at 0% for up to 36 months. Choose a repayment plan that suits your budget and manage your finances with ease.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card

Easy Payment Plans

Maybank EzyPay offers zero interest installments for up to 36 months at partner merchants. For everything else, EzyPay Plus lets you split payments into affordable monthly installments with low interest.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest instalment plan that lets you spread your payments up to 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash from 0% interest with a minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Islamic Ikhwan Card
Save more with the lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months — choose a plan that meets your needs!

Review

Go Green & Get Rewarded with Maybank Islamic myimpact Credit Card

Looking for a credit card that supports your eco-friendly lifestyle? The Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i is Malaysia’s first Shariah-compliant sustainable credit card that rewards you for making greener choices. Earn cashback, TreatsPoints, and even track your carbon footprint—all while enjoying exclusive Mastercard privileges.

Track & Offset Your Carbon Footprint

This card introduces Malaysia’s first Carbon Footprint Tracker and Carbon Offset program, allowing you to take real action for the environment.

  • Carbon Tracking – Estimates your carbon emissions based on your spending.
  • Carbon Offset – Reduce your impact by contributing to reforestation projects.
  • Easy Access – Manage everything via the Maybank MAE App or Maybank2u website.
  • Certified Contributions – Receive a certificate for every successful carbon offset.

Earn Up to 1% Cashback + 1x TreatsPoint on Every Ringgit Spent

Earn cashback when you spend on sustainable and ESG-friendly categories:

    • 1% Cashback on:
      • Public Transport (RapidKL, Easybook, Aeroline)
      • Ride-Hailing & Car Rentals (Grab, Socar)
      • EV Charging & Solar Energy (Verdant Solar, ERS Energy)
      • Education (Tenby Schools, Sri KDU, Beaconhouse)
      • Sports & Health (JD Sports, ClassPass, Celebrity Fitness)
      • Used & Repair Services (Mister Minit, Cash Converters)
    • 0.5% Cashback for contactless payments, Samsung Pay, or Apple Pay.
    • Cashback is capped at RM35 per month(excludes petrol, airlines, JomPAY, e-wallet reloads, utilities).
    • 1x TreatsPoint per RM1 spent on other transactions (valid for 3 years).

From 1 April 2025 until 31 December 2025, don't miss the chance to spend on ESG-friendly merchants to earn 8% cashback! For more details on this cashback promotion, click here.

Exclusive Mastercard Platinum Benefits

With your Maybank Islamic myimpact Ikhwan Mastercard Platinum, enjoy:

  • E-Commerce Purchase Protection – Shop online with confidence.
  • Mastercard Global Services – Get assistance anytime, anywhere.
  • Concierge Services – Travel, lifestyle, and dining perks at your fingertips.

No Annual Fees – Ever!

Enjoy all these benefits without any annual fees—just a RM25 Sales & Service Tax per year. Plus, there are:

  • No late payment charges.
  • No compounding management fees.

Who Can Apply?

You’re eligible for the Maybank Islamic myimpact Credit Card if you meet these criteria:

  • Malaysian or expatriate working in Malaysia
  • Minimum annual income of RM36,000

However, as this is a Shariah-compliant credit card, certain transactions are prohibited, including:

  • Alcohol, beer, wine, and liquor purchases
  • Tobacco products (cigar stores and stands)
  • Funeral services and crematories
  • Dating and matchmaking services
  • Gambling-related transactions, including:
    • Betting, casino chips, race track wagers
    • State lotteries and government-owned lotteries (Malaysia & abroad)
    • Licensed online casinos and horse/dog racing (US region)

By ensuring your transactions align with Shariah principles, you can fully enjoy the benefits of this ethical and eco-friendly credit card.

Documents Needed to Apply

Salaried Employees:

  • IC (both sides) or Passport.
  • Latest BE form with tax receipt.
  • Last 3 months' salary slips.
  • Last 6 months' bank statement.

Self-Employed:

  • IC (both sides) or Passport.
  • Business Registration Certificate.
  • Last 6 months' bank statement.

Expatriates:

  • IC (both sides) or Passport.
  • Employer letter confirming contract duration.

For a supplementary card, just provide a copy of the cardholder’s IC or Passport.

Start Making an Impact Today

Make every transaction count towards a greener future while enjoying exclusive rewards, cashback, and privileges. Apply for your Maybank Islamic myimpact Credit Card today!

Credit Card » Maybank

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