The Maybankard MasterCard Classic is great credit card for those just starting to build a line of credit. Why? First of all, it has global acceptance, with the availability of easy online banking, and travel insurance coverage - a privilege usually reserved for a premium line of credit cards. This will ensure your journey to being a modern day adult to be smooth and easy.
Convenience In Your Hands
No need to worry about if your Maybank card is accepted at your holiday destination - enjoy worldwide acceptance and instant cash withdrawal with over 892,000 ATMs the world over, with lasting relationships with banks in over 130 countries.
You will also be introduced to the wonders of online banking via Maybank2u, with simple bill payments by cash or cheque at all Maybank branches nationwide, including Cash/Cheque Deposit Machines or using standing instruction.
With every RM1 you spend, you will earn 1 TreatsPoint - use them to exchange for gifts and prizes via the Maybank TreatPoints Programme. Best part is, your reward points will never expire, so it's possible to finally redeem that prize you've had your eyes on forever!
However, the transactions related to petrol, utilities, education, insurance, EzyPay, EzyPay PLUS and government are not eligible to earn TreatsPoints.
Have A Safe Journey
Receive comprehensive travel insurance protection of up to RM300,000 when you pay for your all your travel arrangements in full to your Maybank MasterCard credit card.
With this being a MasterCard credit card, you will automatically have access to MasterCard Global Service (MGS). This is a world-class concierge service for when you are in need of any medical assistance, pre-trip information, travel and legal assistance in case of an emergency.
Low Interest Rates
The Maybankard Balance Transfer Programme is one of the benefits that comes with the Maybankard MasterCard Classic - useful for when you feel unable to cope with other debts such as your car loan, or electric bills.
With this programme, cardmembers can transfer their outstanding balances from other banks for up to 36 months at substantially lower interest rates, even for as low as 0% for 12 months, compared to the 15% - 18% p.a. interest charges charged regularly.
The minimum annual income is RM30000 for Malaysians to apply Maybankard MasterCard Classic. If you are an expatriate, you have to earn at least RM60000 in a year to qualify for the card application.