Free Travel InsuranceFull-On Travel Protection with Maybank MasterCard Gold
One aspect of security you can look at is travel insurance coverage worth RM300,000, effective whenever you charged your fare tickets in full to your Maybank MasterCard Gold.
This is in addition to cash benefits you will receive when faced with inconveniences during your travel such as lost/delayed luggage or missed/delayed flight.
To top that off, you will be truly blessed with the help of MasterCard Global Service (MGS).
Wherever you may be, have them a call for any emergencies that require immediate attention such as medical assistance, legal assistance and travel assistance (pre-trip information, cash advance, card/ticket replacement, lost luggage).
Maybank TreatsPoints Reward Program
Be in control of your purchasing power. Spend RM1 at any retails, in Malaysia or overseas, and earn 1x TreatsPoints, with no limit on your TreatsPoints accumulation.
On top of that, you will get 1x TreatsPoints for every RM1 spend on education institutions, utilities, insurance providers and 0% EzyPay.
If you come to think of it, the more you spent, the better as your TreatsPoints will get higher and higher, thus enabling you to redeem for much better gifts, benefits and privileges under Maybank TreatsPoints program.
Maybank MasterCard Gold Line of Credits
Having bulks of cash is good for rainy days. With that in mind, Maybank MasterCard Gold goes extra miles by offering a line of credits for you to manage your finance efficiently.
You can save on interest payment and have flexible repayment terms via Maybank Balance Transfer, Maybank EzyPay and Maybank EzyPay Plus.
What if you're in short of cash? Get instant cash at a competitive interest rate and flexible tenure via Maybank EzyCash or Maybank Cash Treats.
Easy to Handle
Getting a credit card means you have finally arrived in life - that also means you have the possibility of 'forgetting' to pay what you have owed.
Knowing that, Maybank has provided you with easy bill payments by cash or cheque via Maybank branches, CDM or standing instruction.
Your Maybank credit card will also be accepted anywhere else in the world at over 892,000 ATM machines, in over 130 countries - that's one too many countries to visit in one lifetime.
Your Eligibility to apply for Maybank MasterCard Gold
Any Malaysian individuals can apply for the Maybank MasterCard Gold - all you need to be eligible is a minimum yearly income of only RM36,000.
Maybank Credit Card Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank MasterCard Gold are carried forward from the previous month's statement cycle are paid in full.
