Anyone earning an income of at least RM5,000 per month will definitely have the means to indulge a little in life.
Maybank MasterCard Platinum may just be the right credit card to deliver the level of service and privileges desired.
It also offers a generous line of credit to cardholders.
MasterCard Moments with Maybank MasterCard Platinum
As a Maybank MasterCard Platinum credit cardholder, you are going to love indulging in a slew of benefits and privileges with MasterCard Moments, with a broad range of local and global experiences across dining, travel, retail and entertainment!
Who knows you might be golfing at any countries' prestigious and premium golf clubs, or simply basking under the tropical sun in Bali because the discounts and promotions are there all year round just for you!
Maybank TreatsPoints Program
Who doesn't love Maybank TreatsPoints Redemption Program?
Happening every year in a grandiose hall, packed with celebrities, game shows, performances and the many things you can redeem with your accumulated TreatsPoints.
Let this event be your motivation - for every Ringgit charged to your Maybank MasterCard Platinum in Malaysia, you will earn 1x TreatsPoints; 2x TreatsPoints will be awarded for every RM1 spent on retail overseas and for every spent during your birthday month!
Maybank Flexible Payment Plan
There are two choices of easy payment plans offered under this Maybank credit card: Maybank EzyPay and Maybank EzyPay Plus.
You can swipe away on any items and convert the big amount into small bite-size payments over the course of 24 months, or less, with Maybank EzyPay.
What's more, there is no interest on the amount you want to convert.
The minus point is that not all merchants participating in Maybank EzyPay. Therefore, Maybank EzyPay Plus to the rescue.
The payment mechanic is similar as to its predecessor except that you need to pay interest over the tenure you have selected. Still a win-win when come to think of it.
Maybank Balance Transfer Plan
A credit card can also be a tool to effectively manage your troubled finances.
With a brand new Maybank Platinum, you will be able to transfer your outstanding balances from other credit cards at low interest rates via a the Maybank Balance Transfer Program.
Your consolidated debts can be easily paid off at interest rates ranging from as low as 0% to as high as 0.75% per month, for up to 36 months.
Buy yourself time, and catch up with your other bills.
Maybank Platinum Credit Card - More Cash Benefits
There are situations where cash is still king.
Places such as community clinics, mom-and-pop stores and even parking machine would make your cards seem irrelevant.
Your Maybank credit card can help turn this around by providing cash advances (Maybank Cash Treats and Maybank EzyCash) so that you can meet whatever needs that require immediate attention.
Maybank MasterCard Platinum Finance Charge
What is the interest rate imposed on Maybank MasterCard Platinum repayments?
|Conditions of Repayments||Tiered Interest Rate (Per Annum)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment less than 10 out of 12 months AND New Cardmembers||18%|
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date.
This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank MasterCard Platinum are carried forward from the previous month's statement cycle are paid in full.