Maybank MasterCard Platinum

A distinctive card for those seeking exceptional service and worldwide recognition - automatic membership to the prestigious MasterCard Platinum Club.

Maybank MasterCard PlatinumMore shopping treats
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get rewarded for every Ringgit you have spent with Maybank MasterCard Platinum. Up to 2x TreatsPoints for grab and you will have a span of 3 years to collect and redeem these TreatsPoints with amazing gifts, vouchers, air miles and other privileges.

Maybank TreatsPoints
2 points on every RM1on your spending during birthday month
2 points on every RM1on all overseas retail
1 point on every RM1on all local retail
1 point on every RM1on education, insurance, utilities and 0% EzyPay


Charge your air ticket in full to Maybank MasterCard Platinum to be automatically covered up to RM700,000 travel insurance protection. Get compensated in cash when you faced with inconveniences during your travel.

Travel CoverageSum Insured
Travel InsuranceUp to RM700,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000


Enjoy exclusive dining, travel, retail and entertainment privileges with MasterCard Moments.

Balance Transfer

Have you been stretching your finances thin by paying for your credit card bill every month on top of your other loans? Maybank Balance Transfer offers interest rates as low as 0% and payment terms of up to 36 months for peace of mind.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Shop with a 0% interest rate and pay for your purchases over a period of up to 36 months. Imagine paying affordable monthly installments with zero interest on something that will cost you RM1,000 upfront. For all other purchases, you can opt to Maybank EzyPay Plus for low rates installment of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM50
6 months0% p.a. and no one-time upfront handling feeRM50
12 months0% p.a. and no one-time upfront handling feeRM50
18 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM550 primary card
  • RM150 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Minimum Annual Income
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months


Anyone earning an income of at least RM5,000 per month will definitely have the means to indulge a little in life. 

Maybank MasterCard Platinum may just be the right credit card to deliver the level of service and privileges desired. 

It also offers a generous line of credit to cardholders.

MasterCard Moments with Maybank MasterCard Platinum

As a Maybank MasterCard Platinum credit cardholder, you are going to love indulging in a slew of benefits and privileges with MasterCard Moments, with a broad range of local and global experiences across dining, travel, retail and entertainment!

Who knows you might be golfing at any countries' prestigious and premium golf clubs, or simply basking under the tropical sun in Bali because the discounts and promotions are there all year round just for you!

Maybank TreatsPoints Program

Who doesn't love Maybank TreatsPoints Redemption Program? 

Happening every year in a grandiose hall, packed with celebrities, game shows, performances and the many things you can redeem with your accumulated TreatsPoints. 

Let this event be your motivation - for every Ringgit charged to your Maybank MasterCard Platinum in Malaysia, you will earn 1x TreatsPoints; 2x TreatsPoints will be awarded for every RM1 spent on retail overseas and for every spent during your birthday month!

Maybank Flexible Payment Plan

There are two choices of easy payment plans offered under this Maybank credit card: Maybank EzyPay and Maybank EzyPay Plus.

You can swipe away on any items and convert the big amount into small bite-size payments over the course of 24 months, or less, with Maybank EzyPay. 

What's more, there is no interest on the amount you want to convert.

The minus point is that not all merchants participating in Maybank EzyPay. Therefore, Maybank EzyPay Plus to the rescue. 

The payment mechanic is similar as to its predecessor except that you need to pay interest over the tenure you have selected. Still a win-win when come to think of it.

Maybank Balance Transfer Plan

A credit card can also be a tool to effectively manage your troubled finances. 

With a brand new Maybank Platinum, you will be able to transfer your outstanding balances from other credit cards at low interest rates via a the Maybank Balance Transfer Program.

Your consolidated debts can be easily paid off at interest rates ranging from as low as 0% to as high as 0.75% per month, for up to 36 months.

Buy yourself time, and catch up with your other bills.

Maybank Platinum Credit Card - More Cash Benefits

There are situations where cash is still king. 

Places such as community clinics, mom-and-pop stores and even parking machine would make your cards seem irrelevant.

Your Maybank credit card can help turn this around by providing cash advances (Maybank Cash Treats and Maybank EzyCash) so that you can meet whatever needs that require immediate attention.

Maybank MasterCard Platinum Finance Charge

What is the interest rate imposed on Maybank MasterCard Platinum repayments?

Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fees and Charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges

Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. 

This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.

In fact,  you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank MasterCard Platinum are carried forward from the previous month's statement cycle are paid in full.