Maybank Pantai American Express Credit Card credit card

Maybank Pantai American Express Credit Card

The Pantai American Express Credit Card gives you all the privileges of American Express membership, as well as savings and cashback at Pantai Hospitals

  • 13.5% p.a. interest rate
  • 20 days interest-free period
  • up to 2% cashback
  • 4.5% p.a. balance transfer over 24 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Cashback
2% to 10% cashback on hospital charges at Pantai Hospitals and Gleneagles Kuala Lumpur. Cashback is capped at RM100 per Basic Cardmember per month
Discover how much you can save when you shop with your new Maybank Pantai American Express Credit Card
Cashback CategoryCashback RateMonthly CapSpend
 Spendup to RM20002%RM40up to RM2000
Rewards
Earn 5X TreatsPoints at Guardian, 2X TreatsPoints for all spend elsewhere (excluding Pantai Hospital)
Balance Transfer
Maybank Balance Transfer offers interest rates as low as 0.375% and payment terms up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months12% p.a. and no one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Amex Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms from 3 to 24 months, at 0% interest, on purchases from approved merchants. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Premium
Savings of up to 20% for Pantai Hospitals' and Gleneagles Kuala Lumpur suites, and up to 10% on all hospital charges during admission. To cover your debts during troubling times, the Credit Care Plan is there to help you out with your debts for up to RM100000

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5000

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Amex Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.