Maybank Visa Infinite

Get 5x TreatsPoints on overseas spending and 2x TreatsPoints for local spending, plus 10,000 TreatsPoints upon activation. Enjoy golf, dining, access to selected airport lounges, and hotel privileges!

Maybank Visa InfiniteGlobal Travel Perks!
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


You'll earn 2x TreatsPoints for every RM1 spent locally, and a generous 5x TreatsPoints whenever you spend overseas. To top that off, you'll also be getting free 10,000 TreatsPoints upon card activation. Your points will expire in 3 years and can be used to redeem amazing prizes such as gadgets, vouchers and air miles (7,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles).

Maybank TreatsPoints
5 points on every RM1on all overseas retail spending (except government bodies)
2 points on every RM1on all local retail spending (except government bodies)
1 point on every RM1on petrol, utilities, education, insurance and EzyPay Instalment (except government bodies)


TreatsPoints can be converted to Enrich Miles, KrisFlyer Miles or Asia Miles at a low conversion rate of 7,000 TreatsPoints for 1,000 Air Miles. Always late to the airport? Skip the queues and fast-track your immigration check with Visa Airport Speed Pass. In addition, enjoy 5x free access to participating Plaza Premium Lounges in Malaysia and overseas. Furthermore, don't forget to charge all your travel fares with this card to enjoy complimentary travel insurance worth up to RM2 million, which includes travel inconveniences such as flight delays, luggage loss, etc. All privileges are subject to T&C.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000


Complimentary unlimited Green Fees for card members to play at participating premium golf clubs in Malaysia and internationally, subject to a minimum spending of RM5,000 in the previous month. Additionally, enjoy up to 40% on dining (excluding alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia. Both privileges are valid until 31 December 2023 and are subject to terms and conditions.

Balance Transfer

Maybank Balance Transfer offers interest rates as low as 0% and payment terms up to 36 months - allow your new Maybank credit card to help you buy time to pay off your other financial obligations.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt for Maybankard EzyPay Plus for low rates instalments of up to 24 months. No penalty fee for early payment.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year

    Waived when you spend RM80,000 for subsequent years

    4 free supplementary cards but for the 5th supplementary card onwards, RM400 will be charged

  • RM400 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates


Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.


Exclusivity at the palm of your hands - we mean that in the literal sense, as you will be smiling to yourself as you hit a hole-in-one at the world's most prestigious country golf clubs. 

With Maybank Visa Infinite, take a plunge into infinity and experience a world of benefits and privileges.

Maybank Online Acquisition 2023 Credit Cards Campaign

Maybank Credit Cards Online Acquisition Campaign 2023

From 1 October 2023 until 31 December 2023 (“Campaign Period”), be the first 150 eligible customers (first 50 customers every month per card scheme) throughout the Campaign Period to grab an RM200 cashback prize. Terms and conditions apply!

Here’s an illustration of the campaign mechanics:

Card Scheme Prize Spend Criteria Campaign Period
Maybank/Maybank Islamic Visa Cards RM200 Cashback (capped at the first 50 eligible customers per card scheme every month)   Minimum retail spend of RM300 within the first 45 days from the card approval date   1 October 2023 - 31 December 2023  
Maybank/Maybank Islamic Mastercard Cards
Maybank/Maybank Islamic American Express Cards

To be eligible for the prize, you must be either:

  • New-to-bank individuals; or
  • Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic

If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:

  • Make an online application for any of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
  • Complete the e-application form and upload all the required supporting documents
  • Wait for approval from the bank
  • Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible

If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

Enjoy Golf Privileges with Maybank Visa Infinite

Have exclusive access to the most premium country clubs in Malaysia, such as the world-class Tropicana Golf & Country Club in Kuala Lumpur to enjoy complimentary golf sessions for an unlimited number of rounds!

But who plays golf alone? Your guests will be able to save up to 10% on green fees. No minimum paying guest requirement if all hold Principal Maybank World MasterCard and Visa Infinite. 

Please take note that cardholders must spend a minimum amount of RM5,000 in the previous month and the promotion is valid until 31 December 2023. Find more details about this privilege through the T&C here.

Click here to view the list of participating golf clubs

Exchange TreatsPoints for Amazing Gifts and Air Miles

Earn 2x TreatsPoints for every RM1 you spend locally, while you will earn 5x TreatsPoints for every RM1 spent overseas. 

Maybank will also give you a head start by awarding you 10,000 TreatsPoints upon card activation. 

Also, you will earn 1x TreatsPoints on petrol, utilities, education, insurance transactions and EzyPay instalments. 

Be honest now - owning the Maybank Visa Infinite definitely means you're already in the driver's seat in life, soaking up all there is to see in the world. 

Thankfully, Maybank will enable you to convert your TreatsPoints at excellent rates, 1,000 Air Miles (Enrich Miles, KrisFlyer Miles and Asia Miles) for only 7,000 TreatsPoints for both major airlines in Malaysia and Singapore.

Complimentary Access to Airport Lounge

Relax at premium airport lounges worldwide with this Maybank credit card. Enjoy 5x completely free access annually to selected airport lounges locally and overseas.

Enjoy free Wi-Fi internet connection and food and beverage served by attentive staff. Your accompanying guest(s), if any, are entitled to a 20% discount on the applicable walk-in rates. Terms and conditions apply.

Click here to view the Plaza Premium Local Lounge List

Click here to view the Plaza Premium International Lounge List

Free Travel Insurance for Maybank Visa Infinite Cardholders

Your work and lifestyle are taking you to places that require a lot of time spent up in the air, if not on the road.

Therefore, it is wise for you to charge your next FULL travel ticket to your Maybank Visa Infinite to enjoy the benefit of free Travel Insurance coverage of up to RM2 million! 

And that's not all, you will also be compensated for inconveniences such as lost/delayed luggage or missed/delayed flights up to RM3,000. 

Now you don't have to worry about not having the right power suit to walk into an important meeting, use the cash benefit to tailor one!

Maybank Visa Infinite Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge was only imposed on the below that were not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are fully settled.

All fees and charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Visa Infinite are carried forward from the previous month's statement cycle and are paid in full.

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