Maybank Visa Platinum

Distinctive Visa card for people seeking a generous line of credits and TreatsPoints on retail, petrol, utilities and even Maybank EzyPay!

Maybank Visa PlatinumAll year discounts!
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn 1x Maybank TreatsPoints for every Ringgit you spend locally and 2x on every overseas spend, all year long! Plus you will get 2x TreatsPoints for every spend made during your birthday month.

Maybank TreatsPoints
2 points on every RM1on your spending during birthday month
2 points on every RM1on all overseas spend
1 point on every RM1on all local spend
1 point on every RM1on education, insurance, utilities and 0% EzyPay


With every travel ticket charged to your Maybank Visa Platinum, you can stop having cold feet for being 30,000 feet above the ground as you are covered with a travel insurance up to RM700,000.

Travel CoverageSum Insured
Travel InsuranceUp to RM700,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Balance Transfer

Maybank Balance Transfer offers interest rates as low as 0% and repayment terms of up to a maximum of 36 months - that's 3 whole years to make amends with your money. Don't let owning a credit card be a burden to your lifestyle.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months, at 0% interest for purchases with participating merchants. For all other purchases, you can opt to Maybank EzyPay Plus for low rates installment of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM50
6 months0% p.a. and no one-time upfront handling feeRM50
12 months0% p.a. and no one-time upfront handling feeRM50
18 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM550 primary card
  • RM150 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months


Seeking a platinum credit card to cater to your high-roller needs? 

Get familiar with the Maybank Visa Platinum to enjoy worldwide benefits and privileges, with exclusive memberships to the world's most prestigious clubs and societies, and a line of credit that is tailor-made to your needs.

Maybank Visa Platinum - Generous Reward Points

These are not your normal reward points, this Maybank TreatsPoints is so generous it lets you get your hands on whatever you've been eyeing for the longest time and rewards you for doing so. 

For every Ringgit you have credited on retail, education, insurance, utilities spent in Malaysia and 0% EzyPay, you will earn 1x TreatsPoints. 

In addition, for similar purchases made overseas, you will earn 2x TreatsPoints. It doesn't end just there, you can earn 2x TreatsPoints on all spending made throughout your birthday month.

Flexible Payment Plan

There are two choices of easy payment plans offered under this Maybank credit card: Maybank EzyPay and Maybank EzyPay Plus. 

You can swipe away on any items and convert the big amount into small bite-size payments over the course of 24 months, or less, with Maybank EzyPay. 

What's more, there is no interest on the amount you want to convert. 

The minus point is that not all merchants participating in Maybank EzyPay. Therefore, Maybank EzyPay Plus to the rescue. 

The payment mechanic is similar to its predecessor except that you need to pay interest over the tenure you have selected. 

Still a win-win when come to think of it.

Balance Transfer Plan

A credit card can also be a tool to effectively manage your troubled finances. 

With a brand new Maybank Visa Platinum, you will be able to transfer your outstanding balances from other credit cards at low interest rates via the Maybank Balance Transfer Program.

Your consolidated debts can be easily paid off at interest rates ranging from as low as 0% to as high as 0.75% per month, for up to 36 months. 

Buy yourself time, and catch up with your other bills.

More Cash Benefits with Maybank Visa Platinum

There are situations where cash is still king. Places such as community clinics, mom-and-pop stores and even parking machines would make your cards seem irrelevant. 

Your Maybank credit card can help turn this around by providing cash advances (Maybank Cash Treats and Maybank EzyCash) so that you can meet whatever needs that require immediate attention.

Maybank Visa Platinum Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fees and Charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges

Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. 

This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.

In fact,  you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank Visa Platinum are carried forward from the previous month's statement cycle are paid in full.