Seeking a platinum credit card to cater to your high-roller needs?
Get familiar with the Maybank Visa Platinum to enjoy worldwide benefits and privileges, with exclusive memberships to the world's most prestigious clubs and societies, and a line of credit that is tailor-made to your needs.
Maybank Visa Platinum - Generous Reward Points
These are not your normal reward points, this Maybank TreatsPoints is so generous it lets you get your hands on whatever you've been eyeing for the longest time and rewards you for doing so.
For every Ringgit you have credited on retail, education, insurance, utilities spent in Malaysia and 0% EzyPay, you will earn 1x TreatsPoints.
In addition, for similar purchases made overseas, you will earn 2x TreatsPoints. It doesn't end just there, you can earn 2x TreatsPoints on all spending made throughout your birthday month.
Flexible Payment Plan
There are two choices of easy payment plans offered under this Maybank credit card: Maybank EzyPay and Maybank EzyPay Plus.
You can swipe away on any items and convert the big amount into small bite-size payments over the course of 24 months, or less, with Maybank EzyPay.
What's more, there is no interest on the amount you want to convert.
The minus point is that not all merchants participating in Maybank EzyPay. Therefore, Maybank EzyPay Plus to the rescue.
The payment mechanic is similar to its predecessor except that you need to pay interest over the tenure you have selected.
Still a win-win when come to think of it.
Balance Transfer Plan
A credit card can also be a tool to effectively manage your troubled finances.
With a brand new Maybank Visa Platinum, you will be able to transfer your outstanding balances from other credit cards at low interest rates via the Maybank Balance Transfer Program.
Your consolidated debts can be easily paid off at interest rates ranging from as low as 0% to as high as 0.75% per month, for up to 36 months.
Buy yourself time, and catch up with your other bills.
More Cash Benefits with Maybank Visa Platinum
There are situations where cash is still king. Places such as community clinics, mom-and-pop stores and even parking machines would make your cards seem irrelevant.
Your Maybank credit card can help turn this around by providing cash advances (Maybank Cash Treats and Maybank EzyCash) so that you can meet whatever needs that require immediate attention.
Maybank Visa Platinum Finance Charge
What is the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (Per Annum)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment less than 10 out of 12 months AND New Cardmembers||18%|
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date.
This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank Visa Platinum are carried forward from the previous month's statement cycle are paid in full.