Premium Lifestyle Benefits
5% cashback with Maybank Visa Signature
How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget.
With the Maybank Visa Signature, you'll put money back into your pocket with cash rebates of up to 5% when pumping at the fuel station or filling up your grocery bag at the local supermarket, capped at RM88 each month.
Don't think RM88 is a lot? Well, let's take a look at the bigger picture. If you maximise your savings each month, you'll be enjoying an extra RM1,056 for the whole year.
What can you do with that money? Keep it in a savings account or fixed deposit, be a prudent spender and manage your money well!
Collect more rewards with Maybank TreatsPoints
It's not all too common to find a credit card that offers both cashback AND reward points but that's exactly what the Maybank Visa Signature credit card offers.
With every swipe you make locally or overseas (except for petrol, groceries and government bodies), you can earn 1x TreatsPoints and 5x TreatsPoints respectively. The reward points are not only for gift redemption but can also be converted to cashback as every 50,000 TreatsPoints earn you RM100 cashback.
And...(wait for it)....every 20,000 TreatsPoints will give you 1,000 Enrich Miles, KrisFlyer Miles or Asia Miles!
However, please note that any government-related transaction, petrol or JomPay transaction is not eligible for the TreatsPoints.
Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoints:
- Education Institutions
- Insurance Providers
- Utilities
- 0% EzyPay Instalment
Complimentary travel insurance coverage from Maybank Visa Signature
Travel with peace of mind, whether it is for school holidays or business demands.
Simply charge your full flight fare to your Maybank Visa Signature to be automatically covered with complimentary travel insurance coverage of up to RM2 million and travel compensation of up to RM3,000 for events such as delayed or lost luggage and a missed flight.
24/7 Visa Signature Concierge Service
Whether you're home or abroad, you can have exclusive access to personalised concierge services 24 hours a day, 7 days a week, exclusively by Visa Signature.
The service is available in seven languages – Cantonese, English, Japanese, Korean, Malay, Mandarin and Thai.
The main services provided are travel information and assistance, business services, and entertainment planning. Have a group of friends or clients you'd want to plan an outing for? Call 'em up!
Great credit extensions by Maybank
Here are some of the lines of credit and banking facilities you can avail yourself of under the Maybank Visa Signature credit card:
- Maybank CashTreats
- Maybank EzyPay / EzyPay Plus
- Maybank Balance Transfer Plan
What is the interest rate of Maybank Visa Signature?
The interest rate is between 15% per annum to 18% per annum depending on the condition of your repayments. They are illustrated below.
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on this finance charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Visa Signature are carried forward from the previous month's statement cycle and are paid in full.
Who is eligible for this credit card and what are the required documents?
Any Malaysian or expatriate working in Malaysia with an annual income ranging between RM70,000 to RM100,000 is eligible to apply for the Maybank Visa Signature card.
To apply as the principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
To apply for a supplementary card, please prepare a copy of the cardholder's IC (both sides) or Passport.
