Maybank Visa Signature credit card

Maybank Visa Signature

Take your lifestyle to the next level. Enjoy VIP treatment with VISA speed pass and 24 hours concierge service.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM583.00 annual fee
  • Earn up to 5x reward points 

Apply online now for Maybank Visa Signature

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Get 5% cash rebate whenever you spend locally on your weekly petrol and groceries. Capped at RM88 monthly - now isn't that an auspicious number!
Discover how much you can save when you shop with your new Maybank Visa Signature
Cashback CategoryCashback RateMonthly CapSpend
Petrol and GroceriesSpendany amount monthly5%RM88any amount monthly
Rewards
Earn Reward Points on your spending except petrol and groceries. Every RM1 spent locally rewards you with 1 TREATSPoint while each RM1 spent abroad earn 5 TREATSPoints. Get this - your points can be converted to RM100 cashback for every 40000 TREATPoints, no cap.
Maybank TreatsPoints
EarnSpent
1 point on every RM1on all local retail
5 points on every RM1on all overseas retail
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Transfer your exisiting debts to your brand new Maybank credit card to enjoy 12-month interest of 0% with one-time upfront interest at 3%. Minimum credit transfer amount is RM1,000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Shop till you drop! Enjoy interest as low as 0% for up to 24 months on your shopping spree! Why pay for the whole month when you can convert big ticket items to easy monthly instalments? For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Need to drive every day to work and send the kids to school? Loosen up your monthly budget with 5% cash back at petrol stations nationwide, capped at a maximum of RM88.
Travel
Have peace of mind when you touchdown at the airport with travel PA insurance up to RM2 million plus benefits for loss or delayed luggage and flights.
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Missed FlightUp to RM1000
Lost LuggageUp to RM3000
Delayed LuggageUp to RM1000
Premium
Busy globetrotting? Have the convenience of Visa Signature concierge service in 7 different languages, 24 hours a day and 7 days of the week!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM583.00
  • Free for first year
  • Waived when you spend RM50,000 for subsequent years
  • 4 free supplementary cards
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM70000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Visa Signature review

What's so good (or not so good) about it?

5% Cash Back

How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget. With the Maybank Visa Signature, you'll put money back into your pocket with cash rebates of up to 5% when pumping at the fuel station or filling up your grocery bag at the local supermarket, capped at RM88 each month.

Don't think RM88 is a lot? Well, let's take a look at the bigger picture - If you maximise your savings each month, you'll be enjoying an extra RM1056 for the whole year. What can you do with that money? Keep it in a savings account or fixed deposit - be a prudent spender and manage your money well!

Rewards Points

It's not all too common to find a credit card that offers both cash back AND reward points - but that's exactly what this Maybank credit card offers. Earn Maybank TREATSPoints when you shop locally or overseas. With each RM1 spent in Malaysia, you can earn 1 TREATSPoints while RM1 spent abroad rewards you with 5x TREATSPoints. The reward points is not only for gift redemption but can also be converted to cashback! Moreover, each 40000 TREATSPoints earns you RM100 cashback.

However, the following transactions are not eligible for TREATSPoints.

  • Government-related 
  • Utilities
  • Petrol
  • Education
  • Insurance
  • Maybankard EzyPay 
  • Maybankard EzyPay PLUS

Valet Club Membership

The Valet Club (TVC) is an exclusive program for Visa Signature cardholders that offers luxury and convenient valet parking service at hotspots all around PJ and Klang. It is subjected to a maximum of 3 hours per day, per location. An additional RM5 will be charged for each hour you exceed.

Just present your Maybank Visa Signature to enjoy the free valet service, limited to 400 times a month. These free valet hotspots are available at hotels, shopping malls, airports and hospitals.

24/7 Concierge Service

Whether you're home or abroad, you can have exclusive access to personalised conceirges services 24 hours a days, 7 days a week. The service is available in 7 languages – Cantonese, English, Japanese, Korean, Malay, Mandarin and Thai. The main services provided are travel information and assistance, business services, and entertainment planning - got a group of friends or clients you'd want to plan an outing for? Call em' up!

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