Maybank Visa Signature

A card that pays for your lifestyle with up to 5x TreatsPoints for grab and 5% cashback on petrol and groceries spends. Enjoy VIP treatment with VISA speed pass and 24-hour concierge service.

Maybank Visa SignaturePremium Lifestyle
Min. Income
RM5,833.33/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 4.5% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Maybank Exclusive Gift
worth RM459
when you apply through RinggitPlus3

Maybank Exclusive Gift

Cashback

Get 5% cash rebate whenever you spend locally on your weekly petrol and groceries. Capped at RM88 monthly - now isn't that an auspicious number!

Cashback categoryCashback rateMonthly capSpend
Petrol and Groceries5%RM88any amount monthly

Rewards

Earn TreatsPoints on your spending except petrol and groceries. Every RM1 spent locally rewards you with 1x TreatsPoints while each RM1 spent abroad earn 5x TreatsPoints. Convert your points into RM100 cashback for every 50,000 TreatsPoints, no limit.

Maybank TreatsPoints
EarnSpend
1 point on every RM1on all local retail
5 points on every RM1on all overseas retail

Petrol

Need to drive every day to work and send the kids to school? Loosen up your monthly budget with 5% cashback at petrol stations nationwide, capped at a maximum of RM88.

Travel

Have peace of mind when you touchdown at the airport with travel PA insurance up to RM1 million plus benefits for loss or delayed luggage and flights.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Travel InsuranceUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Premium

Busy globetrotting? Have the convenience of Visa Signature concierge service in 7 different languages, 24 hours a day and 7 days of the week!

Balance Transfer

Transfer your exisiting debts to your brand new Maybank credit card to enjoy 12-month interest of 0% with one-time upfront interest at 3%. Minimum credit transfer amount is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Shop till you drop! Enjoy interest as low as 0% for up to 24 months on your shopping spree! Why pay for the whole month when you can convert big ticket items to easy monthly instalments? For all other purchases, you can opt to Maybankard EzyPay Plus for low rates instalment of up to 24 months.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM550 primary card

    Free for first year,you spend RM30,000 for subsequent years,4 free supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM70,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review

5% CashBack

How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget.

With the Maybank Visa Signature, you'll put money back into your pocket with cash rebates of up to 5% when pumping at the fuel station or filling up your grocery bag at the local supermarket, capped at RM88 each month.

Don't think RM88 is a lot? Well, let's take a look at the bigger picture - If you maximise your savings each month, you'll be enjoying an extra RM1,056 for the whole year. What can you do with that money? Keep it in a savings account or fixed deposit - be a prudent spender and manage your money well!

Rewards Points

It's not all too common to find a credit card that offers both cashback AND reward points - but that's exactly what Maybank Visa Signature credit card offers. Earn Maybank TreatsPoints when you shop locally or overseas.

With each RM1 spent in Malaysia (except for petrol and groceries), you can earn 1x TreatsPoints while RM1 spent abroad rewards you with 5x TreatsPoints. The reward points is not only for gift redemption but can also be converted to cashback!

Moreover, each 50,000 TreatsPoints earns you RM100 cashback. And...(wait for it)....every 10,000 Treats Air Miles will give you 1,000 Enrich Miles!

However, the following transactions are not eligible for TreatsPoints.

  • Government-related
  • JomPay

Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoints:

  • Education Institutions
  • Insurance Providers
  • Utilities
  • 0% EzyPay

Personal Accident Coverage

Travel with peace of mind, whether it is for school holiday or business demand. Charge your full fare to your Maybank Visa Signature to be automatically covered with a personal accident insurance cover up to RM1 million and travel compensation up to RM3,000 for events such as delayed or lost luggage and missed flight.

24/7 Concierge Service

Whether you're home or abroad, you can have exclusive access to personalised concierges services 24 hours a days, 7 days a week. The service is available in 7 languages – Cantonese, English, Japanese, Korean, Malay, Mandarin and Thai.

The main services provided are travel information and assistance, business services, and entertainment planning - got a group of friends or clients you'd want to plan an outing for? Call em' up!

Credit Extensions

Here are some of the line of credits and banking facilities you can avail under Maybank Visa Signature credit card:

  • Maybank CashTreats
  • Maybank EzyPay / EzyPay Plus
  • Maybank Balance Transfer Plan
  • Maybank Touch 'N Go Zing Card