Premium Lifestyle Benefits
Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign
Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.
There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.
RM20 Cash Prize:
- 800 total winners throughout the month
- 200 winners chosen each week (first-come, first-served)
- Just apply for a credit card to qualify!
Nintendo Switch 2:
- 16 lucky winners randomly selected
- Must spend at least RM300 within 30 days of card approval
Am I Eligible?
You can join this campaign if you meet these basic requirements:
- Malaysian citizen living in Malaysia
- 21 years old or above
- Don't currently hold any Maybank credit cards
- Apply through the Maybank2u website or the MAE app only
Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.
How to Win the RM20 Cash?
Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:
- You'll receive an MAE app notification within 90 days
- RM20 will be credited directly to your account
- Keep your account active to receive the prize
How to Win the Nintendo Switch 2?
The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:
- Minimum RM300 in retail transactions within 30 days
- Spending cannot be combined across multiple new cards
- Supplementary cardholders' spending counts toward the main cardholder
- After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.
Important Things to Remember
Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:
- Prizes cannot be exchanged for cash or other items
- Must be reachable by phone if selected for Nintendo Switch 2
- Account must remain active to receive cash prizes
- Winners suspected of fraud will be disqualified
Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.
Maybank Visa Signature Credit Card: Premium Rewards, Cashback & Exclusive Perks
Looking for a credit card that offers high cashback, exclusive travel privileges, and premium lifestyle benefits? The Maybank Visa Signature Credit Card is designed for frequent spenders who want to maximize savings and enjoy VIP experiences while spending on dining, travel, and daily essentials. With no annual fee and a wide range of benefits, this card is a great choice for savvy consumers who want to make the most out of their spending.
Maximize Your Cashback & Rewards with Maybank TreatsPoints
The Maybank Visa Signature Credit Card allows you to earn generous cashback and TreatsPoints, helping you save while you spend:
- 5% cashback on dining, groceries, and petrol transactions (capped at RM88 per month). That’s up to RM1,056 in savings per year when you maximize this benefit!
- 1x TreatsPoints for every RM1 spent on all other local retail transactions, allowing you to accumulate points for rewards.
- 5x TreatsPoints for every RM1 spent on overseas transactions, making this an excellent choice for international travelers.
- Redeem TreatsPoints for gifts, vouchers, air miles (Enrich Miles, KrisFlyer Miles, Asia Miles), or cashback. Every 50,000 TreatsPoints = RM100 cashback!
Pro Tip: Plan your big purchases around cashback categories to optimize your savings. Using this card for groceries, dining, and petrol ensures consistent monthly cashback returns. If you frequently travel overseas, the 5x TreatsPoints on foreign transactions can also be a fantastic way to earn air miles quickly.
Exclusive Travel & Lifestyle Perks
Frequent travelers will enjoy complimentary travel insurance, concierge services, and global privileges:
- Complimentary Travel Insurance up to RM2 million when you charge your full flight fare to the card. Additional travel inconveniences such as lost baggage or flight delays are covered up to RM3,000.
- Visa Airport Speed Pass, allowing you to enjoy priority clearance at selected international airports for a smooth travel experience.
- 24/7 Visa Concierge Service available worldwide in seven languages (English, Malay, Mandarin, Cantonese, Korean, Japanese, Thai) to assist with hotel bookings, restaurant reservations, event planning, and more.
- Access to Visa Signature Privileges, including discounts and exclusive offers on shopping, dining, entertainment, and travel worldwide.
- Worldwide Acceptance at millions of merchants and online platforms globally, making it an excellent card for frequent international travelers.
Why This Matters: If you frequently travel for work or leisure, having up to RM2 million in travel insurance and priority airport access can be a game-changer. You also gain peace of mind with 24/7 concierge services that can assist with bookings and travel arrangements no matter where you are.
Extra Perks & Features by Maybank
Aside from cashback and travel benefits, the Maybank Visa Signature Credit Card also offers flexible credit options and financial solutions:
- Maybank EzyPay & EzyPay Plus – Convert big purchases into 0% interest installment plans for up to 36 months.
- Maybank Cash Treats – Get quick cash when you need it with an easy cash advance feature.
- Balance Transfer Plan – Consolidate credit card debts into one with low interest rates, helping you manage repayments efficiently.
- No Annual Fee – Free for Life! Enjoy premium benefits with zero annual fees, making this card an affordable yet luxurious choice. Only the RM25 Sales & Service Tax applies annually.
Pro Tip: If you're someone who prefers flexible payment plans, the 0% EzyPay installment plan is a great way to manage large purchases without worrying about high interest rates.
Competitive Interest Rate of Maybank Visa Signature
The interest rate is between 15% per annum to 18% per annum depending on the condition of your repayments. They are illustrated below.
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers |
18%
|
You will still enjoy a 20-day interest-free period if the previous month’s outstanding balance is fully paid on time.
A 1% late payment charge (minimum RM10, maximum RM100) applies if the minimum payment is not made by the due date.
Understanding Finance Charges: If you're someone who clears their credit card balance every month, you won't have to worry about interest charges. However, if you tend to carry a balance, making prompt payments can save you from paying the highest tier of interest (18% per annum).
Eligilibility & Required Documents
To apply for this credit card, you must meet the following requirements:
- Malaysian citizen or expatriate working in Malaysia
- Minimum annual income of RM70,000
Required Documents
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest 3 months’ salary slips
- Latest 6 months’ savings/current account statement
For self-employed individuals:
- Copy of IC (both sides) or Passport
- Business registration certificates
- Latest 6 months’ company/personal bank statement
For expatriates:
- Letter from employer confirming employment contract duration in Malaysia
Pro Tip: Having all your documents ready in advance can help speed up the approval process. If you're an expatriate, make sure your employment contract is valid for at least a year for better chances of approval.
Final Thoughts: Should You Apply?
If you're searching for a credit card that combines cashback rewards, travel benefits, and financial flexibility, the Maybank Visa Signature Credit Card is a top-tier option. With no annual fee, premium privileges, and high earning potential on TreatsPoints and cashback, this card is perfect for individuals who enjoy a rewarding lifestyle, frequent travel, and smart money management.
- Best For: High spenders who frequently dine out, drive, travel, or make large purchases.
- Not Ideal For: Those who do not meet the minimum income requirement or rarely spend on cashback-eligible categories.
