5% CashBack with Maybank Visa Signature
How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget.
With the Maybank Visa Signature, you'll put money back into your pocket with cash rebates of up to 5% when pumping at the fuel station or filling up your grocery bag at the local supermarket, capped at RM88 each month.
Don't think RM88 is a lot? Well, let's take a look at the bigger picture - If you maximise your savings each month, you'll be enjoying an extra RM1,056 for the whole year.
What can you do with that money? Keep it in a savings account or fixed deposit - be a prudent spender and manage your money well!
It's not all too common to find a credit card that offers both cashback AND reward points - but that's exactly what Maybank Visa Signature credit card offers.
Earn Maybank TreatsPoints when you shop locally or overseas.
With each RM1 spent in Malaysia (except for petrol and groceries), you can earn 1x TreatsPoints while RM1 spent abroad rewards you with 5x TreatsPoints.
The reward points is not only for gift redemption but can also be converted to cashback!
Moreover, every 50,000 TreatsPoints earns you RM100 cashback. And...(wait for it)....every 10,000 Treats Air Miles will give you 1,000 Enrich Miles!
However, the following transactions are not eligible for TreatsPoints.
Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoints:
- Education Institutions
- Insurance Providers
- 0% EzyPay
Free Personal Accident Coverage from Maybank Visa Signature
Travel with peace of mind, whether it is for school holiday or business demand.
Charge your full fare to your Maybank Visa Signature to be automatically covered with a personal accident insurance cover up to RM1 million and travel compensation up to RM3,000 for events such as delayed or lost luggage and a missed flight.
24/7 Concierge Service
Whether you're home or abroad, you can have exclusive access to personalised concierges services 24 hours a days, 7 days a week.
The service is available in 7 languages – Cantonese, English, Japanese, Korean, Malay, Mandarin and Thai.
The main services provided are travel information and assistance, business services, and entertainment planning.got a group of friends or clients you'd want to plan an outing for? Call em' up!
Here are some of the line of credits and banking facilities you can avail under Maybank Visa Signature credit card:
- Maybank CashTreats
- Maybank EzyPay / EzyPay Plus
- Maybank Balance Transfer Plan
- Maybank Touch 'N Go Zing Card
Maybank Visa Signature Finance Charge
What is the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (Per Annum)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment less than 10 out of 12 months AND New Cardmembers||18%|
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges includes:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank Visa Signature are carried forward from the previous month's statement cycle are paid in full.