Maybank Visa Signature

A card that pays for your lifestyle with up to 5x TreatsPoints for grabs and 5% cashback on petrol and grocery spending every day.

Maybank Visa SignaturePremium Lifestyle Benefits
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get a 5% cash rebate whenever you spend locally on your weekly petrol and groceries spending. Capped at RM88 monthly - now isn't that an auspicious number!

Petrol and Groceries (Everyday)5%RM88any amount monthly


Earn TreatsPoints on your spending except for petrol and groceries. Every RM1 spent locally rewards you with 1x TreatsPoints while each RM1 spent abroad earns 5x TreatsPoints. Convert your points into RM100 cashback for every 50,000 TreatsPoints with no limit.

Maybank TreatsPoints
5 points on every RM1on all overseas retail
1 point on every RM1on all local retail
1 point on every RM1on education
1 point on every RM1on utilities
1 point on every RM1on insurance
1 point on every RM1on 0% EzyPay


Need to drive every day to work and send the kids to school? Loosen up your monthly budget with 5% cashback at petrol stations nationwide, capped at a maximum of RM88.


Have peace of mind when you touchdown at the airport with travel PA insurance up to RM1 million plus benefits for loss or delayed luggage and flights.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Travel InsuranceUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000


Busy globetrotting? Have the convenience of Visa Signature concierge service in 7 different languages, 24 hours a day and 7 days of the week! Enjoy up to 40% discount (excluding alcoholic drinks) at participating restaurants of Marriott Bonvoy for a maximum of 10 diners, valid until 31 December 2022.

Balance Transfer

Transfer your existing debts to your brand new Maybank credit card to enjoy the 12-month interest of 0% with one-time upfront interest at 3%. The minimum credit transfer amount is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Shop till you drop! Enjoy interest as low as 0% for up to 36 months on your shopping spree! Why pay for the whole month when you can convert big-ticket items to easy monthly instalments? For all other purchases, you can opt for Maybankard EzyPay Plus for low rates instalments of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM50
6 months0% p.a. and no one-time upfront handling feeRM50
12 months0% p.a. and no one-time upfront handling feeRM50
18 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM550 primary card

    Free for first year

    Waived when you spend RM30,000 for subsequent years

    4 free supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates


Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months.


5% Cash Back with Maybank Visa Signature

How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget.

With the Maybank Visa Signature, you'll put money back into your pocket with cash rebates of up to 5% when pumping at the fuel station or filling up your grocery bag at the local supermarket, capped at RM88 each month.

Don't think RM88 is a lot? Well, let's take a look at the bigger picture - If you maximise your savings each month, you'll be enjoying an extra RM1,056 for the whole year. 

What can you do with that money? Keep it in a savings account or fixed deposit - be a prudent spender and manage your money well!

Rewards Points

It's not all too common to find a credit card that offers both cashback AND reward points - but that's exactly what Maybank Visa Signature credit card offers.

Earn Maybank TreatsPoints when you shop locally or overseas.

With each RM1 spent in Malaysia (except for petrol and groceries), you can earn 1x TreatsPoints while RM1 spent abroad rewards you with 5x TreatsPoints. 

The reward points are not only for gift redemption but can also be converted to cashback!

Moreover, every 50,000 TreatsPoints earns you RM100 cashback. And...(wait for it)....every 10,000 Treats Air Miles will give you 1,000 Enrich Miles!

However, the following transactions are not eligible for TreatsPoints.

  • Government-related
  • JomPay

Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoints:

  • Education Institutions
  • Insurance Providers
  • Utilities
  • 0% EzyPay

Free Personal Accident Coverage from Maybank Visa Signature

Travel with peace of mind, whether it is for school holidays or business demands. 

Charge your full fare to your Maybank Visa Signature to be automatically covered with a personal accident insurance cover up to RM1 million and travel compensation up to RM3,000 for events such as delayed or lost luggage and a missed flight.

24/7 Concierge Service

Whether you're home or abroad, you can have exclusive access to personalised concierges services 24 hours a day, 7 days a week. 

The service is available in 7 languages – Cantonese, English, Japanese, Korean, Malay, Mandarin and Thai.

The main services provided are travel information and assistance, business services, and entertainment planning. Have a group of friends or clients you'd want to plan an outing for? Call 'em up!

Credit Extensions

Here are some of the lines of credits and banking facilities you can avail yourself under the Maybank Visa Signature credit card:

  • Maybank CashTreats
  • Maybank EzyPay / EzyPay Plus
  • Maybank Balance Transfer Plan
  • Maybank Touch 'N Go Zing Card

Maybank Visa Signature Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (p.a.)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fees and Charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.

In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank Visa Signature are carried forward from the previous month's statement cycle and are paid in full.

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