Premium Lifestyle Benefits
Maybank Credit Card Online Acquisition Campaign and Rewards
It’s exclusively the year of rabbits this Chinese New Year of 2023! Elevate your CNY celebration to the best one yet with Maybank Online Acquisition 2023 Credit Cards Campaign by taking home exclusive gifts for a limited time only. There are two (2) campaigns in which you can take part, so don’t miss this chance!
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Cash Back Campaign
From 1 January 2023 until 31 March 2023, the first 1,000 eligible customers every month throughout the Campaign Period can grab a one-time cashback prize worth RM100. Terms and conditions apply.
To be eligible for the cashback prize, you must be either a new-to-bank individual or an existing customer of Maybank and Maybank Islamic Berhad who is a resident of Malaysia and has yet to own any Maybank/Maybank Islamic principal credit card.
If you fall under either of those two eligible criteria, make an online application for a credit card via Maybank2u within the Campaign Period, wait for approval by the bank, and perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to participate in this campaign.
For easy reference, below is an illustration of the cashback reward and spending criteria.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
RM100 Cashback (capped at first 1,000 Eligible Customers every month throughout the Campaign Period) |
Minimum retail spend of RM300 within the first 45 days from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards | |||
| Maybank American Express Cards |
Campaign 2: Maybank Visa, Mastercard and American Express Online Acquisition Exclusive Campaign
There are more high-valued one-time gifts up for grabs such as Apple AirPods, Garmin Smartwatch and Marshall Earbuds! This campaign starts on 1 January 2023 and is valid until 31 March 2023.
To participate, you must be either new-to-bank individuals or Maybank and Maybank Islamic Berhad customers who are residents of Malaysia and do not have any credit card issued by Maybank in Malaysia and are 21 years of age during the time of application.
To add on, you also must apply as a principal card member for any of the participating Maybank credit card schemes during the Campaign Period online at the Maybank2u website.
If you are eligible and already have your credit card application via Maybank2u approved, you are able to take home any of the prizes by transacting as high as you can on retail spending accumulated throughout the Campaign Period from your first principal card approval date.
For easy reference on this campaign, please check out the table below.
Please also note that the campaign spending requirement/criteria cannot be combined with the other cards applied at the same time. For full details, check out the terms and conditions.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
Vivomove Sport Garmin Smartwatch (capped at Top 50 Highest Spender by end of the Campaign Period) |
Accumulated the highest retail spend by end of the Campaign Period from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards |
Apple AirPods 2 (capped at Top 50 Highest Spender by end of the Campaign Period) |
||
| Maybank American Express Cards |
Marshall Minor III Earbuds (capped at Top 50 Highest Spender by end of the Campaign Period) |
5% cashback with Maybank Visa Signature
How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget.
With the Maybank Visa Signature, you'll put money back into your pocket with cash rebates of up to 5% when pumping at the fuel station or filling up your grocery bag at the local supermarket, capped at RM88 each month.
Don't think RM88 is a lot? Well, let's take a look at the bigger picture - If you maximise your savings each month, you'll be enjoying an extra RM1,056 for the whole year.
What can you do with that money? Keep it in a savings account or fixed deposit - be a prudent spender and manage your money well!
Collect more rewards with Maybank TreatsPoints
It's not all too common to find a credit card that offers both cashback AND reward points - but that's exactly what the Maybank Visa Signature credit card offers.
With every swipe you made locally or overseas (except for petrol and grocery), you can earn 1x TreatsPoints and 5x TreatsPoints respectively. And the reward points are not only for gift redemption but can also be converted to cashback!
Moreover, every 50,000 TreatsPoints earns you RM100 cashback. And...(wait for it)....every 10,000 Treats Air Miles will give you 1,000 Enrich Miles, KrisFlyer Miles or Asia Miles! However, the following transactions are not eligible for TreatsPoints.
- Government-related
- JomPay
Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoints:
- Education Institutions
- Insurance Providers
- Utilities
- 0% EzyPay
Free travel insurance coverage from Maybank Visa Signature
Travel with peace of mind, whether it is for school holidays or business demands. Charge your full flight fare to your Maybank Visa Signature to be automatically covered with travel insurance coverage of up to RM2 million and travel compensation of up to RM3,000 for events such as delayed or lost luggage and a missed flight.
24/7 Visa Signature Concierge Service
Whether you're home or abroad, you can have exclusive access to personalised concierge services 24 hours a day, 7 days a week, exclusively by Visa Signature.
The service is available in seven languages – Cantonese, English, Japanese, Korean, Malay, Mandarin and Thai.
The main services provided are travel information and assistance, business services, and entertainment planning. Have a group of friends or clients you'd want to plan an outing for? Call 'em up!
Great credit extensions by Maybank
Here are some of the lines of credit and banking facilities you can avail yourself of under the Maybank Visa Signature credit card:
- Maybank CashTreats
- Maybank EzyPay / EzyPay Plus
- Maybank Balance Transfer Plan
- Maybank Touch 'N Go Zing Card
What is the interest rate of Maybank Visa Signature?
The interest rate is between 15% p.a. to 18% p.a. depending on the condition of your repayments. They are illustrated below.
| Conditions of Repayments | Tiered Interest Rate (p.a.) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on this finance charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Visa Signature are carried forward from the previous month's statement cycle and are paid in full.
